The Bankers Bank in Oklahoma City, Oklahoma (OK), TX
Overview, Financial Summary, Detailed Financial Reports, Branches


  • The Bankers Bank in Oklahoma City, Oklahoma (OK), TX
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The Bankers Bank - Overview

  • General
  • FDIC Certificate #: 26677
    Status: Active
    Federal Reserve ID: 859655
    Bank Holding Company (Regulatory Top Holder): Bankers Bancorp Of Oklahoma, Inc. (RSSDID: 1138209, Location: Oklahoma City, OK)
    Date Established: May 28, 1986
    WWW: http://www.thebankersbank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 2 (Domestic: 2, Interstate: Yes)
    OTS Docket #: 11705
    FDIC's unique #: 35692
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: May 28, 1986
    Last Structure Change Effective Date: August 10, 2009
    Last Structure Change Process Date: October 06, 2009
    Last Data Update: October 06, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 9020 North May Avenue, Suite 200, Oklahoma City, OK 73120
    County: Oklahoma
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Oklahoma City, OK (#5880)
    Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416)
    Core Based Statistical Area (CBSA): Oklahoma City, OK (#36420)
    CBSA Metro Statistical Area: Oklahoma City, OK (#36420)
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $190.2 mil
    Equity capital: $26.5 mil
    Deposits held in domestic offices: $120.4 mil
    Return on assets (ROA): 1.07% ($2.0 mil)
    Quarterly return on assets: 1.55% ($2.9 mil)
    Return on Equity (ROE): 7.68% ($2.1 mil)
    Quarterly return on equity: 10.61% ($2.9 mil)
    Net income: $2.0 mil
    Quarterly Net income: $0.7 mil
    Pretax return on assets: 1.71% ($3,251.7 mil)
    Quarterly Pretax return on assets: 1.55% ($2,947.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 57Total employees (full-time equivalent)
  • $190,160Total assets
  • $43,861Cash and due from depository institutions
  • $34,366Interest-bearing balances
  • $1,038Securities
  • $32,747Federal funds sold & reverse repurchase agreements
  • $96,393Net loans & leases
  • $2,742Loan loss allowance
  • $0Trading account assets
  • $8,869Bank premises and fixed assets
  • $75Other real estate owned
  • $0Goodwill and other intangibles
  • $190,160Life insurance assets
  • $7,177All other assets
  • $163,640Total liabilities and capital
  • $120,382Total liabilities
  • $19,430Total deposits
  • $120,382Interest-bearing deposits
  • $100Deposits held in domestic offices
  • 40427.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $2,831Subordinated debt
  • $26,520All other liabilities
  • $26,520Total equity capital
  • $26,520Total bank equity capital
  • $0Perpetual preferred stock
  • $1,000Common stock
  • $7,839Surplus
  • $17,681Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,219Income earned, not collected on loans
  • $0Earning assets
  • $597Long-term assets (5+ years)
  • $164,544Average Assets, year-to-date
  • $26,552Average Assets, quarterly
  • $188,478Volatile liabilities
  • $182,482Insider loans
  • $126,217FHLB advances
  • $213,062Loans and leases held for sale
  • $2,788Unused loan commitments
  • $2,788Tier 1 (core) risk-based capital
  • $26,512Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $85,644Restructured Loans and leases
  • $150Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,985Total interest income
  • $222Total interest expense
  • $5,763Net interest income
  • $550Provision for loan and lease losses
  • $10,470Total noninterest income
  • $0Fiduciary activities
  • $6,560Service charges on deposit accounts
  • $0Trading account gains & fees
  • $3,910Additional noninterest income
  • $12,467Total noninterest expense
  • $4,909Salaries and employee benefits
  • $791Premises and equipment expense
  • $6,767Additional noninterest expense
  • $3,216Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,199Applicable income taxes
  • $2,017Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,017Net income attributable to bank
  • $0Net charge-offs
  • $2,017Cash dividends
  • $24Sale, conversion, retirement of capital stock, net
  • $1,057Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.68%Yield on earning assets
  • 0.14%Cost of funding earning assets
  • 3.54%Net interest margin
  • 6.43%Noninterest income to earning assets
  • 7.66%Noninterest expense to earning assets
  • 1.07%Net operating income to assets
  • 1.07%Return on assets (ROA)
  • 1.71%Pretax return on assets
  • 7.68%Return on equity (ROE)
  • 3.65%Retained earnings to average equity (YTD only)
  • 0.02%Net charge-offs to loans
  • 2291.67%Credit loss provision to net charge-offs
  • 156.92%Efficiency ratio
  • 76,800Assets per employee
  • 3.34%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 52.40%Loss allowance to loans
  • 2.77%Loss allowance to noncurrent loans
  • 224.94%Noncurrent assets plus other real estate owned to assets
  • 0.68%Noncurrent loans to loans
  • 1.23%Net loans and leases to deposits
  • 80.07%Net loans and leases to core deposits
  • 93.42%Equity capital to assets
  • 13.95%Core capital (leverage) ratio
  • 12.44%Tier 1 risk-based capital ratio
  • 21.01%Total risk-based capital ratio
  • Memoranda
  • $22Average assets
  • $188,478Average earning assets
  • $26,278Average equity
  • $162,829Average loans

List of branches

  • 1 Oklahoma Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    035692The Bankers Bank9020 North May Avenue, Suite 200, Oklahoma City, OK 73120May 28, 1986Full Service Brick and Mortar
  • 1 Texas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    1489694Texas Branch1700 Redbud Blvd, Mckinney, TX 75069March 31, 2009Full Service Brick and Mortar

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