State Bank of Eagle Butte in Eagle Butte, South Dakota (SD)



Show street view No street view available for this location

State Bank of Eagle Butte routing number info

Table of contents:
State Bank of Eagle Butte
GeneralFDIC Certificate #: 18145
Status: Active
Federal Reserve ID: 403656
Date Established: Febuary 01, 1960
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 12066
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: Febuary 01, 1960
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 124 Main St, Eagle Butte, SD 57625
County: Dewey
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Sioux Falls
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
History of ChangesChange in Location
Merge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $39.2 mil
Equity capital: $5.0 mil
Deposits held in domestic offices: $33.8 mil
Return on assets (ROA): 0.56% ($0.2 mil)
Quarterly return on assets: -0.70% (-$0.3 mil)
Return on Equity (ROE): 4.20% ($0.2 mil)
Quarterly return on equity: -5.43% (-$0.3 mil)
Net income: $0.2 mil
Quarterly Net income: -$0.1 mil
Pretax return on assets: 0.63% ($247.0 mil)
Quarterly Pretax return on assets: -0.74% (-$290.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)18
Total assets$39,200
Cash and due from depository institutions$2,922
Interest-bearing balances$0
Securities$11,561
Federal funds sold & reverse repurchase agreements$2,300
Net loans & leases$21,445
Loan loss allowance $456
Trading account assets$0
Bank premises and fixed assets$604
Other real estate owned$0
Goodwill and other intangibles$0
All other assets$368
Life insurance assets$39,200
Total liabilities and capital$34,238
Total liabilities$33,780
Total deposits$24,962
Interest-bearing deposits$33,780
Deposits held in domestic offices$78
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $458
All other liabilities $4,962
Total equity capital$4,962
Total bank equity capital$4,962
Perpetual preferred stock$0
Common stock$48
Surplus$1,565
Undivided profits $3,349
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $42
Earning assets $0
Long-term assets (5+ years) $304
Average Assets, year-to-date $35,306
Average Assets, quarterly $11,766
Volatile liabilities $37,053
Insider loans $39,202
FHLB advances $25,550
Loans and leases held for sale $38,781
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $4,600
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $5,361
Derivatives$999
Back to page top, Back to table top

Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $2,828
Total interest expense $399
Net interest income $2,429
Provision for loan and lease losses $440
Total noninterest income $691
Fiduciary activities $0
Service charges on deposit accounts $478
Trading account gains & fees $0
Additional noninterest income $213
Total noninterest expense $2,448
Salaries and employee benefits $1,731
Premises and equipment expense $205
Additional noninterest expense $512
Pre-tax net operating income $232
Securities gains (losses) $0
Applicable income taxes $23
Income before extraordinary items $209
Extraordinary gains - net $0
Net income attributable to bank $209
Net charge-offs $0
Cash dividends $209
Sale, conversion, retirement of capital stock, net $487
Net operating income $166
Back to page top, Back to table top

Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets8.29%
Cost of funding earning assets 1.17%
Net interest margin 7.12%
Noninterest income to earning assets 2.03%
Noninterest expense to earning assets 7.18%
Net operating income to assets 0.56%
Return on assets (ROA) 0.56%
Pretax return on assets 0.63%
Return on equity (ROE) 4.20%
Retained earnings to average equity (YTD only) 0.86%
Net charge-offs to loans 2.14%
Credit loss provision to net charge-offs 90.35%
Efficiency ratio1.38%
Assets per employee$78,462
Cash dividends to net income (YTD only)2.18%
Condition Ratios (%)
Loss allowance to loans 79.43%
Loss allowance to noncurrent loans 2.08%
Noncurrent assets plus other real estate owned to assets 1085.71%
Noncurrent loans to loans 0.11%
Net loans and leases to deposits0.19%
Net loans and leases to core deposits 63.48%
Equity capital to assets 66.52%
Core capital (leverage) ratio 12.66%
Tier 1 risk-based capital ratio 11.86%
Total risk-based capital ratio 18.00%
Memoranda
Average assets$19
Average earning assets$37,053
Average equity $4,981
Average loans $34,105
Back to page top, Back to table top

1 South Dakota Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
012066State Bank Of Eagle Butte124 Main St, Eagle Butte, SD 57625Febuary 01, 1960Full Service Brick and Mortar
Back to page top

User Contributions:

Comment about this bank, ask questions, or add new information about it:

CAPTCHA


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with State Bank of Eagle Butte.
Based on public records. Inadvertent errors are possible.
BankEncyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.