Gibsland Bank & Trust Company in Gibsland, Louisiana (LA)



Show street view No street view available for this location

Gibsland Bank & Trust Company routing number info

Table of contents:
Gibsland Bank & Trust Company
GeneralFDIC Certificate #: 16689
Status: Active
Federal Reserve ID: 734350
Bank Holding Company (Regulatory Top Holder): Gibsland Bancshares, Inc. (RSSDID: 1136102, Location: Gibsland, LA)
Date Established: April 15, 1948
WWW: http://www.gibslandbank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 8 (Domestic: 8, Interstate: No)
FDIC's unique #: 10815
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: April 15, 1948
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 1246 Third Street, Gibsland, LA 71028
County: Bienville
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Shreveport
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $263.3 mil
Equity capital: $20.6 mil
Deposits held in domestic offices: $239.2 mil
Return on assets (ROA): 1.27% ($3.3 mil)
Quarterly return on assets: 1.27% ($3.3 mil)
Return on Equity (ROE): 15.34% ($3.2 mil)
Quarterly return on equity: 15.21% ($3.2 mil)
Net income: $2.9 mil
Quarterly Net income: $0.8 mil
Pretax return on assets: 1.73% ($4,555.6 mil)
Quarterly Pretax return on assets: 1.63% ($4,292.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)80
Total assets$263,331
Cash and due from depository institutions$12,534
Interest-bearing balances$0
Securities$36,949
Federal funds sold & reverse repurchase agreements$31,025
Net loans & leases$167,351
Loan loss allowance $903
Trading account assets$0
Bank premises and fixed assets$6,513
Other real estate owned$1,428
Goodwill and other intangibles$0
All other assets$7,531
Life insurance assets$263,331
Total liabilities and capital$242,724
Total liabilities$239,244
Total deposits$175,015
Interest-bearing deposits$239,244
Deposits held in domestic offices$72
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$171
Other borrowed funds $0
Subordinated debt $3,309
All other liabilities $20,607
Total equity capital$20,607
Total bank equity capital$20,607
Perpetual preferred stock$0
Common stock$216
Surplus$10,000
Undivided profits $10,391
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $1,959
Earning assets $0
Long-term assets (5+ years) $1,149
Average Assets, year-to-date $235,325
Average Assets, quarterly $28,105
Volatile liabilities $229,658
Insider loans $243,375
FHLB advances $173,519
Loans and leases held for sale $231,536
Unused loan commitments $1,787
Tier 1 (core) risk-based capital $1,734
Tier 2 risk-based capital $20,675
Total risk weighted assets $0
Total unused commitments $53
Restructured Loans and leases $11,812
Derivatives$352
Back to page top, Back to table top

Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $12,730
Total interest expense $2,014
Net interest income $10,716
Provision for loan and lease losses $605
Total noninterest income $1,738
Fiduciary activities $0
Service charges on deposit accounts $942
Trading account gains & fees $0
Additional noninterest income $796
Total noninterest expense $7,865
Salaries and employee benefits $3,895
Premises and equipment expense $1,016
Additional noninterest expense $2,954
Pre-tax net operating income $3,984
Securities gains (losses) $0
Applicable income taxes $1,075
Income before extraordinary items $2,909
Extraordinary gains - net $0
Net income attributable to bank $2,909
Net charge-offs $0
Cash dividends $2,909
Sale, conversion, retirement of capital stock, net $678
Net operating income $108
Back to page top, Back to table top

Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets6.12%
Cost of funding earning assets 0.97%
Net interest margin 5.16%
Noninterest income to earning assets 0.84%
Noninterest expense to earning assets 3.78%
Net operating income to assets 1.27%
Return on assets (ROA) 1.27%
Pretax return on assets 1.73%
Return on equity (ROE) 15.34%
Retained earnings to average equity (YTD only) 14.77%
Net charge-offs to loans 0.44%
Credit loss provision to net charge-offs 89.23%
Efficiency ratio6.77%
Assets per employee$63,152
Cash dividends to net income (YTD only)3.29%
Condition Ratios (%)
Loss allowance to loans 3.71%
Loss allowance to noncurrent loans 0.54%
Noncurrent assets plus other real estate owned to assets 46.09%
Noncurrent loans to loans 1.29%
Net loans and leases to deposits1.16%
Net loans and leases to core deposits 69.95%
Equity capital to assets 80.64%
Core capital (leverage) ratio 7.83%
Tier 1 risk-based capital ratio 8.93%
Total risk-based capital ratio 11.92%
Memoranda
Average assets$12
Average earning assets$229,658
Average equity $18,961
Average loans $207,837
Back to page top, Back to table top

8 Louisiana Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
010815Gibsland Bank & Trust Company1246 Third Street, Gibsland, LA 71028April 15, 1948Full Service Brick and Mortar
1238566Arcadia Branch1820 Second Street, Arcadia, LA 71001November 07, 1988Full Service Brick and Mortar
2238567Athens Branch15315 Hwy 9, Athens, LA 71003July 17, 1997Full Service Brick and Mortar
3238568Minden Wal-Mart Supercenter Branch1379 Homer Road, Minden, LA 71055April 21, 1999Full Service Brick and Mortar
4361134Minden Homer Road Branch1374 Homer Road, Minden, LA 71055December 10, 2000Full Service Brick and Mortar
5424235Sibley Branch318 North Main Street, Sibley, LA 71073December 18, 2003Full Service Brick and Mortar
6492938Bossier Branch5360 Eat Texas Street, Bossier City, LA 71111January 12, 2009Full Service Brick and Mortar
7501635Homer Branch813 West Main Street, Homer, LA 71040December 14, 2009Full Service Brick and Mortar
Back to page top

User Contributions:

Comment about this bank, ask questions, or add new information about it:

CAPTCHA


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Gibsland Bank & Trust Company.
Based on public records. Inadvertent errors are possible.
BankEncyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.