The First National Bank of Anson in Anson, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

The First National Bank of Anson - Overview

  • General
  • FDIC Certificate #: 3078
    Status: Active
    Federal Reserve ID: 366359
    Bank Holding Company (Regulatory Top Holder): Anson Bancshares, Inc. (RSSDID: 1103702, Location: Anson, TX)
    Date Established: January 01, 1902
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 1959
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 1021 12th Street, Anson, TX 79501
    County: Jones
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Abilene, TX (#10180)
    CBSA Metro Statistical Area: Abilene, TX (#10180)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $56.3 mil
    Equity capital: $5.3 mil
    Deposits held in domestic offices: $50.9 mil
    Return on assets (ROA): 0.37% ($0.2 mil)
    Quarterly return on assets: -0.25% (-$0.1 mil)
    Return on Equity (ROE): 3.96% ($0.2 mil)
    Quarterly return on equity: -2.68% (-$0.1 mil)
    Net income: $0.2 mil
    Quarterly Net income: -$0.0 mil
    Pretax return on assets: 0.37% ($208.1 mil)
    Quarterly Pretax return on assets: -0.25% (-$140.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 15Total employees (full-time equivalent)
  • $56,251Total assets
  • $6,349Cash and due from depository institutions
  • $0Interest-bearing balances
  • $26,551Securities
  • $1,225Federal funds sold & reverse repurchase agreements
  • $20,851Net loans & leases
  • $325Loan loss allowance
  • $0Trading account assets
  • $448Bank premises and fixed assets
  • $269Other real estate owned
  • $0Goodwill and other intangibles
  • $56,251Life insurance assets
  • $558All other assets
  • $50,913Total liabilities and capital
  • $50,852Total liabilities
  • $33,626Total deposits
  • $50,852Interest-bearing deposits
  • $89Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $61Subordinated debt
  • $5,338All other liabilities
  • $5,338Total equity capital
  • $5,338Total bank equity capital
  • $0Perpetual preferred stock
  • $400Common stock
  • $400Surplus
  • $4,538Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $305Income earned, not collected on loans
  • $0Earning assets
  • $389Long-term assets (5+ years)
  • $48,627Average Assets, year-to-date
  • $3,543Average Assets, quarterly
  • $55,810Volatile liabilities
  • $57,065Insider loans
  • $26,435FHLB advances
  • $58,046Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $5,285Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,738Restructured Loans and leases
  • $791Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,127Total interest income
  • $136Total interest expense
  • $1,991Net interest income
  • $60Provision for loan and lease losses
  • $444Total noninterest income
  • $0Fiduciary activities
  • $271Service charges on deposit accounts
  • $0Trading account gains & fees
  • $173Additional noninterest income
  • $2,162Total noninterest expense
  • $1,269Salaries and employee benefits
  • $215Premises and equipment expense
  • $678Additional noninterest expense
  • $213Pre-tax net operating income
  • -$4Securities gains (losses)
  • $0Applicable income taxes
  • $209Income before extraordinary items
  • $0Extraordinary gains - net
  • $209Net income attributable to bank
  • $0Net charge-offs
  • $209Cash dividends
  • $135Sale, conversion, retirement of capital stock, net
  • $270Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.41%Yield on earning assets
  • 0.28%Cost of funding earning assets
  • 4.13%Net interest margin
  • 0.92%Noninterest income to earning assets
  • 4.48%Noninterest expense to earning assets
  • 0.38%Net operating income to assets
  • 0.37%Return on assets (ROA)
  • 0.37%Pretax return on assets
  • 3.96%Return on equity (ROE)
  • -1.15%Retained earnings to average equity (YTD only)
  • 0.61%Net charge-offs to loans
  • 44.44%Credit loss provision to net charge-offs
  • 2.02%Efficiency ratio
  • 88,789Assets per employee
  • 3.75%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 129.19%Loss allowance to loans
  • 1.53%Loss allowance to noncurrent loans
  • 106.56%Noncurrent assets plus other real estate owned to assets
  • 1.02%Noncurrent loans to loans
  • 1.44%Net loans and leases to deposits
  • 41.00%Net loans and leases to core deposits
  • 43.57%Equity capital to assets
  • 9.49%Core capital (leverage) ratio
  • 9.10%Tier 1 risk-based capital ratio
  • 19.99%Total risk-based capital ratio
  • Memoranda
  • $21Average assets
  • $55,810Average earning assets
  • $5,283Average equity
  • $48,261Average loans

List of branches

  • 2 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    01959The First National Bank Of Anson1021 12th Street, Anson, TX 79501January 01, 1902Full Service Brick and Mortar
    1291946Avenue E Branch650 Avenue E.,, Hawley, TX 79525April 20, 1998Full Service Brick and Mortar

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