Hartsburg State Bank in Hartsburg, Illinois (IL)



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Hartsburg State Bank routing number info

Table of contents:
Hartsburg State Bank
GeneralFDIC Certificate #: 11716
Status: Active
Federal Reserve ID: 799939
Date Established: March 13, 1901
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 7490
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 101 North Second, Hartsburg, IL 62643
County: Logan
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Springfield Il
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Core Based Statistical Area (CBSA): Lincoln, IL (#30660)
CBSA Micro Statistical Area: Yes
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $18.4 mil
Equity capital: $1.5 mil
Deposits held in domestic offices: $16.6 mil
Return on assets (ROA): -2.82% (-$0.5 mil)
Quarterly return on assets: -12.11% (-$2.2 mil)
Return on Equity (ROE): -27.17% (-$0.3 mil)
Quarterly return on equity: -130.74% (-$1.3 mil)
Net income: -$0.5 mil
Quarterly Net income: -$0.6 mil
Pretax return on assets: -2.82% (-$517.9 mil)
Quarterly Pretax return on assets: -12.74% (-$2,340.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)2
Total assets$18,367
Cash and due from depository institutions$4,373
Interest-bearing balances$4,324
Securities$2,773
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$10,804
Loan loss allowance $114
Trading account assets$0
Bank premises and fixed assets$62
Other real estate owned$0
Goodwill and other intangibles$0
All other assets$355
Life insurance assets$18,367
Total liabilities and capital$16,889
Total liabilities$16,643
Total deposits$12,781
Interest-bearing deposits$16,643
Deposits held in domestic offices$98
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $246
All other liabilities $1,478
Total equity capital$1,478
Total bank equity capital$1,478
Perpetual preferred stock$0
Common stock$600
Surplus$440
Undivided profits $438
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $155
Earning assets $0
Long-term assets (5+ years) $213
Average Assets, year-to-date $17,901
Average Assets, quarterly $2,266
Volatile liabilities $18,655
Insider loans $19,159
FHLB advances $11,817
Loans and leases held for sale $19,159
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $1,459
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $1,165
Derivatives$302
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $561
Total interest expense $146
Net interest income $415
Provision for loan and lease losses $431
Total noninterest income $125
Fiduciary activities $0
Service charges on deposit accounts $24
Trading account gains & fees $0
Additional noninterest income $101
Total noninterest expense $635
Salaries and employee benefits $196
Premises and equipment expense $4
Additional noninterest expense $435
Pre-tax net operating income -$526
Securities gains (losses) $0
Applicable income taxes $0
Income before extraordinary items -$526
Extraordinary gains - net $0
Net income attributable to bank -$526
Net charge-offs $0
Cash dividends -$526
Sale, conversion, retirement of capital stock, net $381
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets3.84%
Cost of funding earning assets 1.00%
Net interest margin 2.84%
Noninterest income to earning assets 0.86%
Noninterest expense to earning assets 4.35%
Net operating income to assets -2.82%
Return on assets (ROA) -2.82%
Pretax return on assets -2.82%
Return on equity (ROE) -27.17%
Retained earnings to average equity (YTD only) -27.17%
Net charge-offs to loans 3.58%
Credit loss provision to net charge-offs 113.12%
Efficiency ratio-0.25%
Assets per employee$117,593
Cash dividends to net income (YTD only)9.18%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 1.04%
Noncurrent assets plus other real estate owned to assets 73.55%
Noncurrent loans to loans 0.84%
Net loans and leases to deposits1.42%
Net loans and leases to core deposits 64.92%
Equity capital to assets 69.32%
Core capital (leverage) ratio 8.05%
Tier 1 risk-based capital ratio 7.62%
Total risk-based capital ratio 12.35%
Memoranda
Average assets$13
Average earning assets$18,655
Average equity $1,936
Average loans $14,612
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1 Illinois Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
07490Hartsburg State Bank101 North Second, Hartsburg, IL 62643March 13, 1901Full Service Brick and Mortar
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