Bank 7 in Oklahoma City, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Bank 7 in Oklahoma City, Oklahoma (OK)
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Bank 7 - Overview

  • General
  • FDIC Certificate #: 4147
    Status: Active
    Federal Reserve ID: 18854
    Bank Holding Company (Regulatory Top Holder): Haines Financial Corp (RSSDID: 3256134, Location: Oklahoma City, OK)
    Date Established: May 06, 1901
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 6 (Domestic: 6, Interstate: No)
    OTS Docket #: 52452
    FDIC's unique #: 2707
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 28, 2011
    Last Structure Change Process Date: January 31, 2011
    Last Data Update: January 31, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 1039 Nw 63rd Street, Oklahoma City, OK 73116
    County: Oklahoma
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Oklahoma City, OK (#5880)
    Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416)
    Core Based Statistical Area (CBSA): Oklahoma City, OK (#36420)
    CBSA Metro Statistical Area: Oklahoma City, OK (#36420)
  • History of Changes
  • Participated in FDIC Assisted Absorption/Consolidation/Merger
  • Financial Summary
  • Total assets: $211.6 mil
    Equity capital: $20.7 mil
    Deposits held in domestic offices: $187.7 mil
    Return on assets (ROA): 8.71% ($18.5 mil)
    Quarterly return on assets: 1.46% ($3.1 mil)
    Return on Equity (ROE): 84.49% ($17.7 mil)
    Quarterly return on equity: 13.77% ($2.9 mil)
    Net income: $15.9 mil
    Quarterly Net income: $0.8 mil
    Pretax return on assets: 8.71% ($18,427.4 mil)
    Quarterly Pretax return on assets: 1.46% ($3,088.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 52Total employees (full-time equivalent)
  • $211,566Total assets
  • $30,595Cash and due from depository institutions
  • $26,626Interest-bearing balances
  • $4,986Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $168,754Net loans & leases
  • $1,787Loan loss allowance
  • $0Trading account assets
  • $3,849Bank premises and fixed assets
  • $402Other real estate owned
  • $0Goodwill and other intangibles
  • $211,566Life insurance assets
  • $2,980All other assets
  • $190,876Total liabilities and capital
  • $187,713Total liabilities
  • $128,090Total deposits
  • $187,713Interest-bearing deposits
  • $86Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $3,163Subordinated debt
  • $20,690All other liabilities
  • $20,690Total equity capital
  • $20,690Total bank equity capital
  • $0Perpetual preferred stock
  • $40Common stock
  • $6,060Surplus
  • $14,590Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,817Income earned, not collected on loans
  • $0Earning assets
  • $1,696Long-term assets (5+ years)
  • $200,366Average Assets, year-to-date
  • $16,040Average Assets, quarterly
  • $183,043Volatile liabilities
  • $206,426Insider loans
  • $178,044FHLB advances
  • $206,024Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $20,699Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $35,077Restructured Loans and leases
  • $2,190Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $11,630Total interest income
  • $1,826Total interest expense
  • $9,804Net interest income
  • $525Provision for loan and lease losses
  • $12,836Total noninterest income
  • $0Fiduciary activities
  • $250Service charges on deposit accounts
  • $0Trading account gains & fees
  • $12,586Additional noninterest income
  • $6,169Total noninterest expense
  • $3,392Salaries and employee benefits
  • $1,037Premises and equipment expense
  • $1,740Additional noninterest expense
  • $15,946Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $15,946Income before extraordinary items
  • $0Extraordinary gains - net
  • $15,946Net income attributable to bank
  • $0Net charge-offs
  • $15,946Cash dividends
  • -$325Sale, conversion, retirement of capital stock, net
  • $7,050Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.77%Yield on earning assets
  • 1.06%Cost of funding earning assets
  • 5.70%Net interest margin
  • 7.47%Noninterest income to earning assets
  • 3.59%Noninterest expense to earning assets
  • 8.71%Net operating income to assets
  • 8.71%Return on assets (ROA)
  • 8.71%Pretax return on assets
  • 84.49%Return on equity (ROE)
  • 47.13%Retained earnings to average equity (YTD only)
  • -0.23%Net charge-offs to loans
  • -161.54%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 27,248Assets per employee
  • 4.07%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 44.21%Loss allowance to loans
  • 1.05%Loss allowance to noncurrent loans
  • 46.82%Noncurrent assets plus other real estate owned to assets
  • 1.99%Noncurrent loans to loans
  • 2.24%Net loans and leases to deposits
  • 89.90%Net loans and leases to core deposits
  • 108.29%Equity capital to assets
  • 9.78%Core capital (leverage) ratio
  • 10.05%Tier 1 risk-based capital ratio
  • 11.63%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $183,043Average earning assets
  • $18,874Average equity
  • $171,896Average loans

List of branches

  • 6 Oklahoma Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02707Bank 71039 Nw 63rd Street, Oklahoma City, OK 73116May 06, 1901Full Service Brick and Mortar
    1431085Medford Branch120 North First Street, Medford, OK 73759May 17, 2004Full Service Retail
    2459381Woodward Branch1003 Oklahoma Avenue, Woodward, OK 73801Febuary 16, 2007Full Service Brick and Mortar
    3511976Corporate Office Branch1039 Nw 63rd, Oklahoma City, OK 73116January 01, 2010Limited Service Administrative
    41522Camargo Bank7 Branch100 South Broadway, Camargo, OK 73835September 29, 1911Full Service Brick and Mortar
    5520581Woodward Westside Branch3300 Oklahoma Avenue, Woodward, OK 73801June 13, 2011Full Service Brick and Mortar

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