First National Bank in city_name, state_name - Detailed Financial Reports, Location

First National Bank in Fort Pierre, South Dakota (SD), CO
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First National Bank - Overview

General
FDIC Certificate #: 14712
Status: Active
Federal Reserve ID: 355858
Bank Holding Company (Regulatory Top Holder): Capitol Bancorporation, Inc. (RSSDID: 1127294, Location: Britton, SD)
Date Established: January 01, 1934
WWW: http://www.firstnationalbanks.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 15 (Domestic: 15, Interstate: Yes)
OTS Docket #: 10576
FDIC's unique #: 9203
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: August 24, 1934
Last Structure Change Effective Date: April 01, 2007
Last Structure Change Process Date: March 13, 2009
Last Data Update: March 13, 2009
Data Source Date: April 05, 2012
Location
Address: 307 E Hustan Ave, Fort Pierre, SD 57532
County: Stanley
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Sioux Falls
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Pierre, SD (#38180)
CBSA Micro Statistical Area: Yes
History of Changes
Change in Location
Financial Summary
Total assets: $696.8 mil
Equity capital: $145.7 mil
Deposits held in domestic offices: $522.3 mil
Return on assets (ROA): 2.44% ($17.0 mil)
Quarterly return on assets: 2.61% ($18.2 mil)
Return on Equity (ROE): 11.69% ($17.1 mil)
Quarterly return on equity: 12.43% ($18.1 mil)
Net income: $16.3 mil
Quarterly Net income: $4.5 mil
Pretax return on assets: 3.80% ($26,478.8 mil)
Quarterly Pretax return on assets: 4.07% ($28,360.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
120Total employees (full-time equivalent)
$696,810Total assets
$55,005Cash and due from depository institutions
$41,842Interest-bearing balances
$149,137Securities
$16,570Federal funds sold & reverse repurchase agreements
$433,852Net loans & leases
$28,364Loan loss allowance
$0Trading account assets
$16,656Bank premises and fixed assets
$1,954Other real estate owned
$5,706Goodwill and other intangibles
$696,810Life insurance assets
$17,930All other assets
$551,082Total liabilities and capital
$522,333Total liabilities
$421,695Total deposits
$522,333Interest-bearing deposits
$73Deposits held in domestic offices
11991.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$16,758Subordinated debt
$145,728All other liabilities
$145,728Total equity capital
$145,728Total bank equity capital
$10,000Perpetual preferred stock
$971Common stock
$12,974Surplus
$121,783Undivided profits
Memoranda
$0Noncurrent loans and leases
$3,472Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$7,803Income earned, not collected on loans
$40Earning assets
$4,362Long-term assets (5+ years)
$641,401Average Assets, year-to-date
$214,050Average Assets, quarterly
$666,077Volatile liabilities
$685,507Insider loans
$489,726FHLB advances
$705,197Loans and leases held for sale
$2,656Unused loan commitments
$2,656Tier 1 (core) risk-based capital
$138,424Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$68,255Restructured Loans and leases
$2,218Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$51,696Total interest income
$3,280Total interest expense
$48,416Net interest income
$19,009Provision for loan and lease losses
$26,024Total noninterest income
$0Fiduciary activities
$1,807Service charges on deposit accounts
$0Trading account gains & fees
$24,217Additional noninterest income
$30,088Total noninterest expense
$7,331Salaries and employee benefits
$2,049Premises and equipment expense
$20,708Additional noninterest expense
$25,343Pre-tax net operating income
$0Securities gains (losses)
$9,076Applicable income taxes
$16,267Income before extraordinary items
$0Extraordinary gains - net
$16,267Net income attributable to bank
$0Net charge-offs
$16,267Cash dividends
$15,113Sale, conversion, retirement of capital stock, net
$3,884Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
8.43%Yield on earning assets
0.53%Cost of funding earning assets
7.90%Net interest margin
4.24%Noninterest income to earning assets
4.91%Noninterest expense to earning assets
2.44%Net operating income to assets
2.44%Return on assets (ROA)
3.80%Pretax return on assets
11.69%Return on equity (ROE)
8.90%Retained earnings to average equity (YTD only)
3.28%Net charge-offs to loans
125.78%Credit loss provision to net charge-offs
2.93%Efficiency ratio
40,419Assets per employee
5.81%Cash dividends to net income (YTD only)
Condition Ratios (%)
23.88%Loss allowance to loans
6.14%Loss allowance to noncurrent loans
363.50%Noncurrent assets plus other real estate owned to assets
1.40%Noncurrent loans to loans
1.69%Net loans and leases to deposits
83.06%Net loans and leases to core deposits
89.14%Equity capital to assets
20.91%Core capital (leverage) ratio
19.63%Tier 1 risk-based capital ratio
28.27%Total risk-based capital ratio
Memoranda
$30Average assets
$666,077Average earning assets
$139,127Average equity
$613,195Average loans

List of branches

1 Colorado Branch as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
16	14505	Arapahoe Bank And Trust Branch	7777 East Arapahoe Road, Englewood, CO 80112	March 20, 1973	Full Service Brick and Mortar

14 South Dakota Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	9203	First National Bank	307 E Hustan Ave, Fort Pierre, SD 57532	January 01, 1934	Full Service Brick and Mortar
1	231972	Mall Branch	1615 North Harrison Avenue, Pierre, SD 57501	June 15, 1981	Full Service Brick and Mortar
2	6356	Lead Branch	197 Glendale Ave., Lead, SD 57754	January 01, 1903	Full Service Brick and Mortar
4	4095	Frontier Branch	410 Main Street, Murdo, SD 57559	May 30, 1912	Full Service Brick and Mortar
5	208666	Midland Branch	410 Main Street, Midland, SD 57552	March 29, 1938	Full Service Brick and Mortar
6	6358	Mclaughlin Branch	204 Main Street, Mc Laughlin, SD 57642	August 24, 1910	Full Service Brick and Mortar
9	263761	Sturgis Branch	955 Main Street, Sturgis, SD 57785	January 01, 1925	Full Service Brick and Mortar
10	288568	Newell Branch	217 Girard, Newell, SD 57760	August 09, 1989	Full Service Brick and Mortar
11	231974	Rapid City Branch	632 Main Street, Rapid City, SD 57701	April 02, 1997	Full Service Brick and Mortar
12	231975	Credit Card Branch	600 East 60th Street, North, Sioux Falls, SD 57104	January 01, 1997	Limited Service Consumer Credit
13	231976	Pierre Branch	125 West Sioux Avenue, Pierre, SD 57501	January 24, 2000	Full Service Brick and Mortar
14	768	Huron Branch	333 Dakota Avenue South, Huron, SD 57350	January 01, 1918	Full Service Brick and Mortar
15	187929	Huron 18th Street Branch	18th And Dakota Avenue South, Huron, SD 57350	May 16, 1966	Limited Service Facility
18	288571	Lake Preston Branch	210 North Main, Lake Preston, SD 57249	August 09, 1989	Full Service Brick and Mortar

First National Bank in Fort Pierre, South Dakota (SD), CO
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

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First National Bank in Fort Pierre, South Dakota (SD), COOverview, Financial Summary, Detailed Financial Reports, Branches

First National Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank in Fort Pierre, South Dakota (SD), CO
Overview, Financial Summary, Detailed Financial Reports, Branches