Native American Bank, National Association in Denver, Colorado (CO), MT
Overview, Financial Summary, Detailed Financial Reports, Branches

Native American Bank, National Association - Overview

  • General
  • FDIC Certificate #: 27026
    Status: Active
    Federal Reserve ID: 664653
    Bank Holding Company (Regulatory Top Holder): Native American Bancorporation Co. (RSSDID: 2943419, Location: Denver, CO)
    Date Established: July 27, 1987
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Domestic: 2, Interstate: Yes)
    OTS Docket #: 10959
    FDIC's unique #: 38480
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: July 27, 1987
    Last Structure Change Effective Date: April 02, 2007
    Last Structure Change Process Date: April 05, 2007
    Last Data Update: April 05, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 999 18th Street, Denver, CO 80202
    County: Denver
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Denver
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Denver, CO (#2080)
    Consolidated Metropolitan Statistical Area (CMSA): Denver-Boulder-Greeley, CO (#34)
    Combined Statistical Area (CSA): Denver-Aurora-Boulder, CO (#216)
    Core Based Statistical Area (CBSA): Denver-Aurora-Broomfield, CO (#19740)
    CBSA Metro Statistical Area: Denver-Aurora-Broomfield, CO (#19740)
  • History of Changes
  • Participated in Absorption/Consolidation/Merger
    Change in Location
  • Financial Summary
  • Total assets: $69.6 mil
    Equity capital: $8.4 mil
    Deposits held in domestic offices: $60.9 mil
    Return on assets (ROA): -0.50% (-$0.3 mil)
    Quarterly return on assets: -1.06% (-$0.7 mil)
    Return on Equity (ROE): -5.07% (-$0.4 mil)
    Quarterly return on equity: -9.43% (-$0.8 mil)
    Net income: -$0.4 mil
    Quarterly Net income: -$0.2 mil
    Pretax return on assets: -0.50% (-$347.9 mil)
    Quarterly Pretax return on assets: -1.06% (-$737.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 28Total employees (full-time equivalent)
  • $69,574Total assets
  • $6,306Cash and due from depository institutions
  • $4,457Interest-bearing balances
  • $7,960Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $52,378Net loans & leases
  • $1,502Loan loss allowance
  • $0Trading account assets
  • $289Bank premises and fixed assets
  • $219Other real estate owned
  • $1,345Goodwill and other intangibles
  • $69,574Life insurance assets
  • $1,077All other assets
  • $61,200Total liabilities and capital
  • $60,867Total liabilities
  • $42,811Total deposits
  • $60,867Interest-bearing deposits
  • $97Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $333Subordinated debt
  • $8,374All other liabilities
  • $8,374Total equity capital
  • $8,374Total bank equity capital
  • $0Perpetual preferred stock
  • $4,982Common stock
  • $14,382Surplus
  • $-10,990Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,286Income earned, not collected on loans
  • $1,289Earning assets
  • $304Long-term assets (5+ years)
  • $64,795Average Assets, year-to-date
  • $3,668Average Assets, quarterly
  • $77,854Volatile liabilities
  • $75,285Insider loans
  • $26,620FHLB advances
  • $72,926Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $6,920Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $333Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,730Total interest income
  • $607Total interest expense
  • $3,123Net interest income
  • $65Provision for loan and lease losses
  • $599Total noninterest income
  • $0Fiduciary activities
  • $394Service charges on deposit accounts
  • $0Trading account gains & fees
  • $205Additional noninterest income
  • $4,046Total noninterest expense
  • $2,036Salaries and employee benefits
  • $422Premises and equipment expense
  • $1,588Additional noninterest expense
  • -$389Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • -$389Income before extraordinary items
  • $0Extraordinary gains - net
  • -$389Net income attributable to bank
  • $0Net charge-offs
  • -$389Cash dividends
  • $880Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.10%Yield on earning assets
  • 0.83%Cost of funding earning assets
  • 4.27%Net interest margin
  • 0.82%Noninterest income to earning assets
  • 5.53%Noninterest expense to earning assets
  • -0.50%Net operating income to assets
  • -0.50%Return on assets (ROA)
  • -0.50%Pretax return on assets
  • -5.07%Return on equity (ROE)
  • -5.07%Retained earnings to average equity (YTD only)
  • 1.52%Net charge-offs to loans
  • 7.39%Credit loss provision to net charge-offs
  • -0.37%Efficiency ratio
  • 108,705Assets per employee
  • 2.48%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.79%Loss allowance to noncurrent loans
  • 45.71%Noncurrent assets plus other real estate owned to assets
  • 5.04%Noncurrent loans to loans
  • 6.10%Net loans and leases to deposits
  • 86.05%Net loans and leases to core deposits
  • 106.33%Equity capital to assets
  • 12.04%Core capital (leverage) ratio
  • 9.49%Tier 1 risk-based capital ratio
  • 26.00%Total risk-based capital ratio
  • Memoranda
  • $27Average assets
  • $77,854Average earning assets
  • $7,668Average equity
  • $73,104Average loans

List of branches

  • 1 Colorado Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    038480Native American Bank, National Association999 18th Street, Denver, CO 80202July 27, 1987Full Service Brick and Mortar
  • 1 Montana Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    2462070Main Office Branch125 North Public Square, Browning, MT 59417April 02, 2007Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Native American Bank, National Association.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents