Haskell National Bank in Haskell, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

Haskell National Bank - Overview

  • General
  • FDIC Certificate #: 14399
    Status: Active
    Federal Reserve ID: 170257
    Bank Holding Company (Regulatory Top Holder): Haskell Bancshares, Inc. (RSSDID: 1103494, Location: Haskell, TX)
    Date Established: November 25, 1890
    WWW: http://www.haskellnationalbank.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 8998
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 601 North First Street, Haskell, TX 79521
    County: Haskell
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $70.1 mil
    Equity capital: $7.7 mil
    Deposits held in domestic offices: $62.1 mil
    Return on assets (ROA): 0.40% ($0.3 mil)
    Quarterly return on assets: -0.06% (-$0.0 mil)
    Return on Equity (ROE): 3.59% ($0.3 mil)
    Quarterly return on equity: -0.57% (-$0.0 mil)
    Net income: $0.3 mil
    Quarterly Net income: -$0.0 mil
    Pretax return on assets: 0.59% ($413.5 mil)
    Quarterly Pretax return on assets: -0.11% (-$77.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 28Total employees (full-time equivalent)
  • $70,083Total assets
  • $12,378Cash and due from depository institutions
  • $8,072Interest-bearing balances
  • $29,192Securities
  • $500Federal funds sold & reverse repurchase agreements
  • $24,605Net loans & leases
  • $360Loan loss allowance
  • $0Trading account assets
  • $1,006Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $70,083Life insurance assets
  • $2,402All other assets
  • $62,433Total liabilities and capital
  • $62,056Total liabilities
  • $41,494Total deposits
  • $62,056Interest-bearing deposits
  • $96Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $377Subordinated debt
  • $7,650All other liabilities
  • $7,650Total equity capital
  • $7,650Total bank equity capital
  • $0Perpetual preferred stock
  • $300Common stock
  • $300Surplus
  • $7,050Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $194Income earned, not collected on loans
  • $0Earning assets
  • $314Long-term assets (5+ years)
  • $62,369Average Assets, year-to-date
  • $20,197Average Assets, quarterly
  • $67,743Volatile liabilities
  • $70,332Insider loans
  • $30,844FHLB advances
  • $69,140Loans and leases held for sale
  • $1,672Unused loan commitments
  • $1,672Tier 1 (core) risk-based capital
  • $7,298Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $3,542Restructured Loans and leases
  • $772Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,609Total interest income
  • $256Total interest expense
  • $2,353Net interest income
  • $98Provision for loan and lease losses
  • $598Total noninterest income
  • $0Fiduciary activities
  • $423Service charges on deposit accounts
  • $0Trading account gains & fees
  • $175Additional noninterest income
  • $2,455Total noninterest expense
  • $1,316Salaries and employee benefits
  • $374Premises and equipment expense
  • $765Additional noninterest expense
  • $398Pre-tax net operating income
  • $0Securities gains (losses)
  • $125Applicable income taxes
  • $273Income before extraordinary items
  • $0Extraordinary gains - net
  • $273Net income attributable to bank
  • $0Net charge-offs
  • $273Cash dividends
  • $73Sale, conversion, retirement of capital stock, net
  • $108Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.25%Yield on earning assets
  • 0.42%Cost of funding earning assets
  • 3.84%Net interest margin
  • 0.97%Noninterest income to earning assets
  • 4.00%Noninterest expense to earning assets
  • 0.40%Net operating income to assets
  • 0.40%Return on assets (ROA)
  • 0.59%Pretax return on assets
  • 3.59%Return on equity (ROE)
  • 2.17%Retained earnings to average equity (YTD only)
  • 0.26%Net charge-offs to loans
  • 134.25%Credit loss provision to net charge-offs
  • 6.79%Efficiency ratio
  • 83,192Assets per employee
  • 2.50%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 39.56%Loss allowance to loans
  • 1.44%Loss allowance to noncurrent loans
  • 185.57%Noncurrent assets plus other real estate owned to assets
  • 0.28%Noncurrent loans to loans
  • 0.78%Net loans and leases to deposits
  • 39.65%Net loans and leases to core deposits
  • 40.23%Equity capital to assets
  • 10.92%Core capital (leverage) ratio
  • 10.56%Tier 1 risk-based capital ratio
  • 23.66%Total risk-based capital ratio
  • Memoranda
  • $25Average assets
  • $67,743Average earning assets
  • $7,614Average equity
  • $61,342Average loans

List of branches

  • 2 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    08998Haskell National Bank601 North First Street, Haskell, TX 79521November 25, 1890Full Service Brick and Mortar
    1365990Abilene Branch3202 Buffalo Gap Road, Abilene, TX 79605July 01, 2001Full Service Brick and Mortar

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