First Bank of Newton in Newton, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank of Newton - Overview

  • General
  • FDIC Certificate #: 4738
    Status: Active
    Federal Reserve ID: 332055
    Bank Holding Company (Regulatory Top Holder): First Newton Bankshares, Inc. (RSSDID: 1050776, Location: Topeka, KS)
    Date Established: September 20, 1873
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Domestic: 4, Interstate: No)
    FDIC's unique #: 3155
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 128 East Broadway Street, Newton, KS 67114
    County: Harvey
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Wichita, KS (#9040)
    Combined Statistical Area (CSA): Wichita-Winfield, KS (#556)
    Core Based Statistical Area (CBSA): Wichita, KS (#48620)
    CBSA Metro Statistical Area: Wichita, KS (#48620)
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $154.4 mil
    Equity capital: $11.4 mil
    Deposits held in domestic offices: $142.7 mil
    Return on assets (ROA): 1.08% ($1.7 mil)
    Quarterly return on assets: 1.04% ($1.6 mil)
    Return on Equity (ROE): 14.33% ($1.6 mil)
    Quarterly return on equity: 13.53% ($1.5 mil)
    Net income: $1.6 mil
    Quarterly Net income: $0.4 mil
    Pretax return on assets: 1.16% ($1,790.5 mil)
    Quarterly Pretax return on assets: 1.10% ($1,697.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 50Total employees (full-time equivalent)
  • $154,353Total assets
  • $12,360Cash and due from depository institutions
  • $8,000Interest-bearing balances
  • $37,104Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $101,597Net loans & leases
  • $1,529Loan loss allowance
  • $0Trading account assets
  • $912Bank premises and fixed assets
  • $645Other real estate owned
  • $0Goodwill and other intangibles
  • $154,353Life insurance assets
  • $1,735All other assets
  • $142,917Total liabilities and capital
  • $142,691Total liabilities
  • $126,158Total deposits
  • $142,691Interest-bearing deposits
  • $86Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $226Subordinated debt
  • $11,436All other liabilities
  • $11,436Total equity capital
  • $11,436Total bank equity capital
  • $0Perpetual preferred stock
  • $400Common stock
  • $500Surplus
  • $10,536Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $913Income earned, not collected on loans
  • $0Earning assets
  • $872Long-term assets (5+ years)
  • $146,701Average Assets, year-to-date
  • $36,767Average Assets, quarterly
  • $145,041Volatile liabilities
  • $147,994Insider loans
  • $97,768FHLB advances
  • $146,385Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $11,436Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $12,232Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $6,635Total interest income
  • $948Total interest expense
  • $5,687Net interest income
  • $525Provision for loan and lease losses
  • $943Total noninterest income
  • $0Fiduciary activities
  • $464Service charges on deposit accounts
  • $0Trading account gains & fees
  • $479Additional noninterest income
  • $4,422Total noninterest expense
  • $2,399Salaries and employee benefits
  • $352Premises and equipment expense
  • $1,671Additional noninterest expense
  • $1,683Pre-tax net operating income
  • $0Securities gains (losses)
  • $112Applicable income taxes
  • $1,571Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,571Net income attributable to bank
  • $0Net charge-offs
  • $1,571Cash dividends
  • $190Sale, conversion, retirement of capital stock, net
  • $700Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.81%Yield on earning assets
  • 0.69%Cost of funding earning assets
  • 4.12%Net interest margin
  • 0.68%Noninterest income to earning assets
  • 3.20%Noninterest expense to earning assets
  • 1.08%Net operating income to assets
  • 1.08%Return on assets (ROA)
  • 1.16%Pretax return on assets
  • 14.33%Return on equity (ROE)
  • 7.95%Retained earnings to average equity (YTD only)
  • 0.20%Net charge-offs to loans
  • 276.32%Credit loss provision to net charge-offs
  • 11.62%Efficiency ratio
  • 66,697Assets per employee
  • 3.09%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 44.56%Loss allowance to loans
  • 1.48%Loss allowance to noncurrent loans
  • 167.47%Noncurrent assets plus other real estate owned to assets
  • 1.01%Noncurrent loans to loans
  • 0.89%Net loans and leases to deposits
  • 71.20%Net loans and leases to core deposits
  • 71.92%Equity capital to assets
  • 7.41%Core capital (leverage) ratio
  • 7.81%Tier 1 risk-based capital ratio
  • 11.70%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $145,041Average earning assets
  • $10,960Average equity
  • $138,003Average loans

List of branches

  • 4 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    03155First Bank Of Newton128 East Broadway Street, Newton, KS 67114September 20, 1873Full Service Brick and Mortar
    1204050Newton Branch1404 South Kansas Avenue, Newton, KS 67114October 07, 1998Full Service Brick and Mortar
    2431607Hesston Branch347-A N. Old Hwy 81, Hesston, KS 67062September 01, 2004Full Service Brick and Mortar
    3456214First Bank - Dillons Branch Bank1216 North Main Street, Newton, KS 67114November 13, 2006Full Service Retail

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