Parkvale Savings Bank in Monroeville, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 2012

  • Parkvale Savings Bank in Monroeville, Pennsylvania (PA)
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Parkvale Savings Bank - Overview

  • General
  • FDIC Certificate #: 30237
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First National Bank of Pennsylvania (#7888)
    Federal Reserve ID: 249872
    Date Established: December 15, 1943
    WWW: http://www.parkvale.com
    Trust Powers Granted: No
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 47 (Domestic: 47, Interstate: Yes)
    OTS Docket #: 5022
    FDIC's unique #: 43071
    Numeric code: 41
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: December 15, 1943
    Last Structure Change Effective Date: January 01, 2012
    Last Structure Change Process Date: January 10, 2012
    Last Data Update: January 10, 2012
    Data Source Date: April 05, 2012
  • Location
  • Address: 4220 William Penn Highway, Monroeville, PA 15146
    County: Allegheny
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Wexford
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Pittsburgh, PA (#6280)
    Combined Statistical Area (CSA): Pittsburgh-New Castle, PA (#430)
    Core Based Statistical Area (CBSA): Pittsburgh, PA (#38300)
    CBSA Metro Statistical Area: Pittsburgh, PA (#38300)
  • Financial Summary
  • Total assets: $1,811.2 mil
    Equity capital: $141.5 mil
    Deposits held in domestic offices: $1,508.6 mil
    Return on assets (ROA): 0.38% ($6.9 mil)
    Quarterly return on assets: 0.17% ($3.1 mil)
    Return on Equity (ROE): 4.78% ($6.7 mil)
    Quarterly return on equity: 2.14% ($3.0 mil)
    Net income: $6.8 mil
    Quarterly Net income: $0.8 mil
    Pretax return on assets: 0.53% ($9,599.2 mil)
    Quarterly Pretax return on assets: 0.22% ($3,984.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 384Total employees (full-time equivalent)
  • $1,811,161Total assets
  • $253,523Cash and due from depository institutions
  • $228,978Interest-bearing balances
  • $493,114Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $937,356Net loans & leases
  • $10,318Loan loss allowance
  • $0Trading account assets
  • $16,599Bank premises and fixed assets
  • $5,307Other real estate owned
  • $27,148Goodwill and other intangibles
  • $1,811,161Life insurance assets
  • $78,114All other assets
  • $1,669,708Total liabilities and capital
  • $1,508,640Total liabilities
  • $1,417,193Total deposits
  • $1,508,640Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 12940.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $140,847Trading liabilities
  • $0Other borrowed funds
  • $7,281Subordinated debt
  • $141,453All other liabilities
  • $141,453Total equity capital
  • $141,453Total bank equity capital
  • $0Perpetual preferred stock
  • $1,700Common stock
  • $118,229Surplus
  • $21,524Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $27,978Income earned, not collected on loans
  • $26Earning assets
  • $5,327Long-term assets (5+ years)
  • $1,659,448Average Assets, year-to-date
  • $597,707Average Assets, quarterly
  • $1,798,434Volatile liabilities
  • $1,802,293Insider loans
  • $1,111,712FHLB advances
  • $1,781,362Loans and leases held for sale
  • $26,890Unused loan commitments
  • $14,409Tier 1 (core) risk-based capital
  • $119,384Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $12,481Total unused commitments
  • $125,870Restructured Loans and leases
  • $2,443Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $61,617Total interest income
  • $25,381Total interest expense
  • $36,236Net interest income
  • $2,684Provision for loan and lease losses
  • $8,888Total noninterest income
  • $0Fiduciary activities
  • $3,538Service charges on deposit accounts
  • $0Trading account gains & fees
  • $5,350Additional noninterest income
  • $32,203Total noninterest expense
  • $14,521Salaries and employee benefits
  • $4,240Premises and equipment expense
  • $13,442Additional noninterest expense
  • $10,237Pre-tax net operating income
  • -$655Securities gains (losses)
  • $2,810Applicable income taxes
  • $6,772Income before extraordinary items
  • $0Extraordinary gains - net
  • $6,772Net income attributable to bank
  • $0Net charge-offs
  • $6,772Cash dividends
  • $5,613Sale, conversion, retirement of capital stock, net
  • $5,280Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.74%Yield on earning assets
  • 1.54%Cost of funding earning assets
  • 2.20%Net interest margin
  • 0.54%Noninterest income to earning assets
  • 1.96%Noninterest expense to earning assets
  • 0.40%Net operating income to assets
  • 0.38%Return on assets (ROA)
  • 0.53%Pretax return on assets
  • 4.78%Return on equity (ROE)
  • 1.05%Retained earnings to average equity (YTD only)
  • 0.57%Net charge-offs to loans
  • 47.82%Credit loss provision to net charge-offs
  • 2.30%Efficiency ratio
  • 69,351Assets per employee
  • 4.72%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 77.97%Loss allowance to loans
  • 1.09%Loss allowance to noncurrent loans
  • 36.88%Noncurrent assets plus other real estate owned to assets
  • 2.28%Noncurrent loans to loans
  • 2.95%Net loans and leases to deposits
  • 62.13%Net loans and leases to core deposits
  • 63.07%Equity capital to assets
  • 7.81%Core capital (leverage) ratio
  • 6.70%Tier 1 risk-based capital ratio
  • 10.74%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $1,798,434Average earning assets
  • $141,691Average equity
  • $1,646,587Average loans

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