COMMUNITY BANK OF MARSHALL in Marshall, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches


COMMUNITY BANK OF MARSHALL - Overview

  • General
  • FDIC Certificate #: 22636
    Status: Active
    Federal Reserve ID: 706656
    Bank Holding Company (Regulatory Top Holder): Marshall Community Bancshares, Inc. (RSSDID: 2647360, Location: Marshall, MO)
    Date Established: May 01, 1978
    WWW: http://www.communitybankmarshall.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 6 (Domestic: 6, Interstate: No)
    FDIC's unique #: 15792
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: May 01, 1978
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 811 W. College St., Marshall, MO 65340
    County: Saline
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Columbia Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Marshall, MO (#32180)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Change in Location
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $113.2 mil
    Equity capital: $12.7 mil
    Deposits held in domestic offices: $100.0 mil
    Return on assets (ROA): 0.82% ($0.9 mil)
    Quarterly return on assets: 0.83% ($0.9 mil)
    Return on Equity (ROE): 6.95% ($0.9 mil)
    Quarterly return on equity: 6.95% ($0.9 mil)
    Net income: $0.9 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 1.03% ($1,165.9 mil)
    Quarterly Pretax return on assets: 1.00% ($1,132.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 31Total employees (full-time equivalent)
  • $113,196Total assets
  • $20,191Cash and due from depository institutions
  • $15,248Interest-bearing balances
  • $42,360Securities
  • $226Federal funds sold & reverse repurchase agreements
  • $46,785Net loans & leases
  • $707Loan loss allowance
  • $0Trading account assets
  • $888Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $113,196Life insurance assets
  • $2,746All other assets
  • $100,502Total liabilities and capital
  • $99,993Total liabilities
  • $86,531Total deposits
  • $99,993Interest-bearing deposits
  • $83Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $509Subordinated debt
  • $12,694All other liabilities
  • $12,694Total equity capital
  • $12,694Total bank equity capital
  • $0Perpetual preferred stock
  • $332Common stock
  • $511Surplus
  • $11,851Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $248Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $254Income earned, not collected on loans
  • $0Earning assets
  • $633Long-term assets (5+ years)
  • $104,619Average Assets, year-to-date
  • $26,851Average Assets, quarterly
  • $103,910Volatile liabilities
  • $106,060Insider loans
  • $62,374FHLB advances
  • $102,268Loans and leases held for sale
  • $1,500Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $12,236Tier 2 risk-based capital
  • $1,500Total risk weighted assets
  • $0Total unused commitments
  • $10,866Restructured Loans and leases
  • $57Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,532Total interest income
  • $678Total interest expense
  • $2,854Net interest income
  • $190Provision for loan and lease losses
  • $971Total noninterest income
  • $0Fiduciary activities
  • $513Service charges on deposit accounts
  • $0Trading account gains & fees
  • $458Additional noninterest income
  • $2,566Total noninterest expense
  • $1,523Salaries and employee benefits
  • $294Premises and equipment expense
  • $749Additional noninterest expense
  • $1,069Pre-tax net operating income
  • $5Securities gains (losses)
  • $221Applicable income taxes
  • $853Income before extraordinary items
  • $0Extraordinary gains - net
  • $853Net income attributable to bank
  • $0Net charge-offs
  • $853Cash dividends
  • $141Sale, conversion, retirement of capital stock, net
  • $99Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.63%Yield on earning assets
  • 0.70%Cost of funding earning assets
  • 2.93%Net interest margin
  • 1.00%Noninterest income to earning assets
  • 2.64%Noninterest expense to earning assets
  • 0.82%Net operating income to assets
  • 0.82%Return on assets (ROA)
  • 1.03%Pretax return on assets
  • 6.95%Return on equity (ROE)
  • 6.15%Retained earnings to average equity (YTD only)
  • 0.32%Net charge-offs to loans
  • 134.75%Credit loss provision to net charge-offs
  • 8.93%Efficiency ratio
  • 67,085Assets per employee
  • 3.65%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 11.61%Loss allowance to loans
  • 1.49%Loss allowance to noncurrent loans
  • 278.35%Noncurrent assets plus other real estate owned to assets
  • 0.22%Noncurrent loans to loans
  • 0.53%Net loans and leases to deposits
  • 46.79%Net loans and leases to core deposits
  • 47.35%Equity capital to assets
  • 11.21%Core capital (leverage) ratio
  • 11.96%Tier 1 risk-based capital ratio
  • 19.62%Total risk-based capital ratio
  • Memoranda
  • $21Average assets
  • $103,910Average earning assets
  • $12,267Average equity
  • $97,308Average loans

List of branches

  • 6 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    015792Community Bank Of Marshall811 W. College St., Marshall, MO 65340May 01, 1978Full Service Brick and Mortar
    111273North Main Branch208 North Main Street, Blackburn, MO 65321July 10, 1941Limited Service Facility
    2241157Malta Bend Facility104 North Linn Street, Malta Bend, MO 65339October 15, 1975Limited Service Facility
    3255043South Odell Branch1255 South Odell, Marshall, MO 65340November 17, 1997Limited Service Facility
    411208Waverly Branch102 East Kelling, Waverly, MO 64096January 01, 1880Full Service Brick and Mortar
    6362739Sweet Springs Branch111 North Locust Street, Sweet Springs, MO 65351July 09, 2001Full Service Brick and Mortar

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