The Yukon National Bank in Yukon, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

The Yukon National Bank - Overview

  • General
  • FDIC Certificate #: 4235
    Status: Active
    Federal Reserve ID: 953852
    Bank Holding Company (Regulatory Top Holder): International Bancshares Of Oklahoma, Inc. (RSSDID: 1062975, Location: Yukon, OK)
    Date Established: April 19, 1912
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 5 (Domestic: 5, Interstate: No)
    FDIC's unique #: 2779
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 401 Elm Street, Yukon, OK 73099
    County: Canadian
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Oklahoma City, OK (#5880)
    Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416)
    Core Based Statistical Area (CBSA): Oklahoma City, OK (#36420)
    CBSA Metro Statistical Area: Oklahoma City, OK (#36420)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $176.4 mil
    Equity capital: $16.7 mil
    Deposits held in domestic offices: $159.3 mil
    Return on assets (ROA): 0.01% ($0.0 mil)
    Quarterly return on assets: -0.69% (-$1.2 mil)
    Return on Equity (ROE): 0.18% ($0.0 mil)
    Quarterly return on equity: -7.22% (-$1.2 mil)
    Net income: $0.0 mil
    Quarterly Net income: -$0.3 mil
    Pretax return on assets: 0.01% ($17.6 mil)
    Quarterly Pretax return on assets: -0.69% (-$1,217.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 76Total employees (full-time equivalent)
  • $176,426Total assets
  • $13,443Cash and due from depository institutions
  • $6,776Interest-bearing balances
  • $39,050Securities
  • $4,677Federal funds sold & reverse repurchase agreements
  • $104,893Net loans & leases
  • $1,048Loan loss allowance
  • $0Trading account assets
  • $5,982Bank premises and fixed assets
  • $328Other real estate owned
  • $1,233Goodwill and other intangibles
  • $176,426Life insurance assets
  • $6,820All other assets
  • $159,707Total liabilities and capital
  • $159,305Total liabilities
  • $115,024Total deposits
  • $159,305Interest-bearing deposits
  • $92Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $402Subordinated debt
  • $16,719All other liabilities
  • $16,719Total equity capital
  • $16,719Total bank equity capital
  • $0Perpetual preferred stock
  • $225Common stock
  • $7,250Surplus
  • $9,244Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,717Income earned, not collected on loans
  • $0Earning assets
  • $586Long-term assets (5+ years)
  • $155,396Average Assets, year-to-date
  • $28,768Average Assets, quarterly
  • $195,448Volatile liabilities
  • $177,498Insider loans
  • $107,489FHLB advances
  • $176,801Loans and leases held for sale
  • $4,147Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $15,589Tier 2 risk-based capital
  • $4,147Total risk weighted assets
  • $0Total unused commitments
  • $9,296Restructured Loans and leases
  • $3,831Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $7,638Total interest income
  • $1,198Total interest expense
  • $6,440Net interest income
  • $110Provision for loan and lease losses
  • $1,767Total noninterest income
  • $0Fiduciary activities
  • $425Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,342Additional noninterest income
  • $7,894Total noninterest expense
  • $4,206Salaries and employee benefits
  • $1,373Premises and equipment expense
  • $2,315Additional noninterest expense
  • $203Pre-tax net operating income
  • -$174Securities gains (losses)
  • $0Applicable income taxes
  • $29Income before extraordinary items
  • $0Extraordinary gains - net
  • $29Net income attributable to bank
  • $0Net charge-offs
  • $29Cash dividends
  • $128Sale, conversion, retirement of capital stock, net
  • $60Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.37%Yield on earning assets
  • 0.69%Cost of funding earning assets
  • 3.68%Net interest margin
  • 1.01%Noninterest income to earning assets
  • 4.52%Noninterest expense to earning assets
  • 0.10%Net operating income to assets
  • 0.01%Return on assets (ROA)
  • 0.01%Pretax return on assets
  • 0.18%Return on equity (ROE)
  • -0.19%Retained earnings to average equity (YTD only)
  • 0.12%Net charge-offs to loans
  • 85.94%Credit loss provision to net charge-offs
  • 2.45%Efficiency ratio
  • 95,808Assets per employee
  • 2.32%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 206.90%Loss allowance to loans
  • 0.99%Loss allowance to noncurrent loans
  • 38.57%Noncurrent assets plus other real estate owned to assets
  • 1.73%Noncurrent loans to loans
  • 2.56%Net loans and leases to deposits
  • 65.84%Net loans and leases to core deposits
  • 69.67%Equity capital to assets
  • 9.48%Core capital (leverage) ratio
  • 8.82%Tier 1 risk-based capital ratio
  • 14.50%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $195,448Average earning assets
  • $16,164Average equity
  • $174,788Average loans

List of branches

  • 5 Oklahoma Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02779The Yukon National Bank401 Elm Street, Yukon, OK 73099April 19, 1912Full Service Brick and Mortar
    1202417Ynb Mustang Branch218 North Mustang Road, Mustang, OK 73064October 28, 1996Full Service Brick and Mortar
    2202418Ynb East Branch3501 N. Mustang Road, Yukon, OK 73099March 11, 1999Full Service Brick and Mortar
    3431016Ynb Parkway Branch1550 Garth Brooks Blvd., Yukon, OK 73099June 17, 2004Full Service Brick and Mortar
    417150Ynb Peoples Branch6201 Northwest 23rd Street, Oklahoma City, OK 73127September 12, 1983Full Service Brick and Mortar

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