The Midland National Bank of Newton in Newton, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • The Midland National Bank of Newton in Newton, Kansas (KS)
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The Midland National Bank of Newton - Overview

  • General
  • FDIC Certificate #: 4739
    Status: Active
    Federal Reserve ID: 576653
    Bank Holding Company (Regulatory Top Holder): Midland Financial Corporation (RSSDID: 1928437, Location: Newton, KS)
    Date Established: January 01, 1893
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 6 (Domestic: 6, Interstate: No)
    OTS Docket #: 12719
    FDIC's unique #: 3156
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 527 N Main Street, Newton, KS 67114
    County: Harvey
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Wichita, KS (#9040)
    Combined Statistical Area (CSA): Wichita-Winfield, KS (#556)
    Core Based Statistical Area (CBSA): Wichita, KS (#48620)
    CBSA Metro Statistical Area: Wichita, KS (#48620)
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $132.2 mil
    Equity capital: $14.3 mil
    Deposits held in domestic offices: $116.2 mil
    Return on assets (ROA): 0.24% ($0.3 mil)
    Quarterly return on assets: 0.05% ($0.1 mil)
    Return on Equity (ROE): 2.20% ($0.3 mil)
    Quarterly return on equity: 0.50% ($0.1 mil)
    Net income: $0.3 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.24% ($317.2 mil)
    Quarterly Pretax return on assets: 0.02% ($26.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 48Total employees (full-time equivalent)
  • $132,168Total assets
  • $13,850Cash and due from depository institutions
  • $9,812Interest-bearing balances
  • $48,511Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $62,515Net loans & leases
  • $1,889Loan loss allowance
  • $0Trading account assets
  • $1,640Bank premises and fixed assets
  • $935Other real estate owned
  • $0Goodwill and other intangibles
  • $132,168Life insurance assets
  • $4,717All other assets
  • $117,901Total liabilities and capital
  • $116,183Total liabilities
  • $97,338Total deposits
  • $116,183Interest-bearing deposits
  • $97Deposits held in domestic offices
  • 311.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $1,029Trading liabilities
  • $0Other borrowed funds
  • $378Subordinated debt
  • $14,267All other liabilities
  • $14,267Total equity capital
  • $14,267Total bank equity capital
  • $0Perpetual preferred stock
  • $250Common stock
  • $1,750Surplus
  • $12,267Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $4,083Income earned, not collected on loans
  • $2,131Earning assets
  • $447Long-term assets (5+ years)
  • $120,838Average Assets, year-to-date
  • $50,991Average Assets, quarterly
  • $131,903Volatile liabilities
  • $131,477Insider loans
  • $79,997FHLB advances
  • $130,078Loans and leases held for sale
  • $3,236Unused loan commitments
  • $3,236Tier 1 (core) risk-based capital
  • $12,796Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $7,429Restructured Loans and leases
  • $1,364Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,832Total interest income
  • $826Total interest expense
  • $5,006Net interest income
  • $775Provision for loan and lease losses
  • $1,055Total noninterest income
  • $0Fiduciary activities
  • $360Service charges on deposit accounts
  • $0Trading account gains & fees
  • $695Additional noninterest income
  • $4,974Total noninterest expense
  • $2,607Salaries and employee benefits
  • $721Premises and equipment expense
  • $1,646Additional noninterest expense
  • $312Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $312Income before extraordinary items
  • $0Extraordinary gains - net
  • $312Net income attributable to bank
  • $0Net charge-offs
  • $312Cash dividends
  • $574Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.10%Yield on earning assets
  • 0.72%Cost of funding earning assets
  • 4.38%Net interest margin
  • 0.92%Noninterest income to earning assets
  • 4.35%Noninterest expense to earning assets
  • 0.24%Net operating income to assets
  • 0.24%Return on assets (ROA)
  • 0.24%Pretax return on assets
  • 2.20%Return on equity (ROE)
  • 2.20%Retained earnings to average equity (YTD only)
  • 0.81%Net charge-offs to loans
  • 135.02%Credit loss provision to net charge-offs
  • 1.89%Efficiency ratio
  • 82,066Assets per employee
  • 2.75%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.93%Loss allowance to noncurrent loans
  • 46.27%Noncurrent assets plus other real estate owned to assets
  • 3.80%Noncurrent loans to loans
  • 6.34%Net loans and leases to deposits
  • 53.81%Net loans and leases to core deposits
  • 54.79%Equity capital to assets
  • 10.79%Core capital (leverage) ratio
  • 9.84%Tier 1 risk-based capital ratio
  • 16.00%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $131,903Average earning assets
  • $14,169Average equity
  • $114,311Average loans

List of branches

  • 6 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    03156The Midland National Bank Of Newton527 N Main Street, Newton, KS 67114January 01, 1893Full Service Brick and Mortar
    1204051West Fifth Street Branch116 West Fifth Street, Newton, KS 67114December 31, 1973Limited Service Facility
    2204052Kidron Bethel Branch3001 Ivy Drive, North Newton, KS 67117May 20, 1991Full Service Brick and Mortar
    3204053North Newton Branch2501 Main Street, North Newton, KS 67117July 01, 1990Full Service Brick and Mortar
    4204054Washington Road Branch1212 Washington Road, Newton, KS 67114June 19, 1997Full Service Brick and Mortar
    5204055Presbyterian Manor Branch1200 East 7th Street, Newton, KS 67114May 03, 1999Full Service Brick and Mortar

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