Capital One Bank (USA), National Association in city_name, state_name

Capital One Bank (USA), National Association in Glen Allen, Virginia (VA)
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Capital One Bank (USA), National Association routing number info

Capital One Bank (USA), National Association - Overview

General
FDIC Certificate #: 33954
Status: Active
Federal Reserve ID: 2253891
Bank Holding Company (Regulatory Top Holder): Capital One Financial Corporation (RSSDID: 2277860, Location: Mclean, VA)
Date Established: November 22, 1994
WWW: http://www.capitalone.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 3 (Domestic: 1, Foreign: 2, Interstate: No)
FDIC's unique #: 55326
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Credit Card Institutions: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: Yes
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Credit-Card Specialization
Date of Deposit Insurance: November 22, 1994
Last Structure Change Effective Date: March 01, 2008
Last Structure Change Process Date: April 08, 2008
Last Data Update: April 08, 2008
Data Source Date: April 05, 2012
Location
Address: 4851 Cox Road, Glen Allen, VA 23060
County: Henrico
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Richmond
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Southeast
Metropolitan Statistical Area (MSA): Richmond-Petersburg, VA (#6760)
Core Based Statistical Area (CBSA): Richmond, VA (#40060)
CBSA Metro Statistical Area: Richmond, VA (#40060)
History of Changes
Change in Chartering Agent
Name Change
Change in Primary Regulatory Agency
Financial Summary
Total assets: $71,108.3 mil
Equity capital: $7,091.0 mil
Deposits held in domestic offices: $40,348.5 mil
Return on assets (ROA): 3.47% ($2,467.4 mil)
Quarterly return on assets: 2.33% ($1,656.8 mil)
Return on Equity (ROE): 34.96% ($2,479.0 mil)
Quarterly return on equity: 21.71% ($1,539.5 mil)
Net income: $2,456.4 mil
Quarterly Net income: $408.6 mil
Pretax return on assets: 5.06% ($3,598,079.0 mil)
Quarterly Pretax return on assets: 3.63% ($2,581,230.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
9,941Total employees (full-time equivalent)
$71,108,281Total assets
$1,811,731Cash and due from depository institutions
$1,146,351Interest-bearing balances
$9,338,450Securities
$0Federal funds sold & reverse repurchase agreements
$55,433,337Net loans & leases
$2,693,768Loan loss allowance
$0Trading account assets
$771,105Bank premises and fixed assets
$0Other real estate owned
$155,681Goodwill and other intangibles
$71,108,281Life insurance assets
$3,597,977All other assets
$64,014,014Total liabilities and capital
$40,450,991Total liabilities
$40,190,281Total deposits
$40,348,532Interest-bearing deposits
$76Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$17,587,607Trading liabilities
$2,275,986Other borrowed funds
$3,699,430Subordinated debt
$7,094,267All other liabilities
$7,090,997Total equity capital
$7,090,997Total bank equity capital
$0Perpetual preferred stock
$100,000Common stock
$4,756,757Surplus
$2,234,240Undivided profits
Memoranda
$3,270Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,100,432Income earned, not collected on loans
$1,494Earning assets
$474,525Long-term assets (5+ years)
$65,918,138Average Assets, year-to-date
$2,339,515Average Assets, quarterly
$70,756,289Volatile liabilities
$69,994,418Insider loans
$62,465,023FHLB advances
$68,112,176Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$6,970,991Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$171,643,416Restructured Loans and leases
$294Derivatives
$9,451,703Total assets and liabilities in foreign offices

Income and Expense (December 31, 2011)

Dollar figures in thousands
$8,709,537Total interest income
$1,011,368Total interest expense
$7,698,169Net interest income
$1,764,294Provision for loan and lease losses
$2,650,911Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$2,650,911Additional noninterest income
$5,038,744Total noninterest expense
$111,273Salaries and employee benefits
$108,672Premises and equipment expense
$4,818,799Additional noninterest expense
$3,546,042Pre-tax net operating income
$33,212Securities gains (losses)
$1,122,722Applicable income taxes
$2,456,532Income before extraordinary items
$0Extraordinary gains - net
$2,456,386Net income attributable to bank
$146Net charge-offs
$2,456,532Cash dividends
$2,816,563Sale, conversion, retirement of capital stock, net
$1,250,000Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
13.37%Yield on earning assets
1.55%Cost of funding earning assets
11.82%Net interest margin
4.07%Noninterest income to earning assets
7.74%Noninterest expense to earning assets
3.44%Net operating income to assets
3.47%Return on assets (ROA)
5.06%Pretax return on assets
34.96%Return on equity (ROE)
17.17%Retained earnings to average equity (YTD only)
4.97%Net charge-offs to loans
62.64%Credit loss provision to net charge-offs
1.89%Efficiency ratio
48,468Assets per employee
7.15%Cash dividends to net income (YTD only)
Condition Ratios (%)
50.89%Loss allowance to loans
4.63%Loss allowance to noncurrent loans
244.79%Noncurrent assets plus other real estate owned to assets
1.55%Noncurrent loans to loans
1.89%Net loans and leases to deposits
137.04%Net loans and leases to core deposits
187.02%Equity capital to assets
9.97%Core capital (leverage) ratio
10.23%Tier 1 risk-based capital ratio
11.16%Total risk-based capital ratio
Memoranda
$15Average assets
$70,756,289Average earning assets
$7,026,745Average equity
$65,134,168Average loans

Bank Assets Sold and Securitized (December 31, 2009)

Dollar figures in thousands
Principal balance with servicing or other recourse retained
$01-4 family residential loans
$0Home equity lines
$45,129,952Credit cards receivables
$0Auto loans
$0Other consumer loans
$0Commercial and industrial loans

List of branches

2 Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
1	462443	Capital One London Branch	18 Hanover Square, London, 0	May 29, 1996	Full Service Brick and Mortar
2	462444	Capital One Bank Canada Br	5650 Yonge Street, 13th Floor, North York, 0	Febuary 01, 2001	Full Service Brick and Mortar

1 Virginia Branch as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	55326	Capital One Bank (Usa), National Association	4851 Cox Road, Glen Allen, VA 23060	November 22, 1994	Full Service Brick and Mortar

Capital One Bank (USA), National Association in Glen Allen, Virginia (VA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Capital One Bank (USA), National Association - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Bank Assets Sold and Securitized (December 31, 2009)

List of branches

Comment about this bank, ask questions, or add new information about it:

Capital One Bank (USA), National Association in Glen Allen, Virginia (VA)Overview, Financial Summary, Detailed Financial Reports, Branches

Capital One Bank (USA), National Association - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Bank Assets Sold and Securitized (December 31, 2009)

List of branches

Comment about this bank, ask questions, or add new information about it:

Capital One Bank (USA), National Association in Glen Allen, Virginia (VA)
Overview, Financial Summary, Detailed Financial Reports, Branches