The First National Bank of Aspermont in Aspermont, Texas (TX)

Show street view No street view available for this location

The First National Bank of Aspermont routing number info

Table of contents:
The First National Bank of Aspermont
GeneralFDIC Certificate #: 3079
Status: Active
Federal Reserve ID: 138257
Date Established: April 21, 1901
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 1960
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: June 01, 2010
Last Structure Change Process Date: June 01, 2010
Last Data Update: June 01, 2010
Data Source Date: April 05, 2012
LocationAddress: 136 West 7th Street, Aspermont, TX 79502
County: Stonewall
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Lubbock
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
History of ChangesChange in Location
Financial SummaryTotal assets: $49.2 mil
Equity capital: $11.1 mil
Deposits held in domestic offices: $37.7 mil
Return on assets (ROA): 1.29% ($0.6 mil)
Quarterly return on assets: 1.05% ($0.5 mil)
Return on Equity (ROE): 5.29% ($0.6 mil)
Quarterly return on equity: 4.54% ($0.5 mil)
Net income: $0.6 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 1.29% ($635.2 mil)
Quarterly Pretax return on assets: 1.05% ($517.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)7
Total assets$49,244
Cash and due from depository institutions$9,192
Interest-bearing balances$4,644
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$5,843
Loan loss allowance $361
Trading account assets$0
Bank premises and fixed assets$178
Other real estate owned$0
Goodwill and other intangibles$0
All other assets$1,226
Life insurance assets$49,244
Total liabilities and capital$38,170
Total liabilities$37,739
Total deposits$18,186
Interest-bearing deposits$37,739
Deposits held in domestic offices$93
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $431
All other liabilities $11,074
Total equity capital$11,074
Total bank equity capital$11,074
Perpetual preferred stock$0
Common stock$100
Undivided profits $10,724
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $0
Earning assets $0
Long-term assets (5+ years) $340
Average Assets, year-to-date $43,292
Average Assets, quarterly $15,488
Volatile liabilities $44,983
Insider loans $48,160
FHLB advances $18,424
Loans and leases held for sale $48,566
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $10,249
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $273
Back to page top, Back to table top

Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $1,460
Total interest expense $217
Net interest income $1,243
Provision for loan and lease losses $0
Total noninterest income $149
Fiduciary activities $0
Service charges on deposit accounts $96
Trading account gains & fees $0
Additional noninterest income $53
Total noninterest expense $811
Salaries and employee benefits $437
Premises and equipment expense $120
Additional noninterest expense $254
Pre-tax net operating income $581
Securities gains (losses) $0
Applicable income taxes $0
Income before extraordinary items $581
Extraordinary gains - net $0
Net income attributable to bank $581
Net charge-offs $0
Cash dividends $581
Sale, conversion, retirement of capital stock, net -$11
Net operating income $556
Back to page top, Back to table top

Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets3.66%
Cost of funding earning assets 0.54%
Net interest margin 3.11%
Noninterest income to earning assets 0.37%
Noninterest expense to earning assets 2.03%
Net operating income to assets 1.29%
Return on assets (ROA) 1.29%
Pretax return on assets 1.29%
Return on equity (ROE) 5.29%
Retained earnings to average equity (YTD only) 0.23%
Net charge-offs to loans -0.17%
Credit loss provision to net charge-offs 0.00%
Efficiency ratio0.00%
Assets per employee$58,261
Cash dividends to net income (YTD only)7.03%
Condition Ratios (%)
Loss allowance to loans 95.70%
Loss allowance to noncurrent loans 5.82%
Noncurrent assets plus other real estate owned to assets 0.00%
Noncurrent loans to loans 0.00%
Net loans and leases to deposits0.00%
Net loans and leases to core deposits 15.48%
Equity capital to assets 17.15%
Core capital (leverage) ratio 22.49%
Tier 1 risk-based capital ratio 21.10%
Total risk-based capital ratio 55.63%
Average assets$57
Average earning assets$44,983
Average equity $10,988
Average loans $39,938
Back to page top, Back to table top

1 Texas Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
01960The First National Bank Of Aspermont136 West 7th Street, Aspermont, TX 79502April 21, 1901Full Service Brick and Mortar
Back to page top

User Contributions:

Comment about this bank, ask questions, or add new information about it:


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The First National Bank of Aspermont.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.