First Enterprise Bank in Oklahoma City, Oklahoma (OK)

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First Enterprise Bank routing number info

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First Enterprise Bank
GeneralFDIC Certificate #: 4049
Status: Active
Federal Reserve ID: 315656
Date Established: January 01, 1907
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 6 (Domestic: 6, Interstate: No)
OTS Docket #: 11373
FDIC's unique #: 2625
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 1000 West Britton Avenue, Oklahoma City, OK 73114
County: Oklahoma
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Oklahoma City
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Oklahoma City, OK (#5880)
Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416)
Core Based Statistical Area (CBSA): Oklahoma City, OK (#36420)
CBSA Metro Statistical Area: Oklahoma City, OK (#36420)
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $166.6 mil
Equity capital: $14.6 mil
Deposits held in domestic offices: $137.2 mil
Return on assets (ROA): 1.24% ($2.1 mil)
Quarterly return on assets: -0.85% (-$1.4 mil)
Return on Equity (ROE): 14.00% ($2.1 mil)
Quarterly return on equity: -9.50% (-$1.4 mil)
Net income: $2.1 mil
Quarterly Net income: -$0.4 mil
Pretax return on assets: 1.24% ($2,065.7 mil)
Quarterly Pretax return on assets: -0.85% (-$1,416.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)61
Total assets$166,592
Cash and due from depository institutions$18,245
Interest-bearing balances$11,476
Federal funds sold & reverse repurchase agreements$885
Net loans & leases$135,569
Loan loss allowance $2,255
Trading account assets$0
Bank premises and fixed assets$2,325
Other real estate owned$6,107
Goodwill and other intangibles$0
All other assets$3,460
Life insurance assets$166,592
Total liabilities and capital$152,019
Total liabilities$137,211
Total deposits$107,058
Interest-bearing deposits$137,211
Deposits held in domestic offices$95
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$14,600
Other borrowed funds $0
Subordinated debt $208
All other liabilities $14,573
Total equity capital$14,573
Total bank equity capital$14,573
Perpetual preferred stock$0
Common stock$1,650
Undivided profits $11,273
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $4,080
Earning assets $0
Long-term assets (5+ years) $797
Average Assets, year-to-date $147,931
Average Assets, quarterly $965
Volatile liabilities $168,858
Insider loans $167,765
FHLB advances $136,522
Loans and leases held for sale $168,602
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $14,573
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $9,948
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $10,195
Total interest expense $1,604
Net interest income $8,591
Provision for loan and lease losses $950
Total noninterest income $772
Fiduciary activities $0
Service charges on deposit accounts $816
Trading account gains & fees $0
Additional noninterest income -$44
Total noninterest expense $6,323
Salaries and employee benefits $3,281
Premises and equipment expense $846
Additional noninterest expense $2,196
Pre-tax net operating income $2,090
Securities gains (losses) $0
Applicable income taxes $0
Income before extraordinary items $2,090
Extraordinary gains - net $0
Net income attributable to bank $2,090
Net charge-offs $0
Cash dividends $2,090
Sale, conversion, retirement of capital stock, net $223
Net operating income $1,648
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets6.66%
Cost of funding earning assets 1.05%
Net interest margin 5.61%
Noninterest income to earning assets 0.50%
Noninterest expense to earning assets 4.13%
Net operating income to assets 1.24%
Return on assets (ROA) 1.24%
Pretax return on assets 1.24%
Return on equity (ROE) 14.00%
Retained earnings to average equity (YTD only) 2.96%
Net charge-offs to loans 0.16%
Credit loss provision to net charge-offs 426.01%
Efficiency ratio13.63%
Assets per employee$67,532
Cash dividends to net income (YTD only)2.73%
Condition Ratios (%)
Loss allowance to loans 78.85%
Loss allowance to noncurrent loans 1.64%
Noncurrent assets plus other real estate owned to assets 55.27%
Noncurrent loans to loans 6.11%
Net loans and leases to deposits2.96%
Net loans and leases to core deposits 98.80%
Equity capital to assets 121.27%
Core capital (leverage) ratio 8.75%
Tier 1 risk-based capital ratio 8.64%
Total risk-based capital ratio 10.67%
Average assets$12
Average earning assets$168,858
Average equity $14,933
Average loans $153,184
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6 Oklahoma Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
02625First Enterprise Bank1000 West Britton Avenue, Oklahoma City, OK 73114January 01, 1907Full Service Brick and Mortar
1202249Motor Bank Branch1011 N.W. 92nd Street, Oklahoma City, OK 73114May 01, 1962Limited Service Facility
2202250N.W. 122nd Street Branch3801 N.W. 122nd Street, Oklahoma City, OK 73120August 30, 1985Full Service Brick and Mortar
3124822115 S.W. 44th Street Branch2115 S.W. 44th Street, Oklahoma City, OK 73119September 24, 1962Full Service Brick and Mortar
4245821Detached Facility2116 S W 44th St, Oklahoma City, OK 73108October 15, 1976Limited Service Facility
520225139th Street Branch4413 Northwest 39th Street, Oklahoma City, OK 73112July 11, 1997Full Service Brick and Mortar
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