Garden Plain State Bank in Wichita, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Garden Plain State Bank in Wichita, Kansas (KS)
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Garden Plain State Bank - Overview

  • General
  • FDIC Certificate #: 19687
    Status: Active
    Federal Reserve ID: 987651
    Bank Holding Company (Regulatory Top Holder): Garden Plain Bancshares, Inc. (RSSDID: 1139756, Location: Wichita, KS)
    Date Established: December 21, 1966
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: No)
    OTS Docket #: 13038
    FDIC's unique #: 13486
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: March 17, 1967
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 10526 West Maple Street, Wichita, KS 67209
    County: Sedgwick
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Wichita, KS (#9040)
    Combined Statistical Area (CSA): Wichita-Winfield, KS (#556)
    Core Based Statistical Area (CBSA): Wichita, KS (#48620)
    CBSA Metro Statistical Area: Wichita, KS (#48620)
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $80.5 mil
    Equity capital: $8.8 mil
    Deposits held in domestic offices: $71.0 mil
    Return on assets (ROA): 1.22% ($1.0 mil)
    Quarterly return on assets: 0.99% ($0.8 mil)
    Return on Equity (ROE): 11.51% ($1.0 mil)
    Quarterly return on equity: 9.22% ($0.8 mil)
    Net income: $1.0 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 1.83% ($1,472.8 mil)
    Quarterly Pretax return on assets: 1.50% ($1,207.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 24Total employees (full-time equivalent)
  • $80,482Total assets
  • $3,746Cash and due from depository institutions
  • $1,051Interest-bearing balances
  • $20,704Securities
  • $1Federal funds sold & reverse repurchase agreements
  • $50,890Net loans & leases
  • $618Loan loss allowance
  • $0Trading account assets
  • $1,816Bank premises and fixed assets
  • $172Other real estate owned
  • $454Goodwill and other intangibles
  • $80,482Life insurance assets
  • $2,699All other assets
  • $71,693Total liabilities and capital
  • $70,959Total liabilities
  • $60,356Total deposits
  • $70,959Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $127Trading liabilities
  • $0Other borrowed funds
  • $607Subordinated debt
  • $8,789All other liabilities
  • $8,789Total equity capital
  • $8,789Total bank equity capital
  • $0Perpetual preferred stock
  • $960Common stock
  • $960Surplus
  • $6,869Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $276Income earned, not collected on loans
  • $35Earning assets
  • $444Long-term assets (5+ years)
  • $72,646Average Assets, year-to-date
  • $16,250Average Assets, quarterly
  • $77,750Volatile liabilities
  • $80,673Insider loans
  • $64,324FHLB advances
  • $80,422Loans and leases held for sale
  • $1,034Unused loan commitments
  • $1,034Tier 1 (core) risk-based capital
  • $8,189Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $8,219Restructured Loans and leases
  • $116Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,585Total interest income
  • $513Total interest expense
  • $3,072Net interest income
  • $30Provision for loan and lease losses
  • $773Total noninterest income
  • $0Fiduciary activities
  • $99Service charges on deposit accounts
  • $0Trading account gains & fees
  • $674Additional noninterest income
  • $2,396Total noninterest expense
  • $1,279Salaries and employee benefits
  • $394Premises and equipment expense
  • $723Additional noninterest expense
  • $1,419Pre-tax net operating income
  • $5Securities gains (losses)
  • $472Applicable income taxes
  • $952Income before extraordinary items
  • $0Extraordinary gains - net
  • $952Net income attributable to bank
  • $0Net charge-offs
  • $952Cash dividends
  • -$36Sale, conversion, retirement of capital stock, net
  • $98Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.16%Yield on earning assets
  • 0.74%Cost of funding earning assets
  • 4.43%Net interest margin
  • 1.11%Noninterest income to earning assets
  • 3.45%Noninterest expense to earning assets
  • 1.22%Net operating income to assets
  • 1.22%Return on assets (ROA)
  • 1.83%Pretax return on assets
  • 11.51%Return on equity (ROE)
  • 10.33%Retained earnings to average equity (YTD only)
  • -0.07%Net charge-offs to loans
  • -83.33%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 61,534Assets per employee
  • 3.35%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 10.29%Loss allowance to loans
  • 1.20%Loss allowance to noncurrent loans
  • 223.91%Noncurrent assets plus other real estate owned to assets
  • 0.56%Noncurrent loans to loans
  • 0.54%Net loans and leases to deposits
  • 71.72%Net loans and leases to core deposits
  • 81.39%Equity capital to assets
  • 10.92%Core capital (leverage) ratio
  • 10.18%Tier 1 risk-based capital ratio
  • 12.73%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $77,750Average earning assets
  • $8,270Average equity
  • $69,421Average loans

List of branches

  • 3 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    013486Garden Plain State Bank10526 West Maple Street, Wichita, KS 67209December 21, 1966Full Service Brick and Mortar
    1249234Garden Plain Branch525 N. Main St, Garden Plain, KS 67050July 24, 1989Full Service Brick and Mortar
    22492351400 South Oliver Branch1400 South Oliver, Wichita, KS 67218October 24, 1994Full Service Brick and Mortar

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