State Bank of Eagle Butte in Eagle Butte, South Dakota (SD)

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State Bank of Eagle Butte routing number info

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State Bank of Eagle Butte
GeneralFDIC Certificate #: 18145
Status: Active
Federal Reserve ID: 403656
Date Established: Febuary 01, 1960
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 12066
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: Febuary 01, 1960
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 124 Main St, Eagle Butte, SD 57625
County: Dewey
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Sioux Falls
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
History of ChangesChange in Location
Merge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $39.2 mil
Equity capital: $5.0 mil
Deposits held in domestic offices: $33.8 mil
Return on assets (ROA): 0.56% ($0.2 mil)
Quarterly return on assets: -0.70% (-$0.3 mil)
Return on Equity (ROE): 4.20% ($0.2 mil)
Quarterly return on equity: -5.43% (-$0.3 mil)
Net income: $0.2 mil
Quarterly Net income: -$0.1 mil
Pretax return on assets: 0.63% ($247.0 mil)
Quarterly Pretax return on assets: -0.74% (-$290.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)18
Total assets$39,200
Cash and due from depository institutions$2,922
Interest-bearing balances$0
Federal funds sold & reverse repurchase agreements$2,300
Net loans & leases$21,445
Loan loss allowance $456
Trading account assets$0
Bank premises and fixed assets$604
Other real estate owned$0
Goodwill and other intangibles$0
All other assets$368
Life insurance assets$39,200
Total liabilities and capital$34,238
Total liabilities$33,780
Total deposits$24,962
Interest-bearing deposits$33,780
Deposits held in domestic offices$78
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $458
All other liabilities $4,962
Total equity capital$4,962
Total bank equity capital$4,962
Perpetual preferred stock$0
Common stock$48
Undivided profits $3,349
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $42
Earning assets $0
Long-term assets (5+ years) $304
Average Assets, year-to-date $35,306
Average Assets, quarterly $11,766
Volatile liabilities $37,053
Insider loans $39,202
FHLB advances $25,550
Loans and leases held for sale $38,781
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $4,600
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $5,361
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $2,828
Total interest expense $399
Net interest income $2,429
Provision for loan and lease losses $440
Total noninterest income $691
Fiduciary activities $0
Service charges on deposit accounts $478
Trading account gains & fees $0
Additional noninterest income $213
Total noninterest expense $2,448
Salaries and employee benefits $1,731
Premises and equipment expense $205
Additional noninterest expense $512
Pre-tax net operating income $232
Securities gains (losses) $0
Applicable income taxes $23
Income before extraordinary items $209
Extraordinary gains - net $0
Net income attributable to bank $209
Net charge-offs $0
Cash dividends $209
Sale, conversion, retirement of capital stock, net $487
Net operating income $166
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets8.29%
Cost of funding earning assets 1.17%
Net interest margin 7.12%
Noninterest income to earning assets 2.03%
Noninterest expense to earning assets 7.18%
Net operating income to assets 0.56%
Return on assets (ROA) 0.56%
Pretax return on assets 0.63%
Return on equity (ROE) 4.20%
Retained earnings to average equity (YTD only) 0.86%
Net charge-offs to loans 2.14%
Credit loss provision to net charge-offs 90.35%
Efficiency ratio1.38%
Assets per employee$78,462
Cash dividends to net income (YTD only)2.18%
Condition Ratios (%)
Loss allowance to loans 79.43%
Loss allowance to noncurrent loans 2.08%
Noncurrent assets plus other real estate owned to assets 1085.71%
Noncurrent loans to loans 0.11%
Net loans and leases to deposits0.19%
Net loans and leases to core deposits 63.48%
Equity capital to assets 66.52%
Core capital (leverage) ratio 12.66%
Tier 1 risk-based capital ratio 11.86%
Total risk-based capital ratio 18.00%
Average assets$19
Average earning assets$37,053
Average equity $4,981
Average loans $34,105
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1 South Dakota Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
012066State Bank Of Eagle Butte124 Main St, Eagle Butte, SD 57625Febuary 01, 1960Full Service Brick and Mortar
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