Bank of Ash Grove in Ash Grove, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches


Bank of Ash Grove - Overview

  • General
  • FDIC Certificate #: 8252
    Status: Active
    Federal Reserve ID: 568443
    Date Established: April 13, 1883
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 5262
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 03, 2009
    Last Structure Change Process Date: December 07, 2009
    Last Data Update: December 07, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 218 N Webster Ave, Ash Grove, MO 65604
    County: Greene
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Springfield, MO (#7920)
    Core Based Statistical Area (CBSA): Springfield, MO (#44180)
    CBSA Metro Statistical Area: Springfield, MO (#44180)
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $75.8 mil
    Equity capital: $17.5 mil
    Deposits held in domestic offices: $57.6 mil
    Return on assets (ROA): 1.14% ($0.9 mil)
    Quarterly return on assets: 1.07% ($0.8 mil)
    Return on Equity (ROE): 5.17% ($0.9 mil)
    Quarterly return on equity: 4.72% ($0.8 mil)
    Net income: $0.9 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 1.40% ($1,061.2 mil)
    Quarterly Pretax return on assets: 1.36% ($1,030.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 15Total employees (full-time equivalent)
  • $75,803Total assets
  • $13,948Cash and due from depository institutions
  • $12,019Interest-bearing balances
  • $26,957Securities
  • $788Federal funds sold & reverse repurchase agreements
  • $32,565Net loans & leases
  • $452Loan loss allowance
  • $0Trading account assets
  • $253Bank premises and fixed assets
  • $725Other real estate owned
  • $0Goodwill and other intangibles
  • $75,803Life insurance assets
  • $567All other assets
  • $58,308Total liabilities and capital
  • $57,641Total liabilities
  • $51,272Total deposits
  • $57,641Interest-bearing deposits
  • $94Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $667Subordinated debt
  • $17,495All other liabilities
  • $17,495Total equity capital
  • $17,495Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $2,350Surplus
  • $15,045Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $600Income earned, not collected on loans
  • $0Earning assets
  • $405Long-term assets (5+ years)
  • $72,329Average Assets, year-to-date
  • $27,900Average Assets, quarterly
  • $75,755Volatile liabilities
  • $76,589Insider loans
  • $39,189FHLB advances
  • $76,237Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $16,734Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $712Restructured Loans and leases
  • $7Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,734Total interest income
  • $545Total interest expense
  • $2,189Net interest income
  • $145Provision for loan and lease losses
  • $237Total noninterest income
  • $0Fiduciary activities
  • $150Service charges on deposit accounts
  • $0Trading account gains & fees
  • $87Additional noninterest income
  • $1,242Total noninterest expense
  • $561Salaries and employee benefits
  • $152Premises and equipment expense
  • $529Additional noninterest expense
  • $1,039Pre-tax net operating income
  • $20Securities gains (losses)
  • $192Applicable income taxes
  • $867Income before extraordinary items
  • $0Extraordinary gains - net
  • $867Net income attributable to bank
  • $0Net charge-offs
  • $867Cash dividends
  • $99Sale, conversion, retirement of capital stock, net
  • $36Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.79%Yield on earning assets
  • 0.76%Cost of funding earning assets
  • 3.04%Net interest margin
  • 0.33%Noninterest income to earning assets
  • 1.72%Noninterest expense to earning assets
  • 1.12%Net operating income to assets
  • 1.14%Return on assets (ROA)
  • 1.40%Pretax return on assets
  • 5.17%Return on equity (ROE)
  • 4.96%Retained earnings to average equity (YTD only)
  • 0.30%Net charge-offs to loans
  • 146.46%Credit loss provision to net charge-offs
  • 11.96%Efficiency ratio
  • 51,195Assets per employee
  • 5.05%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 4.15%Loss allowance to loans
  • 1.37%Loss allowance to noncurrent loans
  • 75.33%Noncurrent assets plus other real estate owned to assets
  • 1.75%Noncurrent loans to loans
  • 1.82%Net loans and leases to deposits
  • 56.50%Net loans and leases to core deposits
  • 61.06%Equity capital to assets
  • 23.08%Core capital (leverage) ratio
  • 21.95%Tier 1 risk-based capital ratio
  • 42.70%Total risk-based capital ratio
  • Memoranda
  • $44Average assets
  • $75,755Average earning assets
  • $16,760Average equity
  • $72,108Average loans

List of branches

  • 2 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    05262Bank Of Ash Grove218 N Webster Ave, Ash Grove, MO 65604April 13, 1883Full Service Brick and Mortar
    2218193Walnut Grove BranchWashington And Main Streets, Walnut Grove, MO 65770May 21, 1984Full Service Brick and Mortar

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