Chisholm Trail State Bank in Wichita, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

Chisholm Trail State Bank - Overview

  • General
  • FDIC Certificate #: 21955
    Status: Active
    Federal Reserve ID: 372855
    Bank Holding Company (Regulatory Top Holder): Chisholm Trail Financial Corporation (RSSDID: 1061772, Location: Wichita, KS)
    Date Established: March 14, 1975
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 13257
    FDIC's unique #: 15219
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: March 14, 1975
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 6160 North Broadway, Wichita, KS 67219
    County: Sedgwick
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Wichita, KS (#9040)
    Combined Statistical Area (CSA): Wichita-Winfield, KS (#556)
    Core Based Statistical Area (CBSA): Wichita, KS (#48620)
    CBSA Metro Statistical Area: Wichita, KS (#48620)
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $67.4 mil
    Equity capital: $5.9 mil
    Deposits held in domestic offices: $61.0 mil
    Return on assets (ROA): 0.00% ($0.0 mil)
    Quarterly return on assets: -0.23% (-$0.2 mil)
    Return on Equity (ROE): 0.03% ($0.0 mil)
    Quarterly return on equity: -2.63% (-$0.2 mil)
    Net income: $0.0 mil
    Quarterly Net income: -$0.0 mil
    Pretax return on assets: 0.01% ($6.7 mil)
    Quarterly Pretax return on assets: -0.19% (-$128.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 21Total employees (full-time equivalent)
  • $67,382Total assets
  • $2,881Cash and due from depository institutions
  • $1,502Interest-bearing balances
  • $16,648Securities
  • $4,091Federal funds sold & reverse repurchase agreements
  • $39,104Net loans & leases
  • $756Loan loss allowance
  • $0Trading account assets
  • $2,173Bank premises and fixed assets
  • $384Other real estate owned
  • $0Goodwill and other intangibles
  • $67,381Life insurance assets
  • $2,101All other assets
  • $61,478Total liabilities and capital
  • $61,024Total liabilities
  • $45,627Total deposits
  • $61,024Interest-bearing deposits
  • $91Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $454Subordinated debt
  • $5,903All other liabilities
  • $5,903Total equity capital
  • $5,903Total bank equity capital
  • $0Perpetual preferred stock
  • $600Common stock
  • $1,700Surplus
  • $3,603Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $329Income earned, not collected on loans
  • $0Earning assets
  • $264Long-term assets (5+ years)
  • $61,345Average Assets, year-to-date
  • $26,176Average Assets, quarterly
  • $66,696Volatile liabilities
  • $67,452Insider loans
  • $40,119FHLB advances
  • $67,858Loans and leases held for sale
  • $1,171Unused loan commitments
  • $1,171Tier 1 (core) risk-based capital
  • $5,821Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $7,239Restructured Loans and leases
  • $219Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,678Total interest income
  • $296Total interest expense
  • $2,382Net interest income
  • $232Provision for loan and lease losses
  • $493Total noninterest income
  • $0Fiduciary activities
  • $284Service charges on deposit accounts
  • $0Trading account gains & fees
  • $209Additional noninterest income
  • $2,633Total noninterest expense
  • $1,327Salaries and employee benefits
  • $394Premises and equipment expense
  • $912Additional noninterest expense
  • $10Pre-tax net operating income
  • $0Securities gains (losses)
  • $8Applicable income taxes
  • $2Income before extraordinary items
  • $0Extraordinary gains - net
  • $2Net income attributable to bank
  • $0Net charge-offs
  • $2Cash dividends
  • $57Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.43%Yield on earning assets
  • 0.49%Cost of funding earning assets
  • 3.94%Net interest margin
  • 0.81%Noninterest income to earning assets
  • 4.35%Noninterest expense to earning assets
  • 0.00%Net operating income to assets
  • 0.00%Return on assets (ROA)
  • 0.01%Pretax return on assets
  • 0.03%Return on equity (ROE)
  • 0.03%Retained earnings to average equity (YTD only)
  • 0.14%Net charge-offs to loans
  • 407.02%Credit loss provision to net charge-offs
  • 4.25%Efficiency ratio
  • 91,583Assets per employee
  • 3.21%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.90%Loss allowance to noncurrent loans
  • 229.79%Noncurrent assets plus other real estate owned to assets
  • 1.06%Noncurrent loans to loans
  • 0.83%Net loans and leases to deposits
  • 64.08%Net loans and leases to core deposits
  • 64.49%Equity capital to assets
  • 8.76%Core capital (leverage) ratio
  • 8.58%Tier 1 risk-based capital ratio
  • 14.51%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $66,696Average earning assets
  • $5,778Average equity
  • $60,516Average loans

List of branches

  • 2 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    015219Chisholm Trail State Bank6160 North Broadway, Wichita, KS 67219March 14, 1975Full Service Brick and Mortar
    1253793Bel-Aire Facility3813 North Woodlawn, Wichita, KS 67220June 09, 1977Full Service Brick and Mortar

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