Bank of Bolivar in Bolivar, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches


Bank of Bolivar - Overview

  • General
  • FDIC Certificate #: 34397
    Status: Active
    Federal Reserve ID: 2535560
    Bank Holding Company (Regulatory Top Holder): Bolivar Bancshares, Inc (RSSDID: 2535579, Location: Bolivar, MO)
    Date Established: April 16, 1997
    WWW: http://www.bankofbolivarmo.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Domestic: 4, Interstate: No)
    FDIC's unique #: 57160
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: April 16, 1997
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 495 South Springfield Avenue, Bolivar, MO 65613
    County: Polk
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Springfield, MO (#44180)
    CBSA Metro Statistical Area: Springfield, MO (#44180)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $197.3 mil
    Equity capital: $19.9 mil
    Deposits held in domestic offices: $169.9 mil
    Return on assets (ROA): 0.55% ($1.1 mil)
    Quarterly return on assets: 0.39% ($0.8 mil)
    Return on Equity (ROE): 5.66% ($1.1 mil)
    Quarterly return on equity: 3.90% ($0.8 mil)
    Net income: $1.1 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 0.61% ($1,203.4 mil)
    Quarterly Pretax return on assets: 0.39% ($769.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 68Total employees (full-time equivalent)
  • $197,274Total assets
  • $7,782Cash and due from depository institutions
  • $2,313Interest-bearing balances
  • $14,335Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $155,799Net loans & leases
  • $1,929Loan loss allowance
  • $0Trading account assets
  • $4,885Bank premises and fixed assets
  • $6,116Other real estate owned
  • $0Goodwill and other intangibles
  • $197,274Life insurance assets
  • $8,357All other assets
  • $177,413Total liabilities and capital
  • $169,897Total liabilities
  • $148,422Total deposits
  • $169,897Interest-bearing deposits
  • $92Deposits held in domestic offices
  • 2041.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $5,000Trading liabilities
  • $0Other borrowed funds
  • $475Subordinated debt
  • $19,861All other liabilities
  • $19,861Total equity capital
  • $19,861Total bank equity capital
  • $0Perpetual preferred stock
  • $1,500Common stock
  • $5,781Surplus
  • $12,580Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $640Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $4,366Income earned, not collected on loans
  • $0Earning assets
  • $767Long-term assets (5+ years)
  • $172,447Average Assets, year-to-date
  • $34,808Average Assets, quarterly
  • $199,175Volatile liabilities
  • $199,034Insider loans
  • $158,468FHLB advances
  • $200,738Loans and leases held for sale
  • $4,135Unused loan commitments
  • $4,135Tier 1 (core) risk-based capital
  • $19,804Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $17,680Restructured Loans and leases
  • $4Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $9,987Total interest income
  • $2,074Total interest expense
  • $7,913Net interest income
  • $1,262Provision for loan and lease losses
  • $1,170Total noninterest income
  • $0Fiduciary activities
  • $463Service charges on deposit accounts
  • $0Trading account gains & fees
  • $707Additional noninterest income
  • $6,659Total noninterest expense
  • $3,384Salaries and employee benefits
  • $670Premises and equipment expense
  • $2,605Additional noninterest expense
  • $1,162Pre-tax net operating income
  • $52Securities gains (losses)
  • $115Applicable income taxes
  • $1,099Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,099Net income attributable to bank
  • $0Net charge-offs
  • $1,099Cash dividends
  • $1,488Sale, conversion, retirement of capital stock, net
  • $230Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.65%Yield on earning assets
  • 1.17%Cost of funding earning assets
  • 4.47%Net interest margin
  • 0.66%Noninterest income to earning assets
  • 3.77%Noninterest expense to earning assets
  • 0.53%Net operating income to assets
  • 0.55%Return on assets (ROA)
  • 0.61%Pretax return on assets
  • 5.66%Return on equity (ROE)
  • 4.48%Retained earnings to average equity (YTD only)
  • 0.92%Net charge-offs to loans
  • 84.81%Credit loss provision to net charge-offs
  • 1.63%Efficiency ratio
  • 73,313Assets per employee
  • 2.90%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 20.93%Loss allowance to loans
  • 1.22%Loss allowance to noncurrent loans
  • 44.18%Noncurrent assets plus other real estate owned to assets
  • 5.31%Noncurrent loans to loans
  • 2.77%Net loans and leases to deposits
  • 91.70%Net loans and leases to core deposits
  • 99.52%Equity capital to assets
  • 10.07%Core capital (leverage) ratio
  • 9.87%Tier 1 risk-based capital ratio
  • 12.50%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $199,175Average earning assets
  • $19,410Average equity
  • $176,843Average loans

List of branches

  • 4 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    057160Bank Of Bolivar495 South Springfield Avenue, Bolivar, MO 65613April 16, 1997Full Service Brick and Mortar
    1290609Fair Grove Branch40 North Main Street, Fair Grove, MO 65648September 16, 1999Full Service Brick and Mortar
    2440376Bolivar Branch2126 West Broadway, Bolivar, MO 65613May 05, 2005Full Service Brick and Mortar
    3473628Bank Of Bolivar2920 E Chestnut Expressway, Springfield, MO 65802October 09, 2007Full Service Brick and Mortar

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