The First National Bank of Johnson in Johnson, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

The First National Bank of Johnson - Overview

  • General
  • FDIC Certificate #: 5422
    Status: Active
    Federal Reserve ID: 563457
    Bank Holding Company (Regulatory Top Holder): First National Johnson Bancshares, Inc. (RSSDID: 1945340, Location: Johnson, NE)
    Date Established: May 06, 1906
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 3667
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 125 Main Street, Johnson, NE 68378
    County: Nemaha
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $74.7 mil
    Equity capital: $13.8 mil
    Deposits held in domestic offices: $58.6 mil
    Return on assets (ROA): 0.31% ($0.2 mil)
    Quarterly return on assets: 0.11% ($0.1 mil)
    Return on Equity (ROE): 1.63% ($0.2 mil)
    Quarterly return on equity: 0.58% ($0.1 mil)
    Net income: $0.2 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.32% ($239.0 mil)
    Quarterly Pretax return on assets: 0.19% ($141.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 12Total employees (full-time equivalent)
  • $74,680Total assets
  • $6,803Cash and due from depository institutions
  • $4,100Interest-bearing balances
  • $44,581Securities
  • $3,600Federal funds sold & reverse repurchase agreements
  • $16,355Net loans & leases
  • $255Loan loss allowance
  • $0Trading account assets
  • $643Bank premises and fixed assets
  • $0Other real estate owned
  • $449Goodwill and other intangibles
  • $74,680Life insurance assets
  • $2,249All other assets
  • $60,846Total liabilities and capital
  • $58,565Total liabilities
  • $48,673Total deposits
  • $58,565Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $755Trading liabilities
  • $0Other borrowed funds
  • $1,526Subordinated debt
  • $13,834All other liabilities
  • $13,834Total equity capital
  • $13,834Total bank equity capital
  • $0Perpetual preferred stock
  • $250Common stock
  • $250Surplus
  • $13,334Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $136Income earned, not collected on loans
  • $0Earning assets
  • $383Long-term assets (5+ years)
  • $68,636Average Assets, year-to-date
  • $7,335Average Assets, quarterly
  • $72,782Volatile liabilities
  • $73,672Insider loans
  • $32,918FHLB advances
  • $73,441Loans and leases held for sale
  • $1,083Unused loan commitments
  • $1,083Tier 1 (core) risk-based capital
  • $13,380Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,340Restructured Loans and leases
  • $14Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,738Total interest income
  • $411Total interest expense
  • $1,327Net interest income
  • $80Provision for loan and lease losses
  • $310Total noninterest income
  • $0Fiduciary activities
  • $159Service charges on deposit accounts
  • $0Trading account gains & fees
  • $151Additional noninterest income
  • $1,328Total noninterest expense
  • $856Salaries and employee benefits
  • $103Premises and equipment expense
  • $369Additional noninterest expense
  • $229Pre-tax net operating income
  • $4Securities gains (losses)
  • $9Applicable income taxes
  • $224Income before extraordinary items
  • $0Extraordinary gains - net
  • $224Net income attributable to bank
  • $0Net charge-offs
  • $224Cash dividends
  • $151Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 2.57%Yield on earning assets
  • 0.61%Cost of funding earning assets
  • 1.97%Net interest margin
  • 0.46%Noninterest income to earning assets
  • 1.97%Noninterest expense to earning assets
  • 0.30%Net operating income to assets
  • 0.31%Return on assets (ROA)
  • 0.32%Pretax return on assets
  • 1.63%Return on equity (ROE)
  • 1.63%Retained earnings to average equity (YTD only)
  • 1.00%Net charge-offs to loans
  • 52.98%Credit loss provision to net charge-offs
  • 2.05%Efficiency ratio
  • 81,124Assets per employee
  • 6.22%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.54%Loss allowance to noncurrent loans
  • 187.50%Noncurrent assets plus other real estate owned to assets
  • 0.18%Noncurrent loans to loans
  • 0.82%Net loans and leases to deposits
  • 27.93%Net loans and leases to core deposits
  • 27.93%Equity capital to assets
  • 18.52%Core capital (leverage) ratio
  • 18.22%Tier 1 risk-based capital ratio
  • 40.65%Total risk-based capital ratio
  • Memoranda
  • $41Average assets
  • $72,782Average earning assets
  • $13,716Average equity
  • $67,521Average loans

List of branches

  • 2 Nebraska Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    03667The First National Bank Of Johnson125 Main Street, Johnson, NE 68378May 06, 1906Full Service Brick and Mortar
    1273186Auburn Branch1315 J Street, Auburn, NE 68305September 01, 1934Full Service Brick and Mortar

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