Quail Creek Bank, National Association in city_name, state_name

Quail Creek Bank, National Association in Oklahoma City, Oklahoma (OK)
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Quail Creek Bank, National Association routing number info

Quail Creek Bank, National Association - Overview

General
FDIC Certificate #: 21848
Status: Active
Federal Reserve ID: 507152
Bank Holding Company (Regulatory Top Holder): Quail Creek Bancshares, Inc. (RSSDID: 1057962, Location: Oklahoma City, OK)
Date Established: December 04, 1974
WWW: http://www.quailcreekbank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 2 (Domestic: 2, Interstate: No)
OTS Docket #: 10048
FDIC's unique #: 15137
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: December 04, 1974
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 12201 North May Avenue, Oklahoma City, OK 73120
County: Oklahoma
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Oklahoma City
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Oklahoma City, OK (#5880)
Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416)
Core Based Statistical Area (CBSA): Oklahoma City, OK (#36420)
CBSA Metro Statistical Area: Oklahoma City, OK (#36420)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $468.3 mil
Equity capital: $45.9 mil
Deposits held in domestic offices: $412.9 mil
Return on assets (ROA): 2.28% ($10.7 mil)
Quarterly return on assets: 2.06% ($9.6 mil)
Return on Equity (ROE): 24.28% ($11.2 mil)
Quarterly return on equity: 21.41% ($9.8 mil)
Net income: $10.4 mil
Quarterly Net income: $2.4 mil
Pretax return on assets: 2.28% ($10,677.7 mil)
Quarterly Pretax return on assets: 2.06% ($9,647.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
74Total employees (full-time equivalent)
$468,320Total assets
$47,525Cash and due from depository institutions
$43,493Interest-bearing balances
$40,061Securities
$0Federal funds sold & reverse repurchase agreements
$373,578Net loans & leases
$5,275Loan loss allowance
$0Trading account assets
$1,789Bank premises and fixed assets
$26Other real estate owned
$0Goodwill and other intangibles
$468,320Life insurance assets
$5,341All other assets
$422,428Total liabilities and capital
$412,950Total liabilities
$375,847Total deposits
$412,950Interest-bearing deposits
$86Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$7,587Trading liabilities
$0Other borrowed funds
$1,891Subordinated debt
$45,892All other liabilities
$45,892Total equity capital
$45,892Total bank equity capital
$0Perpetual preferred stock
$1,000Common stock
$2,275Surplus
$42,617Undivided profits
Memoranda
$0Noncurrent loans and leases
$1,237Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$3,701Income earned, not collected on loans
$0Earning assets
$1,568Long-term assets (5+ years)
$457,132Average Assets, year-to-date
$57,995Average Assets, quarterly
$456,715Volatile liabilities
$462,496Insider loans
$363,689FHLB advances
$463,961Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$44,443Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$29,144Restructured Loans and leases
$944Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$24,587Total interest income
$3,222Total interest expense
$21,365Net interest income
$2,000Provision for loan and lease losses
$1,474Total noninterest income
$0Fiduciary activities
$474Service charges on deposit accounts
$0Trading account gains & fees
$1,000Additional noninterest income
$10,418Total noninterest expense
$6,818Salaries and employee benefits
$763Premises and equipment expense
$2,837Additional noninterest expense
$10,421Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$10,421Income before extraordinary items
$0Extraordinary gains - net
$10,421Net income attributable to bank
$0Net charge-offs
$10,421Cash dividends
$903Sale, conversion, retirement of capital stock, net
$7,079Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.52%Yield on earning assets
0.72%Cost of funding earning assets
4.80%Net interest margin
0.33%Noninterest income to earning assets
2.34%Noninterest expense to earning assets
2.28%Net operating income to assets
2.28%Return on assets (ROA)
2.28%Pretax return on assets
24.28%Return on equity (ROE)
7.79%Retained earnings to average equity (YTD only)
0.24%Net charge-offs to loans
221.48%Credit loss provision to net charge-offs
13.76%Efficiency ratio
45,615Assets per employee
6.33%Cash dividends to net income (YTD only)
Condition Ratios (%)
67.93%Loss allowance to loans
1.39%Loss allowance to noncurrent loans
142.53%Noncurrent assets plus other real estate owned to assets
0.80%Noncurrent loans to loans
0.98%Net loans and leases to deposits
90.47%Net loans and leases to core deposits
100.57%Equity capital to assets
9.80%Core capital (leverage) ratio
9.58%Tier 1 risk-based capital ratio
12.22%Total risk-based capital ratio
Memoranda
$13Average assets
$456,715Average earning assets
$42,923Average equity
$445,230Average loans

List of branches

2 Oklahoma Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	15137	Quail Creek Bank, National Association	12201 North May Avenue, Oklahoma City, OK 73120	December 04, 1974	Full Service Brick and Mortar
1	359047	12201 North May Avenue Branch	12201 North May Avenue, Oklahoma City, OK 73120	January 02, 2001	Full Service Cyber

Quail Creek Bank, National Association in Oklahoma City, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

Quail Creek Bank, National Association - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Quail Creek Bank, National Association in Oklahoma City, Oklahoma (OK)Overview, Financial Summary, Detailed Financial Reports, Branches

Quail Creek Bank, National Association - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Quail Creek Bank, National Association in Oklahoma City, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches