State Bank of Table Rock in Table Rock, Nebraska (NE)



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State Bank of Table Rock routing number info

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State Bank of Table Rock
GeneralFDIC Certificate #: 9822
Status: Active
Federal Reserve ID: 660253
Bank Holding Company (Regulatory Top Holder): Duroc Investment Company (RSSDID: 1053973, Location: Table Rock, NE)
Date Established: October 26, 1885
WWW: http://www.tablerockbank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 5 (Domestic: 5, Interstate: No)
FDIC's unique #: 6293
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: July 07, 2011
Last Structure Change Process Date: July 07, 2011
Last Data Update: July 07, 2011
Data Source Date: April 05, 2012
LocationAddress: 402 Houston Street, Table Rock, NE 68447
County: Pawnee
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Omaha
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
History of ChangesChange in Location
Financial SummaryTotal assets: $50.4 mil
Equity capital: $4.2 mil
Deposits held in domestic offices: $37.3 mil
Return on assets (ROA): 0.40% ($0.2 mil)
Quarterly return on assets: 0.66% ($0.3 mil)
Return on Equity (ROE): 5.05% ($0.2 mil)
Quarterly return on equity: 7.93% ($0.3 mil)
Net income: $0.2 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 0.42% ($211.6 mil)
Quarterly Pretax return on assets: 0.69% ($347.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)22
Total assets$50,371
Cash and due from depository institutions$8,996
Interest-bearing balances$8,220
Securities$380
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$38,261
Loan loss allowance $467
Trading account assets$0
Bank premises and fixed assets$914
Other real estate owned$44
Goodwill and other intangibles$0
All other assets$1,776
Life insurance assets$50,371
Total liabilities and capital$46,196
Total liabilities$37,337
Total deposits$31,005
Interest-bearing deposits$37,337
Deposits held in domestic offices$97
% insured (estimated)1677.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$7,118
Other borrowed funds $0
Subordinated debt $64
All other liabilities $4,175
Total equity capital$4,175
Total bank equity capital$4,175
Perpetual preferred stock$0
Common stock$23
Surplus$3,602
Undivided profits $550
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $114
Earning assets $0
Long-term assets (5+ years) $591
Average Assets, year-to-date $46,861
Average Assets, quarterly $2,999
Volatile liabilities $50,382
Insider loans $49,922
FHLB advances $35,724
Loans and leases held for sale $49,627
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $4,175
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $7,359
Derivatives$150
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $2,486
Total interest expense $658
Net interest income $1,828
Provision for loan and lease losses $136
Total noninterest income $354
Fiduciary activities $0
Service charges on deposit accounts $272
Trading account gains & fees $0
Additional noninterest income $82
Total noninterest expense $1,834
Salaries and employee benefits $1,184
Premises and equipment expense $166
Additional noninterest expense $484
Pre-tax net operating income $212
Securities gains (losses) $0
Applicable income taxes $8
Income before extraordinary items $204
Extraordinary gains - net $0
Net income attributable to bank $204
Net charge-offs $0
Cash dividends $204
Sale, conversion, retirement of capital stock, net $150
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets5.30%
Cost of funding earning assets 1.40%
Net interest margin 3.90%
Noninterest income to earning assets 0.75%
Noninterest expense to earning assets 3.91%
Net operating income to assets 0.40%
Return on assets (ROA) 0.40%
Pretax return on assets 0.42%
Return on equity (ROE) 5.05%
Retained earnings to average equity (YTD only) 5.05%
Net charge-offs to loans 0.39%
Credit loss provision to net charge-offs 90.67%
Efficiency ratio2.32%
Assets per employee$84,051
Cash dividends to net income (YTD only)2.29%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 1.21%
Noncurrent assets plus other real estate owned to assets 409.65%
Noncurrent loans to loans 0.31%
Net loans and leases to deposits0.29%
Net loans and leases to core deposits 102.47%
Equity capital to assets 104.06%
Core capital (leverage) ratio 8.29%
Tier 1 risk-based capital ratio 8.41%
Total risk-based capital ratio 11.69%
Memoranda
Average assets$13
Average earning assets$50,382
Average equity $4,041
Average loans $46,906
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5 Nebraska Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
06293State Bank Of Table Rock402 Houston Street, Table Rock, NE 68447October 26, 1885Full Service Brick and Mortar
16286Dubois BranchLocust And Miner Streets, Dubois, NE 68345October 01, 1886Full Service Brick and Mortar
2221241Pawnee City Branch650 G Street, Pawnee City, NE 68420November 17, 1995Full Service Brick and Mortar
3221242Humboldt Branch300 North Nemaha Street, Humboldt, NE 68376September 16, 1996Full Service Brick and Mortar
4472048State Bank Of Table Rock Roca Branch4125 Main Street, Roca, NE 68430Febuary 19, 2008Full Service Brick and Mortar
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