The First National Bank of Aspermont in Aspermont, Texas (TX)



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The First National Bank of Aspermont routing number info

Table of contents:
The First National Bank of Aspermont
GeneralFDIC Certificate #: 3079
Status: Active
Federal Reserve ID: 138257
Date Established: April 21, 1901
WWW: http://www.fnbaspermont.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 1960
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: June 01, 2010
Last Structure Change Process Date: June 01, 2010
Last Data Update: June 01, 2010
Data Source Date: April 05, 2012
LocationAddress: 136 West 7th Street, Aspermont, TX 79502
County: Stonewall
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Lubbock
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
History of ChangesChange in Location
Financial SummaryTotal assets: $49.2 mil
Equity capital: $11.1 mil
Deposits held in domestic offices: $37.7 mil
Return on assets (ROA): 1.29% ($0.6 mil)
Quarterly return on assets: 1.05% ($0.5 mil)
Return on Equity (ROE): 5.29% ($0.6 mil)
Quarterly return on equity: 4.54% ($0.5 mil)
Net income: $0.6 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 1.29% ($635.2 mil)
Quarterly Pretax return on assets: 1.05% ($517.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)7
Total assets$49,244
Cash and due from depository institutions$9,192
Interest-bearing balances$4,644
Securities$32,805
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$5,843
Loan loss allowance $361
Trading account assets$0
Bank premises and fixed assets$178
Other real estate owned$0
Goodwill and other intangibles$0
All other assets$1,226
Life insurance assets$49,244
Total liabilities and capital$38,170
Total liabilities$37,739
Total deposits$18,186
Interest-bearing deposits$37,739
Deposits held in domestic offices$93
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $431
All other liabilities $11,074
Total equity capital$11,074
Total bank equity capital$11,074
Perpetual preferred stock$0
Common stock$100
Surplus$250
Undivided profits $10,724
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $0
Earning assets $0
Long-term assets (5+ years) $340
Average Assets, year-to-date $43,292
Average Assets, quarterly $15,488
Volatile liabilities $44,983
Insider loans $48,160
FHLB advances $18,424
Loans and leases held for sale $48,566
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $10,249
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $273
Derivatives$10
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $1,460
Total interest expense $217
Net interest income $1,243
Provision for loan and lease losses $0
Total noninterest income $149
Fiduciary activities $0
Service charges on deposit accounts $96
Trading account gains & fees $0
Additional noninterest income $53
Total noninterest expense $811
Salaries and employee benefits $437
Premises and equipment expense $120
Additional noninterest expense $254
Pre-tax net operating income $581
Securities gains (losses) $0
Applicable income taxes $0
Income before extraordinary items $581
Extraordinary gains - net $0
Net income attributable to bank $581
Net charge-offs $0
Cash dividends $581
Sale, conversion, retirement of capital stock, net -$11
Net operating income $556
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets3.66%
Cost of funding earning assets 0.54%
Net interest margin 3.11%
Noninterest income to earning assets 0.37%
Noninterest expense to earning assets 2.03%
Net operating income to assets 1.29%
Return on assets (ROA) 1.29%
Pretax return on assets 1.29%
Return on equity (ROE) 5.29%
Retained earnings to average equity (YTD only) 0.23%
Net charge-offs to loans -0.17%
Credit loss provision to net charge-offs 0.00%
Efficiency ratio0.00%
Assets per employee$58,261
Cash dividends to net income (YTD only)7.03%
Condition Ratios (%)
Loss allowance to loans 95.70%
Loss allowance to noncurrent loans 5.82%
Noncurrent assets plus other real estate owned to assets 0.00%
Noncurrent loans to loans 0.00%
Net loans and leases to deposits0.00%
Net loans and leases to core deposits 15.48%
Equity capital to assets 17.15%
Core capital (leverage) ratio 22.49%
Tier 1 risk-based capital ratio 21.10%
Total risk-based capital ratio 55.63%
Memoranda
Average assets$57
Average earning assets$44,983
Average equity $10,988
Average loans $39,938
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1 Texas Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
01960The First National Bank Of Aspermont136 West 7th Street, Aspermont, TX 79502April 21, 1901Full Service Brick and Mortar
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