State Bank of Eagle Butte in Eagle Butte, South Dakota (SD)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • State Bank of Eagle Butte in Eagle Butte, South Dakota (SD)
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State Bank of Eagle Butte - Overview

  • General
  • FDIC Certificate #: 18145
    Status: Active
    Federal Reserve ID: 403656
    Date Established: Febuary 01, 1960
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 12066
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: Febuary 01, 1960
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 124 Main St, Eagle Butte, SD 57625
    County: Dewey
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Sioux Falls
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Change in Location
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $39.2 mil
    Equity capital: $5.0 mil
    Deposits held in domestic offices: $33.8 mil
    Return on assets (ROA): 0.56% ($0.2 mil)
    Quarterly return on assets: -0.70% (-$0.3 mil)
    Return on Equity (ROE): 4.20% ($0.2 mil)
    Quarterly return on equity: -5.43% (-$0.3 mil)
    Net income: $0.2 mil
    Quarterly Net income: -$0.1 mil
    Pretax return on assets: 0.63% ($247.0 mil)
    Quarterly Pretax return on assets: -0.74% (-$290.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 18Total employees (full-time equivalent)
  • $39,200Total assets
  • $2,922Cash and due from depository institutions
  • $0Interest-bearing balances
  • $11,561Securities
  • $2,300Federal funds sold & reverse repurchase agreements
  • $21,445Net loans & leases
  • $456Loan loss allowance
  • $0Trading account assets
  • $604Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $39,200Life insurance assets
  • $368All other assets
  • $34,238Total liabilities and capital
  • $33,780Total liabilities
  • $24,962Total deposits
  • $33,780Interest-bearing deposits
  • $78Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $458Subordinated debt
  • $4,962All other liabilities
  • $4,962Total equity capital
  • $4,962Total bank equity capital
  • $0Perpetual preferred stock
  • $48Common stock
  • $1,565Surplus
  • $3,349Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $42Income earned, not collected on loans
  • $0Earning assets
  • $304Long-term assets (5+ years)
  • $35,306Average Assets, year-to-date
  • $11,766Average Assets, quarterly
  • $37,053Volatile liabilities
  • $39,202Insider loans
  • $25,550FHLB advances
  • $38,781Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $4,600Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $5,361Restructured Loans and leases
  • $999Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,828Total interest income
  • $399Total interest expense
  • $2,429Net interest income
  • $440Provision for loan and lease losses
  • $691Total noninterest income
  • $0Fiduciary activities
  • $478Service charges on deposit accounts
  • $0Trading account gains & fees
  • $213Additional noninterest income
  • $2,448Total noninterest expense
  • $1,731Salaries and employee benefits
  • $205Premises and equipment expense
  • $512Additional noninterest expense
  • $232Pre-tax net operating income
  • $0Securities gains (losses)
  • $23Applicable income taxes
  • $209Income before extraordinary items
  • $0Extraordinary gains - net
  • $209Net income attributable to bank
  • $0Net charge-offs
  • $209Cash dividends
  • $487Sale, conversion, retirement of capital stock, net
  • $166Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.29%Yield on earning assets
  • 1.17%Cost of funding earning assets
  • 7.12%Net interest margin
  • 2.03%Noninterest income to earning assets
  • 7.18%Noninterest expense to earning assets
  • 0.56%Net operating income to assets
  • 0.56%Return on assets (ROA)
  • 0.63%Pretax return on assets
  • 4.20%Return on equity (ROE)
  • 0.86%Retained earnings to average equity (YTD only)
  • 2.14%Net charge-offs to loans
  • 90.35%Credit loss provision to net charge-offs
  • 1.38%Efficiency ratio
  • 78,462Assets per employee
  • 2.18%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 79.43%Loss allowance to loans
  • 2.08%Loss allowance to noncurrent loans
  • 1085.71%Noncurrent assets plus other real estate owned to assets
  • 0.11%Noncurrent loans to loans
  • 0.19%Net loans and leases to deposits
  • 63.48%Net loans and leases to core deposits
  • 66.52%Equity capital to assets
  • 12.66%Core capital (leverage) ratio
  • 11.86%Tier 1 risk-based capital ratio
  • 18.00%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $37,053Average earning assets
  • $4,981Average equity
  • $34,105Average loans

List of branches

  • 1 South Dakota Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    012066State Bank Of Eagle Butte124 Main St, Eagle Butte, SD 57625Febuary 01, 1960Full Service Brick and Mortar

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