State Financial Bank in Hales Corners, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 09, 2000

  • State Financial Bank in Hales Corners, Wisconsin (WI)
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State Financial Bank - Overview

  • General
  • FDIC Certificate #: 13448
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: State Financial Bank, National Association (#3753)
    Federal Reserve ID: 925840
    Date Established: June 10, 1910
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 8 (Interstate: No)
    OTS Docket #: 11331
    FDIC's unique #: 8468
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 02, 1934
    Last Structure Change Effective Date: October 09, 2000
    Last Structure Change Process Date: December 06, 2000
    Last Data Update: December 06, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 10708 West Janesville Road, Hales Corners, WI 53130
    County: Milwaukee
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Milwaukee
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Milwaukee-Waukesha, WI (#5080)
    Consolidated Metropolitan Statistical Area (CMSA): Milwaukee-Racine, WI (#63)
    Combined Statistical Area (CSA): Milwaukee-Racine-Waukesha, WI (#376)
    Core Based Statistical Area (CBSA): Milwaukee-Waukesha-West Allis, WI (#33340)
    CBSA Metro Statistical Area: Milwaukee-Waukesha-West Allis, WI (#33340)
  • Financial Summary
  • Total assets: $322.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 103Total employees (full-time equivalent)
  • $305,641Total assets
  • $17,549Cash and due from depository institutions
  • $162Interest-bearing balances
  • $62,163Securities
  • $650Federal funds sold & reverse repurchase agreements
  • $215,164Net loans & leases
  • $2,249Loan loss allowance
  • $0Trading account assets
  • $6,499Bank premises and fixed assets
  • $413Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $3,203All other assets
  • $305,641Total liabilities and capital
  • $282,702Total liabilities
  • $270,809Total deposits
  • $207,574Interest-bearing deposits
  • $270,809Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $2,090Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $7,500Other borrowed funds
  • $0Subordinated debt
  • $2,303All other liabilities
  • $22,939Total equity capital
  • $22,939Total bank equity capital
  • $22,939Perpetual preferred stock
  • $0Common stock
  • $3,836Surplus
  • $14,664Undivided profits
  • Memoranda
  • $4,439Noncurrent loans and leases
  • $56,766Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $988Earning assets
  • $347Long-term assets (5+ years)
  • $1,213Average Assets, year-to-date
  • $278,139Average Assets, quarterly
  • $17,451Volatile liabilities
  • $292,125Insider loans
  • $298,543FHLB advances
  • $32,470Loans and leases held for sale
  • $19,290Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,232Total risk weighted assets
  • $56,766Total unused commitments
  • $0Restructured Loans and leases
  • $2,249Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $20,980Total interest income
  • $8,186Total interest expense
  • $12,794Net interest income
  • $300Provision for loan and lease losses
  • $3,345Total noninterest income
  • $0Fiduciary activities
  • $1,292Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,053Additional noninterest income
  • $9,453Total noninterest expense
  • $3,206Salaries and employee benefits
  • $1,384Premises and equipment expense
  • $4,863Additional noninterest expense
  • $6,386Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,932Applicable income taxes
  • $4,454Income before extraordinary items
  • $0Extraordinary gains - net
  • $4,454Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $114Sale, conversion, retirement of capital stock, net
  • $3,800Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.84%Yield on earning assets
  • 3.06%Cost of funding earning assets
  • 4.78%Net interest margin
  • 1.25%Noninterest income to earning assets
  • 3.53%Noninterest expense to earning assets
  • 1.52%Net operating income to assets
  • 1.52%Return on assets (ROA)
  • 2.19%Pretax return on assets
  • 19.52%Return on equity (ROE)
  • 2.87%Retained earnings to average equity (YTD only)
  • 0.06%Net charge-offs to loans
  • 263.16%Credit loss provision to net charge-offs
  • 58.65%Efficiency ratio
  • 58,572Assets per employee
  • 2.97%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 85.32%Loss allowance to loans
  • 1.03%Loss allowance to noncurrent loans
  • 227.63%Noncurrent assets plus other real estate owned to assets
  • 0.46%Noncurrent loans to loans
  • 0.45%Net loans and leases to deposits
  • 79.45%Net loans and leases to core deposits
  • 86.78%Equity capital to assets
  • 7.51%Core capital (leverage) ratio
  • 7.83%Tier 1 risk-based capital ratio
  • 10.42%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $292,125Average earning assets
  • $22,815Average equity
  • $267,602Average loans
1
Clifford J Irwin Jr
Aug 10, 2022 @ 5:17 pm
How do I clear a Paid-up loan record from about 50 yrs ago, from a non-existing bank. I still shows up on a life insurance policy.

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