State Bank of Table Rock in city_name, state_name - Detailed Financial Reports, Location

State Bank of Table Rock in Table Rock, Nebraska (NE)
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State Bank of Table Rock routing number info

State Bank of Table Rock - Overview

General
FDIC Certificate #: 9822
Status: Active
Federal Reserve ID: 660253
Bank Holding Company (Regulatory Top Holder): Duroc Investment Company (RSSDID: 1053973, Location: Table Rock, NE)
Date Established: October 26, 1885
WWW: http://www.tablerockbank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 5 (Domestic: 5, Interstate: No)
FDIC's unique #: 6293
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: July 07, 2011
Last Structure Change Process Date: July 07, 2011
Last Data Update: July 07, 2011
Data Source Date: April 05, 2012
Location
Address: 402 Houston Street, Table Rock, NE 68447
County: Pawnee
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Omaha
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
History of Changes
Change in Location
Financial Summary
Total assets: $50.4 mil
Equity capital: $4.2 mil
Deposits held in domestic offices: $37.3 mil
Return on assets (ROA): 0.40% ($0.2 mil)
Quarterly return on assets: 0.66% ($0.3 mil)
Return on Equity (ROE): 5.05% ($0.2 mil)
Quarterly return on equity: 7.93% ($0.3 mil)
Net income: $0.2 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 0.42% ($211.6 mil)
Quarterly Pretax return on assets: 0.69% ($347.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
22Total employees (full-time equivalent)
$50,371Total assets
$8,996Cash and due from depository institutions
$8,220Interest-bearing balances
$380Securities
$0Federal funds sold & reverse repurchase agreements
$38,261Net loans & leases
$467Loan loss allowance
$0Trading account assets
$914Bank premises and fixed assets
$44Other real estate owned
$0Goodwill and other intangibles
$50,371Life insurance assets
$1,776All other assets
$46,196Total liabilities and capital
$37,337Total liabilities
$31,005Total deposits
$37,337Interest-bearing deposits
$97Deposits held in domestic offices
1677.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$7,118Trading liabilities
$0Other borrowed funds
$64Subordinated debt
$4,175All other liabilities
$4,175Total equity capital
$4,175Total bank equity capital
$0Perpetual preferred stock
$23Common stock
$3,602Surplus
$550Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$114Income earned, not collected on loans
$0Earning assets
$591Long-term assets (5+ years)
$46,861Average Assets, year-to-date
$2,999Average Assets, quarterly
$50,382Volatile liabilities
$49,922Insider loans
$35,724FHLB advances
$49,627Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$4,175Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$7,359Restructured Loans and leases
$150Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$2,486Total interest income
$658Total interest expense
$1,828Net interest income
$136Provision for loan and lease losses
$354Total noninterest income
$0Fiduciary activities
$272Service charges on deposit accounts
$0Trading account gains & fees
$82Additional noninterest income
$1,834Total noninterest expense
$1,184Salaries and employee benefits
$166Premises and equipment expense
$484Additional noninterest expense
$212Pre-tax net operating income
$0Securities gains (losses)
$8Applicable income taxes
$204Income before extraordinary items
$0Extraordinary gains - net
$204Net income attributable to bank
$0Net charge-offs
$204Cash dividends
$150Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.30%Yield on earning assets
1.40%Cost of funding earning assets
3.90%Net interest margin
0.75%Noninterest income to earning assets
3.91%Noninterest expense to earning assets
0.40%Net operating income to assets
0.40%Return on assets (ROA)
0.42%Pretax return on assets
5.05%Return on equity (ROE)
5.05%Retained earnings to average equity (YTD only)
0.39%Net charge-offs to loans
90.67%Credit loss provision to net charge-offs
2.32%Efficiency ratio
84,051Assets per employee
2.29%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.21%Loss allowance to noncurrent loans
409.65%Noncurrent assets plus other real estate owned to assets
0.31%Noncurrent loans to loans
0.29%Net loans and leases to deposits
102.47%Net loans and leases to core deposits
104.06%Equity capital to assets
8.29%Core capital (leverage) ratio
8.41%Tier 1 risk-based capital ratio
11.69%Total risk-based capital ratio
Memoranda
$13Average assets
$50,382Average earning assets
$4,041Average equity
$46,906Average loans

List of branches

5 Nebraska Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	6293	State Bank Of Table Rock	402 Houston Street, Table Rock, NE 68447	October 26, 1885	Full Service Brick and Mortar
1	6286	Dubois Branch	Locust And Miner Streets, Dubois, NE 68345	October 01, 1886	Full Service Brick and Mortar
2	221241	Pawnee City Branch	650 G Street, Pawnee City, NE 68420	November 17, 1995	Full Service Brick and Mortar
3	221242	Humboldt Branch	300 North Nemaha Street, Humboldt, NE 68376	September 16, 1996	Full Service Brick and Mortar
4	472048	State Bank Of Table Rock Roca Branch	4125 Main Street, Roca, NE 68430	Febuary 19, 2008	Full Service Brick and Mortar

State Bank of Table Rock in Table Rock, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

State Bank of Table Rock - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

State Bank of Table Rock in Table Rock, Nebraska (NE)Overview, Financial Summary, Detailed Financial Reports, Branches

State Bank of Table Rock - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

State Bank of Table Rock in Table Rock, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches