The First National Bank of Anson in Anson, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches


The First National Bank of Anson - Overview

  • General
  • FDIC Certificate #: 3078
    Status: Active
    Federal Reserve ID: 366359
    Bank Holding Company (Regulatory Top Holder): Anson Bancshares, Inc. (RSSDID: 1103702, Location: Anson, TX)
    Date Established: January 01, 1902
    WWW: http://www.fnbanson.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 1959
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 1021 12th Street, Anson, TX 79501
    County: Jones
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Abilene, TX (#10180)
    CBSA Metro Statistical Area: Abilene, TX (#10180)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $56.3 mil
    Equity capital: $5.3 mil
    Deposits held in domestic offices: $50.9 mil
    Return on assets (ROA): 0.37% ($0.2 mil)
    Quarterly return on assets: -0.25% (-$0.1 mil)
    Return on Equity (ROE): 3.96% ($0.2 mil)
    Quarterly return on equity: -2.68% (-$0.1 mil)
    Net income: $0.2 mil
    Quarterly Net income: -$0.0 mil
    Pretax return on assets: 0.37% ($208.1 mil)
    Quarterly Pretax return on assets: -0.25% (-$140.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 15Total employees (full-time equivalent)
  • $56,251Total assets
  • $6,349Cash and due from depository institutions
  • $0Interest-bearing balances
  • $26,551Securities
  • $1,225Federal funds sold & reverse repurchase agreements
  • $20,851Net loans & leases
  • $325Loan loss allowance
  • $0Trading account assets
  • $448Bank premises and fixed assets
  • $269Other real estate owned
  • $0Goodwill and other intangibles
  • $56,251Life insurance assets
  • $558All other assets
  • $50,913Total liabilities and capital
  • $50,852Total liabilities
  • $33,626Total deposits
  • $50,852Interest-bearing deposits
  • $89Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $61Subordinated debt
  • $5,338All other liabilities
  • $5,338Total equity capital
  • $5,338Total bank equity capital
  • $0Perpetual preferred stock
  • $400Common stock
  • $400Surplus
  • $4,538Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $305Income earned, not collected on loans
  • $0Earning assets
  • $389Long-term assets (5+ years)
  • $48,627Average Assets, year-to-date
  • $3,543Average Assets, quarterly
  • $55,810Volatile liabilities
  • $57,065Insider loans
  • $26,435FHLB advances
  • $58,046Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $5,285Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,738Restructured Loans and leases
  • $791Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,127Total interest income
  • $136Total interest expense
  • $1,991Net interest income
  • $60Provision for loan and lease losses
  • $444Total noninterest income
  • $0Fiduciary activities
  • $271Service charges on deposit accounts
  • $0Trading account gains & fees
  • $173Additional noninterest income
  • $2,162Total noninterest expense
  • $1,269Salaries and employee benefits
  • $215Premises and equipment expense
  • $678Additional noninterest expense
  • $213Pre-tax net operating income
  • -$4Securities gains (losses)
  • $0Applicable income taxes
  • $209Income before extraordinary items
  • $0Extraordinary gains - net
  • $209Net income attributable to bank
  • $0Net charge-offs
  • $209Cash dividends
  • $135Sale, conversion, retirement of capital stock, net
  • $270Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.41%Yield on earning assets
  • 0.28%Cost of funding earning assets
  • 4.13%Net interest margin
  • 0.92%Noninterest income to earning assets
  • 4.48%Noninterest expense to earning assets
  • 0.38%Net operating income to assets
  • 0.37%Return on assets (ROA)
  • 0.37%Pretax return on assets
  • 3.96%Return on equity (ROE)
  • -1.15%Retained earnings to average equity (YTD only)
  • 0.61%Net charge-offs to loans
  • 44.44%Credit loss provision to net charge-offs
  • 2.02%Efficiency ratio
  • 88,789Assets per employee
  • 3.75%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 129.19%Loss allowance to loans
  • 1.53%Loss allowance to noncurrent loans
  • 106.56%Noncurrent assets plus other real estate owned to assets
  • 1.02%Noncurrent loans to loans
  • 1.44%Net loans and leases to deposits
  • 41.00%Net loans and leases to core deposits
  • 43.57%Equity capital to assets
  • 9.49%Core capital (leverage) ratio
  • 9.10%Tier 1 risk-based capital ratio
  • 19.99%Total risk-based capital ratio
  • Memoranda
  • $21Average assets
  • $55,810Average earning assets
  • $5,283Average equity
  • $48,261Average loans

List of branches

  • 2 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    01959The First National Bank Of Anson1021 12th Street, Anson, TX 79501January 01, 1902Full Service Brick and Mortar
    1291946Avenue E Branch650 Avenue E.,, Hawley, TX 79525April 20, 1998Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The First National Bank of Anson.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents