State Bank of Table Rock in Table Rock, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

State Bank of Table Rock - Overview

  • General
  • FDIC Certificate #: 9822
    Status: Active
    Federal Reserve ID: 660253
    Bank Holding Company (Regulatory Top Holder): Duroc Investment Company (RSSDID: 1053973, Location: Table Rock, NE)
    Date Established: October 26, 1885
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 5 (Domestic: 5, Interstate: No)
    FDIC's unique #: 6293
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 07, 2011
    Last Structure Change Process Date: July 07, 2011
    Last Data Update: July 07, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 402 Houston Street, Table Rock, NE 68447
    County: Pawnee
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $50.4 mil
    Equity capital: $4.2 mil
    Deposits held in domestic offices: $37.3 mil
    Return on assets (ROA): 0.40% ($0.2 mil)
    Quarterly return on assets: 0.66% ($0.3 mil)
    Return on Equity (ROE): 5.05% ($0.2 mil)
    Quarterly return on equity: 7.93% ($0.3 mil)
    Net income: $0.2 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.42% ($211.6 mil)
    Quarterly Pretax return on assets: 0.69% ($347.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 22Total employees (full-time equivalent)
  • $50,371Total assets
  • $8,996Cash and due from depository institutions
  • $8,220Interest-bearing balances
  • $380Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $38,261Net loans & leases
  • $467Loan loss allowance
  • $0Trading account assets
  • $914Bank premises and fixed assets
  • $44Other real estate owned
  • $0Goodwill and other intangibles
  • $50,371Life insurance assets
  • $1,776All other assets
  • $46,196Total liabilities and capital
  • $37,337Total liabilities
  • $31,005Total deposits
  • $37,337Interest-bearing deposits
  • $97Deposits held in domestic offices
  • 1677.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $7,118Trading liabilities
  • $0Other borrowed funds
  • $64Subordinated debt
  • $4,175All other liabilities
  • $4,175Total equity capital
  • $4,175Total bank equity capital
  • $0Perpetual preferred stock
  • $23Common stock
  • $3,602Surplus
  • $550Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $114Income earned, not collected on loans
  • $0Earning assets
  • $591Long-term assets (5+ years)
  • $46,861Average Assets, year-to-date
  • $2,999Average Assets, quarterly
  • $50,382Volatile liabilities
  • $49,922Insider loans
  • $35,724FHLB advances
  • $49,627Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $4,175Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $7,359Restructured Loans and leases
  • $150Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,486Total interest income
  • $658Total interest expense
  • $1,828Net interest income
  • $136Provision for loan and lease losses
  • $354Total noninterest income
  • $0Fiduciary activities
  • $272Service charges on deposit accounts
  • $0Trading account gains & fees
  • $82Additional noninterest income
  • $1,834Total noninterest expense
  • $1,184Salaries and employee benefits
  • $166Premises and equipment expense
  • $484Additional noninterest expense
  • $212Pre-tax net operating income
  • $0Securities gains (losses)
  • $8Applicable income taxes
  • $204Income before extraordinary items
  • $0Extraordinary gains - net
  • $204Net income attributable to bank
  • $0Net charge-offs
  • $204Cash dividends
  • $150Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.30%Yield on earning assets
  • 1.40%Cost of funding earning assets
  • 3.90%Net interest margin
  • 0.75%Noninterest income to earning assets
  • 3.91%Noninterest expense to earning assets
  • 0.40%Net operating income to assets
  • 0.40%Return on assets (ROA)
  • 0.42%Pretax return on assets
  • 5.05%Return on equity (ROE)
  • 5.05%Retained earnings to average equity (YTD only)
  • 0.39%Net charge-offs to loans
  • 90.67%Credit loss provision to net charge-offs
  • 2.32%Efficiency ratio
  • 84,051Assets per employee
  • 2.29%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.21%Loss allowance to noncurrent loans
  • 409.65%Noncurrent assets plus other real estate owned to assets
  • 0.31%Noncurrent loans to loans
  • 0.29%Net loans and leases to deposits
  • 102.47%Net loans and leases to core deposits
  • 104.06%Equity capital to assets
  • 8.29%Core capital (leverage) ratio
  • 8.41%Tier 1 risk-based capital ratio
  • 11.69%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $50,382Average earning assets
  • $4,041Average equity
  • $46,906Average loans

List of branches

  • 5 Nebraska Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    06293State Bank Of Table Rock402 Houston Street, Table Rock, NE 68447October 26, 1885Full Service Brick and Mortar
    16286Dubois BranchLocust And Miner Streets, Dubois, NE 68345October 01, 1886Full Service Brick and Mortar
    2221241Pawnee City Branch650 G Street, Pawnee City, NE 68420November 17, 1995Full Service Brick and Mortar
    3221242Humboldt Branch300 North Nemaha Street, Humboldt, NE 68376September 16, 1996Full Service Brick and Mortar
    4472048State Bank Of Table Rock Roca Branch4125 Main Street, Roca, NE 68430Febuary 19, 2008Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with State Bank of Table Rock.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents