Bank of Poynette in Poynette, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Bank of Poynette in Poynette, Wisconsin (WI)
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Bank of Poynette - Overview

  • General
  • FDIC Certificate #: 11603
    Status: Active
    Federal Reserve ID: 54049
    Bank Holding Company (Regulatory Top Holder): John T. Vucurevich Foundation (RSSDID: 3613504, Location: Rapid City, SD)
    Date Established: January 01, 1894
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: No)
    OTS Docket #: 11010
    FDIC's unique #: 7416
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 105 South Main Street, Poynette, WI 53955
    County: Columbia
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Madison
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Combined Statistical Area (CSA): Madison-Baraboo, WI (#358)
    Core Based Statistical Area (CBSA): Madison, WI (#31540)
    CBSA Metro Statistical Area: Madison, WI (#31540)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $95.0 mil
    Equity capital: $8.0 mil
    Deposits held in domestic offices: $84.2 mil
    Return on assets (ROA): 0.95% ($0.9 mil)
    Quarterly return on assets: 0.99% ($0.9 mil)
    Return on Equity (ROE): 10.60% ($0.8 mil)
    Quarterly return on equity: 11.16% ($0.9 mil)
    Net income: $0.8 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 1.38% ($1,310.8 mil)
    Quarterly Pretax return on assets: 1.46% ($1,386.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 23Total employees (full-time equivalent)
  • $94,986Total assets
  • $20,806Cash and due from depository institutions
  • $17,170Interest-bearing balances
  • $12,252Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $56,262Net loans & leases
  • $1,205Loan loss allowance
  • $0Trading account assets
  • $1,718Bank premises and fixed assets
  • $1,101Other real estate owned
  • $0Goodwill and other intangibles
  • $94,986Life insurance assets
  • $2,847All other assets
  • $86,952Total liabilities and capital
  • $84,219Total liabilities
  • $72,721Total deposits
  • $84,219Interest-bearing deposits
  • $87Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $2,000Trading liabilities
  • $0Other borrowed funds
  • $733Subordinated debt
  • $8,034All other liabilities
  • $8,034Total equity capital
  • $8,034Total bank equity capital
  • $0Perpetual preferred stock
  • $450Common stock
  • $1,950Surplus
  • $5,634Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,034Income earned, not collected on loans
  • $0Earning assets
  • $287Long-term assets (5+ years)
  • $85,684Average Assets, year-to-date
  • $5,655Average Assets, quarterly
  • $89,549Volatile liabilities
  • $92,089Insider loans
  • $57,976FHLB advances
  • $90,387Loans and leases held for sale
  • $1,269Unused loan commitments
  • $948Tier 1 (core) risk-based capital
  • $7,940Tier 2 risk-based capital
  • $321Total risk weighted assets
  • $0Total unused commitments
  • $6,513Restructured Loans and leases
  • $75Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,737Total interest income
  • $628Total interest expense
  • $3,109Net interest income
  • $262Provision for loan and lease losses
  • $846Total noninterest income
  • $0Fiduciary activities
  • $134Service charges on deposit accounts
  • $0Trading account gains & fees
  • $712Additional noninterest income
  • $2,459Total noninterest expense
  • $1,317Salaries and employee benefits
  • $303Premises and equipment expense
  • $839Additional noninterest expense
  • $1,234Pre-tax net operating income
  • $0Securities gains (losses)
  • $385Applicable income taxes
  • $849Income before extraordinary items
  • $0Extraordinary gains - net
  • $849Net income attributable to bank
  • $0Net charge-offs
  • $849Cash dividends
  • $459Sale, conversion, retirement of capital stock, net
  • $500Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.56%Yield on earning assets
  • 0.77%Cost of funding earning assets
  • 3.80%Net interest margin
  • 1.03%Noninterest income to earning assets
  • 3.00%Noninterest expense to earning assets
  • 0.95%Net operating income to assets
  • 0.95%Return on assets (ROA)
  • 1.38%Pretax return on assets
  • 10.60%Return on equity (ROE)
  • 4.36%Retained earnings to average equity (YTD only)
  • 0.79%Net charge-offs to loans
  • 57.08%Credit loss provision to net charge-offs
  • 3.26%Efficiency ratio
  • 62,174Assets per employee
  • 4.13%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 58.89%Loss allowance to loans
  • 2.10%Loss allowance to noncurrent loans
  • 39.72%Noncurrent assets plus other real estate owned to assets
  • 4.35%Noncurrent loans to loans
  • 5.28%Net loans and leases to deposits
  • 66.80%Net loans and leases to core deposits
  • 68.94%Equity capital to assets
  • 8.46%Core capital (leverage) ratio
  • 8.78%Tier 1 risk-based capital ratio
  • 13.70%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $89,549Average earning assets
  • $8,007Average equity
  • $81,909Average loans

List of branches

  • 3 Wisconsin Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    07416Bank Of Poynette105 South Main Street, Poynette, WI 53955January 01, 1894Full Service Brick and Mortar
    3225243Lodi Branch10901 West Lake Point Drive, Lodi, WI 53555June 28, 1993Full Service Brick and Mortar
    4364349Pardeeville Branch512 South Main Street, Pardeeville, WI 53954July 01, 2002Full Service Brick and Mortar

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