Bankers' Bank of the West in Denver, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

Bankers' Bank of the West - Overview

  • General
  • FDIC Certificate #: 23210
    Status: Active
    Federal Reserve ID: 732758
    Bank Holding Company (Regulatory Top Holder): Bankers' Bank Of The West Bancorp, Inc. (RSSDID: 2249401, Location: Denver, CO)
    Date Established: October 01, 1980
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 16263
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: October 01, 1980
    Last Structure Change Effective Date: December 13, 2011
    Last Structure Change Process Date: December 21, 2011
    Last Data Update: December 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 1099 18th Street, Suite 2700, Denver, CO 80202
    County: Denver
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Denver
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Denver, CO (#2080)
    Consolidated Metropolitan Statistical Area (CMSA): Denver-Boulder-Greeley, CO (#34)
    Combined Statistical Area (CSA): Denver-Aurora-Boulder, CO (#216)
    Core Based Statistical Area (CBSA): Denver-Aurora-Broomfield, CO (#19740)
    CBSA Metro Statistical Area: Denver-Aurora-Broomfield, CO (#19740)
  • Financial Summary
  • Total assets: $367.4 mil
    Equity capital: $33.4 mil
    Deposits held in domestic offices: $322.4 mil
    Return on assets (ROA): 0.50% ($1.8 mil)
    Quarterly return on assets: 0.43% ($1.6 mil)
    Return on Equity (ROE): 5.59% ($1.8 mil)
    Quarterly return on equity: 4.64% ($1.5 mil)
    Net income: $1.8 mil
    Quarterly Net income: $0.4 mil
    Pretax return on assets: 0.50% ($1,836.8 mil)
    Quarterly Pretax return on assets: -0.45% (-$1,653.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 46Total employees (full-time equivalent)
  • $367,367Total assets
  • $78,943Cash and due from depository institutions
  • $63,117Interest-bearing balances
  • $83,161Securities
  • $25,400Federal funds sold & reverse repurchase agreements
  • $159,778Net loans & leases
  • $7,253Loan loss allowance
  • $0Trading account assets
  • $176Bank premises and fixed assets
  • $9,146Other real estate owned
  • $0Goodwill and other intangibles
  • $367,367Life insurance assets
  • $10,763All other assets
  • $333,971Total liabilities and capital
  • $322,375Total liabilities
  • $146,174Total deposits
  • $322,375Interest-bearing deposits
  • $100Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $11,596Subordinated debt
  • $33,396All other liabilities
  • $33,396Total equity capital
  • $33,396Total bank equity capital
  • $0Perpetual preferred stock
  • $1,234Common stock
  • $15,091Surplus
  • $17,071Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $13,065Income earned, not collected on loans
  • $0Earning assets
  • $1,057Long-term assets (5+ years)
  • $331,456Average Assets, year-to-date
  • $74,596Average Assets, quarterly
  • $366,751Volatile liabilities
  • $362,949Insider loans
  • $194,887FHLB advances
  • $374,143Loans and leases held for sale
  • $4,994Unused loan commitments
  • $4,725Tier 1 (core) risk-based capital
  • $32,428Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $269Total unused commitments
  • $51,787Restructured Loans and leases
  • $1,000Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $9,854Total interest income
  • $1,474Total interest expense
  • $8,380Net interest income
  • $615Provision for loan and lease losses
  • $9,885Total noninterest income
  • $0Fiduciary activities
  • $1,210Service charges on deposit accounts
  • $0Trading account gains & fees
  • $8,675Additional noninterest income
  • $15,817Total noninterest expense
  • $4,141Salaries and employee benefits
  • $807Premises and equipment expense
  • $10,869Additional noninterest expense
  • $1,833Pre-tax net operating income
  • $0Securities gains (losses)
  • $9Applicable income taxes
  • $1,824Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,824Net income attributable to bank
  • $0Net charge-offs
  • $1,824Cash dividends
  • $6,903Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 2.97%Yield on earning assets
  • 0.44%Cost of funding earning assets
  • 2.53%Net interest margin
  • 2.98%Noninterest income to earning assets
  • 4.77%Noninterest expense to earning assets
  • 0.50%Net operating income to assets
  • 0.50%Return on assets (ROA)
  • 0.50%Pretax return on assets
  • 5.59%Return on equity (ROE)
  • 5.59%Retained earnings to average equity (YTD only)
  • 3.77%Net charge-offs to loans
  • 8.91%Credit loss provision to net charge-offs
  • 0.35%Efficiency ratio
  • 86,597Assets per employee
  • 7.99%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 4.34%Loss allowance to noncurrent loans
  • 55.51%Noncurrent assets plus other real estate owned to assets
  • 6.05%Noncurrent loans to loans
  • 7.82%Net loans and leases to deposits
  • 49.56%Net loans and leases to core deposits
  • 57.71%Equity capital to assets
  • 9.09%Core capital (leverage) ratio
  • 8.67%Tier 1 risk-based capital ratio
  • 16.64%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $366,751Average earning assets
  • $32,610Average equity
  • $331,559Average loans

Total Fiduciary and Related Assets (December 31, 2004)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $3,358,456Managed Assets
  • 1Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 133Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $3,358,456Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 1 Colorado Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    016263Bankers' Bank Of The West1099 18th Street, Suite 2700, Denver, CO 80202October 01, 1980Full Service Brick and Mortar

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