First State Bank in Yukon, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank - Overview

  • General
  • FDIC Certificate #: 15694
    Status: Active
    Federal Reserve ID: 947150
    Bank Holding Company (Regulatory Top Holder): Waukomis Bancshares, Inc. (RSSDID: 2972464, Location: Yukon, OK)
    Date Established: April 01, 1939
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 9962
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: October 31, 1939
    Last Structure Change Effective Date: May 26, 2006
    Last Structure Change Process Date: July 10, 2006
    Last Data Update: July 10, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 309 South Ranchwood Boulevard, Yukon, OK 73099
    County: Canadian
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Oklahoma City, OK (#5880)
    Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416)
    Core Based Statistical Area (CBSA): Oklahoma City, OK (#36420)
    CBSA Metro Statistical Area: Oklahoma City, OK (#36420)
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $19.0 mil
    Equity capital: $1.7 mil
    Deposits held in domestic offices: $17.2 mil
    Return on assets (ROA): 1.29% ($0.2 mil)
    Quarterly return on assets: 0.96% ($0.2 mil)
    Return on Equity (ROE): 14.18% ($0.3 mil)
    Quarterly return on equity: 10.79% ($0.2 mil)
    Net income: $0.2 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 1.29% ($244.6 mil)
    Quarterly Pretax return on assets: 0.96% ($182.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 8Total employees (full-time equivalent)
  • $18,964Total assets
  • $1,011Cash and due from depository institutions
  • $402Interest-bearing balances
  • $0Securities
  • $3,107Federal funds sold & reverse repurchase agreements
  • $13,952Net loans & leases
  • $117Loan loss allowance
  • $0Trading account assets
  • $718Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $18,964Life insurance assets
  • $176All other assets
  • $17,236Total liabilities and capital
  • $17,219Total liabilities
  • $10,679Total deposits
  • $17,219Interest-bearing deposits
  • $98Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $17Subordinated debt
  • $1,728All other liabilities
  • $1,728Total equity capital
  • $1,728Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $1,335Surplus
  • $293Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $522Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $69Long-term assets (5+ years)
  • $17,461Average Assets, year-to-date
  • $1,135Average Assets, quarterly
  • $17,550Volatile liabilities
  • $19,101Insider loans
  • $13,356FHLB advances
  • $18,436Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $1,728Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,412Restructured Loans and leases
  • $203Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,019Total interest income
  • $175Total interest expense
  • $844Net interest income
  • $15Provision for loan and lease losses
  • $379Total noninterest income
  • $0Fiduciary activities
  • $52Service charges on deposit accounts
  • $0Trading account gains & fees
  • $327Additional noninterest income
  • $982Total noninterest expense
  • $660Salaries and employee benefits
  • $69Premises and equipment expense
  • $253Additional noninterest expense
  • $226Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $226Income before extraordinary items
  • $0Extraordinary gains - net
  • $226Net income attributable to bank
  • $0Net charge-offs
  • $226Cash dividends
  • $4Sale, conversion, retirement of capital stock, net
  • $105Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.37%Yield on earning assets
  • 1.09%Cost of funding earning assets
  • 5.28%Net interest margin
  • 2.37%Noninterest income to earning assets
  • 6.14%Noninterest expense to earning assets
  • 1.29%Net operating income to assets
  • 1.29%Return on assets (ROA)
  • 1.29%Pretax return on assets
  • 14.18%Return on equity (ROE)
  • 7.59%Retained earnings to average equity (YTD only)
  • 0.03%Net charge-offs to loans
  • 375.00%Credit loss provision to net charge-offs
  • 60.25%Efficiency ratio
  • 80,294Assets per employee
  • 2.37%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 46.46%Loss allowance to loans
  • 0.83%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 81.03%Net loans and leases to core deposits
  • 81.03%Equity capital to assets
  • 9.11%Core capital (leverage) ratio
  • 9.37%Tier 1 risk-based capital ratio
  • 12.94%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $17,550Average earning assets
  • $1,594Average equity
  • $15,985Average loans

List of branches

  • 1 Oklahoma Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    09962First State Bank309 South Ranchwood Boulevard, Yukon, OK 73099April 01, 1939Full Service Brick and Mortar

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