Southern Missouri Bank of Marshfield in Marshfield, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

Southern Missouri Bank of Marshfield - Overview

  • General
  • FDIC Certificate #: 34445
    Status: Active
    Federal Reserve ID: 2535551
    Bank Holding Company (Regulatory Top Holder): Southern Missouri Bancshares, Inc. (RSSDID: 2623506, Location: Marshfield, MO)
    Date Established: December 15, 1997
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 57209
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: December 15, 1997
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 1292 Banning Street, Marshfield, MO 65706
    County: Webster
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Springfield, MO (#7920)
    Core Based Statistical Area (CBSA): Springfield, MO (#44180)
    CBSA Metro Statistical Area: Springfield, MO (#44180)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $102.0 mil
    Equity capital: $9.9 mil
    Deposits held in domestic offices: $78.3 mil
    Return on assets (ROA): 0.79% ($0.8 mil)
    Quarterly return on assets: 1.11% ($1.1 mil)
    Return on Equity (ROE): 8.71% ($0.9 mil)
    Quarterly return on equity: 11.79% ($1.2 mil)
    Net income: $0.8 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 0.84% ($857.1 mil)
    Quarterly Pretax return on assets: 0.98% ($999.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 44Total employees (full-time equivalent)
  • $102,032Total assets
  • $6,712Cash and due from depository institutions
  • $500Interest-bearing balances
  • $9,026Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $76,698Net loans & leases
  • $1,494Loan loss allowance
  • $0Trading account assets
  • $3,644Bank premises and fixed assets
  • $538Other real estate owned
  • $0Goodwill and other intangibles
  • $102,032Life insurance assets
  • $5,414All other assets
  • $92,159Total liabilities and capital
  • $78,332Total liabilities
  • $70,511Total deposits
  • $78,332Interest-bearing deposits
  • $84Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $13,550Trading liabilities
  • $0Other borrowed funds
  • $277Subordinated debt
  • $9,873All other liabilities
  • $9,873Total equity capital
  • $9,873Total bank equity capital
  • $0Perpetual preferred stock
  • $1,533Common stock
  • $4,182Surplus
  • $4,158Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $2,045Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,388Income earned, not collected on loans
  • $0Earning assets
  • $485Long-term assets (5+ years)
  • $86,224Average Assets, year-to-date
  • $16,665Average Assets, quarterly
  • $104,243Volatile liabilities
  • $103,266Insider loans
  • $82,755FHLB advances
  • $105,423Loans and leases held for sale
  • $2,226Unused loan commitments
  • $2,226Tier 1 (core) risk-based capital
  • $9,754Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $4,461Restructured Loans and leases
  • $1,190Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,502Total interest income
  • $1,259Total interest expense
  • $4,243Net interest income
  • $496Provision for loan and lease losses
  • $1,555Total noninterest income
  • $0Fiduciary activities
  • $327Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,228Additional noninterest income
  • $4,428Total noninterest expense
  • $2,497Salaries and employee benefits
  • $485Premises and equipment expense
  • $1,446Additional noninterest expense
  • $874Pre-tax net operating income
  • $0Securities gains (losses)
  • $54Applicable income taxes
  • $820Income before extraordinary items
  • $0Extraordinary gains - net
  • $820Net income attributable to bank
  • $0Net charge-offs
  • $820Cash dividends
  • $476Sale, conversion, retirement of capital stock, net
  • $138Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.21%Yield on earning assets
  • 1.42%Cost of funding earning assets
  • 4.79%Net interest margin
  • 1.75%Noninterest income to earning assets
  • 5.00%Noninterest expense to earning assets
  • 0.79%Net operating income to assets
  • 0.79%Return on assets (ROA)
  • 0.84%Pretax return on assets
  • 8.71%Return on equity (ROE)
  • 7.24%Retained earnings to average equity (YTD only)
  • 0.59%Net charge-offs to loans
  • 104.20%Credit loss provision to net charge-offs
  • 2.88%Efficiency ratio
  • 76,371Assets per employee
  • 2.32%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 16.83%Loss allowance to loans
  • 1.91%Loss allowance to noncurrent loans
  • 107.64%Noncurrent assets plus other real estate owned to assets
  • 1.89%Noncurrent loans to loans
  • 1.78%Net loans and leases to deposits
  • 97.91%Net loans and leases to core deposits
  • 126.34%Equity capital to assets
  • 9.68%Core capital (leverage) ratio
  • 9.25%Tier 1 risk-based capital ratio
  • 11.79%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $104,243Average earning assets
  • $9,420Average equity
  • $88,622Average loans

List of branches

  • 2 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    057209Southern Missouri Bank Of Marshfield1292 Banning Street, Marshfield, MO 65706December 15, 1997Full Service Brick and Mortar
    1469865Southern Missouri Bank Of Marshfield63 Truman Road, Marshfield, MO 65706December 14, 2007Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Southern Missouri Bank of Marshfield.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents