The Atlanta National Bank in Atlanta, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

The Atlanta National Bank - Overview

  • General
  • FDIC Certificate #: 3601
    Status: Active
    Federal Reserve ID: 672238
    Bank Holding Company (Regulatory Top Holder): Anb Bancorp, Inc. (RSSDID: 2971270, Location: Atlanta, IL)
    Date Established: August 02, 1887
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 14570
    FDIC's unique #: 2291
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 105 Southwest Church Street, Atlanta, IL 61723
    County: Logan
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Springfield Il
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Lincoln, IL (#30660)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $58.0 mil
    Equity capital: $6.9 mil
    Deposits held in domestic offices: $45.5 mil
    Return on assets (ROA): 0.73% ($0.4 mil)
    Quarterly return on assets: 0.33% ($0.2 mil)
    Return on Equity (ROE): 6.44% ($0.5 mil)
    Quarterly return on equity: 2.81% ($0.2 mil)
    Net income: $0.4 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.79% ($458.4 mil)
    Quarterly Pretax return on assets: 0.33% ($191.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 16Total employees (full-time equivalent)
  • $58,029Total assets
  • $2,722Cash and due from depository institutions
  • $1,189Interest-bearing balances
  • $37,986Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $15,114Net loans & leases
  • $114Loan loss allowance
  • $0Trading account assets
  • $285Bank premises and fixed assets
  • $0Other real estate owned
  • $27Goodwill and other intangibles
  • $58,029Life insurance assets
  • $1,895All other assets
  • $51,128Total liabilities and capital
  • $45,466Total liabilities
  • $38,895Total deposits
  • $45,466Interest-bearing deposits
  • $99Deposits held in domestic offices
  • 1963.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $3,000Trading liabilities
  • $0Other borrowed funds
  • $699Subordinated debt
  • $6,901All other liabilities
  • $6,901Total equity capital
  • $6,901Total bank equity capital
  • $0Perpetual preferred stock
  • $50Common stock
  • $110Surplus
  • $6,741Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $15Income earned, not collected on loans
  • $0Earning assets
  • $368Long-term assets (5+ years)
  • $54,289Average Assets, year-to-date
  • $17,198Average Assets, quarterly
  • $58,247Volatile liabilities
  • $57,492Insider loans
  • $21,975FHLB advances
  • $58,049Loans and leases held for sale
  • $1,161Unused loan commitments
  • $813Tier 1 (core) risk-based capital
  • $6,263Tier 2 risk-based capital
  • $348Total risk weighted assets
  • $0Total unused commitments
  • $806Restructured Loans and leases
  • $292Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,018Total interest income
  • $626Total interest expense
  • $1,392Net interest income
  • $0Provision for loan and lease losses
  • $235Total noninterest income
  • $0Fiduciary activities
  • $91Service charges on deposit accounts
  • $0Trading account gains & fees
  • $144Additional noninterest income
  • $1,334Total noninterest expense
  • $792Salaries and employee benefits
  • $109Premises and equipment expense
  • $433Additional noninterest expense
  • $293Pre-tax net operating income
  • $169Securities gains (losses)
  • $34Applicable income taxes
  • $428Income before extraordinary items
  • $0Extraordinary gains - net
  • $428Net income attributable to bank
  • $0Net charge-offs
  • $428Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $200Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.72%Yield on earning assets
  • 1.15%Cost of funding earning assets
  • 2.57%Net interest margin
  • 0.43%Noninterest income to earning assets
  • 2.46%Noninterest expense to earning assets
  • 0.46%Net operating income to assets
  • 0.73%Return on assets (ROA)
  • 0.79%Pretax return on assets
  • 6.44%Return on equity (ROE)
  • 3.43%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 80,332Assets per employee
  • 3.63%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 46.73%Loss allowance to loans
  • 0.75%Loss allowance to noncurrent loans
  • 760.00%Noncurrent assets plus other real estate owned to assets
  • 0.03%Noncurrent loans to loans
  • 0.10%Net loans and leases to deposits
  • 33.24%Net loans and leases to core deposits
  • 33.83%Equity capital to assets
  • 11.89%Core capital (leverage) ratio
  • 10.79%Tier 1 risk-based capital ratio
  • 28.50%Total risk-based capital ratio
  • Memoranda
  • $29Average assets
  • $58,247Average earning assets
  • $6,646Average equity
  • $54,255Average loans

List of branches

  • 2 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02291The Atlanta National Bank105 Southwest Church Street, Atlanta, IL 61723August 02, 1887Full Service Brick and Mortar
    1223044Mclean Banking Center BranchFranklin And Hamilton Streets, Mclean, IL 61754March 26, 1984Full Service Brick and Mortar

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