The Yukon National Bank in Yukon, Oklahoma (OK)



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The Yukon National Bank routing number info

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The Yukon National Bank
GeneralFDIC Certificate #: 4235
Status: Active
Federal Reserve ID: 953852
Bank Holding Company (Regulatory Top Holder): International Bancshares Of Oklahoma, Inc. (RSSDID: 1062975, Location: Yukon, OK)
Date Established: April 19, 1912
WWW: http://www.ynbok.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 5 (Domestic: 5, Interstate: No)
FDIC's unique #: 2779
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 401 Elm Street, Yukon, OK 73099
County: Canadian
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Oklahoma City
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Oklahoma City, OK (#5880)
Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416)
Core Based Statistical Area (CBSA): Oklahoma City, OK (#36420)
CBSA Metro Statistical Area: Oklahoma City, OK (#36420)
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $176.4 mil
Equity capital: $16.7 mil
Deposits held in domestic offices: $159.3 mil
Return on assets (ROA): 0.01% ($0.0 mil)
Quarterly return on assets: -0.69% (-$1.2 mil)
Return on Equity (ROE): 0.18% ($0.0 mil)
Quarterly return on equity: -7.22% (-$1.2 mil)
Net income: $0.0 mil
Quarterly Net income: -$0.3 mil
Pretax return on assets: 0.01% ($17.6 mil)
Quarterly Pretax return on assets: -0.69% (-$1,217.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)76
Total assets$176,426
Cash and due from depository institutions$13,443
Interest-bearing balances$6,776
Securities$39,050
Federal funds sold & reverse repurchase agreements$4,677
Net loans & leases$104,893
Loan loss allowance $1,048
Trading account assets$0
Bank premises and fixed assets$5,982
Other real estate owned$328
Goodwill and other intangibles$1,233
All other assets$6,820
Life insurance assets$176,426
Total liabilities and capital$159,707
Total liabilities$159,305
Total deposits$115,024
Interest-bearing deposits$159,305
Deposits held in domestic offices$92
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $402
All other liabilities $16,719
Total equity capital$16,719
Total bank equity capital$16,719
Perpetual preferred stock$0
Common stock$225
Surplus$7,250
Undivided profits $9,244
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $2,717
Earning assets $0
Long-term assets (5+ years) $586
Average Assets, year-to-date $155,396
Average Assets, quarterly $28,768
Volatile liabilities $195,448
Insider loans $177,498
FHLB advances $107,489
Loans and leases held for sale $176,801
Unused loan commitments $4,147
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $15,589
Total risk weighted assets $4,147
Total unused commitments $0
Restructured Loans and leases $9,296
Derivatives$3,831
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $7,638
Total interest expense $1,198
Net interest income $6,440
Provision for loan and lease losses $110
Total noninterest income $1,767
Fiduciary activities $0
Service charges on deposit accounts $425
Trading account gains & fees $0
Additional noninterest income $1,342
Total noninterest expense $7,894
Salaries and employee benefits $4,206
Premises and equipment expense $1,373
Additional noninterest expense $2,315
Pre-tax net operating income $203
Securities gains (losses) -$174
Applicable income taxes $0
Income before extraordinary items $29
Extraordinary gains - net $0
Net income attributable to bank $29
Net charge-offs $0
Cash dividends $29
Sale, conversion, retirement of capital stock, net $128
Net operating income $60
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.37%
Cost of funding earning assets 0.69%
Net interest margin 3.68%
Noninterest income to earning assets 1.01%
Noninterest expense to earning assets 4.52%
Net operating income to assets 0.10%
Return on assets (ROA) 0.01%
Pretax return on assets 0.01%
Return on equity (ROE) 0.18%
Retained earnings to average equity (YTD only) -0.19%
Net charge-offs to loans 0.12%
Credit loss provision to net charge-offs 85.94%
Efficiency ratio2.45%
Assets per employee$95,808
Cash dividends to net income (YTD only)2.32%
Condition Ratios (%)
Loss allowance to loans 206.90%
Loss allowance to noncurrent loans 0.99%
Noncurrent assets plus other real estate owned to assets 38.57%
Noncurrent loans to loans 1.73%
Net loans and leases to deposits2.56%
Net loans and leases to core deposits 65.84%
Equity capital to assets 69.67%
Core capital (leverage) ratio 9.48%
Tier 1 risk-based capital ratio 8.82%
Total risk-based capital ratio 14.50%
Memoranda
Average assets$16
Average earning assets$195,448
Average equity $16,164
Average loans $174,788
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5 Oklahoma Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
02779The Yukon National Bank401 Elm Street, Yukon, OK 73099April 19, 1912Full Service Brick and Mortar
1202417Ynb Mustang Branch218 North Mustang Road, Mustang, OK 73064October 28, 1996Full Service Brick and Mortar
2202418Ynb East Branch3501 N. Mustang Road, Yukon, OK 73099March 11, 1999Full Service Brick and Mortar
3431016Ynb Parkway Branch1550 Garth Brooks Blvd., Yukon, OK 73099June 17, 2004Full Service Brick and Mortar
417150Ynb Peoples Branch6201 Northwest 23rd Street, Oklahoma City, OK 73127September 12, 1983Full Service Brick and Mortar
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