State Bank of Eagle Butte in Eagle Butte, South Dakota (SD)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • State Bank of Eagle Butte in Eagle Butte, South Dakota (SD)
  • Show street view No street view available for this location

State Bank of Eagle Butte - Overview

  • General
  • FDIC Certificate #: 18145
    Status: Active
    Federal Reserve ID: 403656
    Date Established: Febuary 01, 1960
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 12066
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: Febuary 01, 1960
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 124 Main St, Eagle Butte, SD 57625
    County: Dewey
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Sioux Falls
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Change in Location
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $39.2 mil
    Equity capital: $5.0 mil
    Deposits held in domestic offices: $33.8 mil
    Return on assets (ROA): 0.56% ($0.2 mil)
    Quarterly return on assets: -0.70% (-$0.3 mil)
    Return on Equity (ROE): 4.20% ($0.2 mil)
    Quarterly return on equity: -5.43% (-$0.3 mil)
    Net income: $0.2 mil
    Quarterly Net income: -$0.1 mil
    Pretax return on assets: 0.63% ($247.0 mil)
    Quarterly Pretax return on assets: -0.74% (-$290.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 18Total employees (full-time equivalent)
  • $39,200Total assets
  • $2,922Cash and due from depository institutions
  • $0Interest-bearing balances
  • $11,561Securities
  • $2,300Federal funds sold & reverse repurchase agreements
  • $21,445Net loans & leases
  • $456Loan loss allowance
  • $0Trading account assets
  • $604Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $39,200Life insurance assets
  • $368All other assets
  • $34,238Total liabilities and capital
  • $33,780Total liabilities
  • $24,962Total deposits
  • $33,780Interest-bearing deposits
  • $78Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $458Subordinated debt
  • $4,962All other liabilities
  • $4,962Total equity capital
  • $4,962Total bank equity capital
  • $0Perpetual preferred stock
  • $48Common stock
  • $1,565Surplus
  • $3,349Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $42Income earned, not collected on loans
  • $0Earning assets
  • $304Long-term assets (5+ years)
  • $35,306Average Assets, year-to-date
  • $11,766Average Assets, quarterly
  • $37,053Volatile liabilities
  • $39,202Insider loans
  • $25,550FHLB advances
  • $38,781Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $4,600Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $5,361Restructured Loans and leases
  • $999Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,828Total interest income
  • $399Total interest expense
  • $2,429Net interest income
  • $440Provision for loan and lease losses
  • $691Total noninterest income
  • $0Fiduciary activities
  • $478Service charges on deposit accounts
  • $0Trading account gains & fees
  • $213Additional noninterest income
  • $2,448Total noninterest expense
  • $1,731Salaries and employee benefits
  • $205Premises and equipment expense
  • $512Additional noninterest expense
  • $232Pre-tax net operating income
  • $0Securities gains (losses)
  • $23Applicable income taxes
  • $209Income before extraordinary items
  • $0Extraordinary gains - net
  • $209Net income attributable to bank
  • $0Net charge-offs
  • $209Cash dividends
  • $487Sale, conversion, retirement of capital stock, net
  • $166Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.29%Yield on earning assets
  • 1.17%Cost of funding earning assets
  • 7.12%Net interest margin
  • 2.03%Noninterest income to earning assets
  • 7.18%Noninterest expense to earning assets
  • 0.56%Net operating income to assets
  • 0.56%Return on assets (ROA)
  • 0.63%Pretax return on assets
  • 4.20%Return on equity (ROE)
  • 0.86%Retained earnings to average equity (YTD only)
  • 2.14%Net charge-offs to loans
  • 90.35%Credit loss provision to net charge-offs
  • 1.38%Efficiency ratio
  • 78,462Assets per employee
  • 2.18%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 79.43%Loss allowance to loans
  • 2.08%Loss allowance to noncurrent loans
  • 1085.71%Noncurrent assets plus other real estate owned to assets
  • 0.11%Noncurrent loans to loans
  • 0.19%Net loans and leases to deposits
  • 63.48%Net loans and leases to core deposits
  • 66.52%Equity capital to assets
  • 12.66%Core capital (leverage) ratio
  • 11.86%Tier 1 risk-based capital ratio
  • 18.00%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $37,053Average earning assets
  • $4,981Average equity
  • $34,105Average loans

List of branches

  • 1 South Dakota Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    012066State Bank Of Eagle Butte124 Main St, Eagle Butte, SD 57625Febuary 01, 1960Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with State Bank of Eagle Butte.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents