The Ottoville Bank Company in Ottoville, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches


The Ottoville Bank Company - Overview

  • General
  • FDIC Certificate #: 8403
    Status: Active
    Federal Reserve ID: 443625
    Date Established: January 01, 1904
    WWW: http://www.ottovillebank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 5353
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 03, 2010
    Last Structure Change Process Date: June 03, 2010
    Last Data Update: June 03, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 161 West Third Street, Ottoville, OH 45876
    County: Putnam
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • Financial Summary
  • Total assets: $79.6 mil
    Equity capital: $14.9 mil
    Deposits held in domestic offices: $56.0 mil
    Return on assets (ROA): 1.49% ($1.2 mil)
    Quarterly return on assets: 1.36% ($1.1 mil)
    Return on Equity (ROE): 7.93% ($1.2 mil)
    Quarterly return on equity: 7.10% ($1.1 mil)
    Net income: $1.1 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 1.58% ($1,257.7 mil)
    Quarterly Pretax return on assets: 1.60% ($1,273.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 11Total employees (full-time equivalent)
  • $79,602Total assets
  • $3,561Cash and due from depository institutions
  • $0Interest-bearing balances
  • $38,642Securities
  • $3,000Federal funds sold & reverse repurchase agreements
  • $30,064Net loans & leases
  • $387Loan loss allowance
  • $0Trading account assets
  • $67Bank premises and fixed assets
  • $24Other real estate owned
  • $0Goodwill and other intangibles
  • $79,602Life insurance assets
  • $4,244All other assets
  • $64,715Total liabilities and capital
  • $56,015Total liabilities
  • $46,336Total deposits
  • $56,015Interest-bearing deposits
  • $84Deposits held in domestic offices
  • 4502.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $2,634Trading liabilities
  • $0Other borrowed funds
  • $1,564Subordinated debt
  • $14,887All other liabilities
  • $14,887Total equity capital
  • $14,887Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $400Surplus
  • $14,387Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1Income earned, not collected on loans
  • $0Earning assets
  • $501Long-term assets (5+ years)
  • $71,706Average Assets, year-to-date
  • $34,662Average Assets, quarterly
  • $76,005Volatile liabilities
  • $78,170Insider loans
  • $38,932FHLB advances
  • $78,985Loans and leases held for sale
  • $3,456Unused loan commitments
  • $3,456Tier 1 (core) risk-based capital
  • $13,868Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,067Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,970Total interest income
  • $374Total interest expense
  • $2,596Net interest income
  • $110Provision for loan and lease losses
  • $222Total noninterest income
  • $0Fiduciary activities
  • $32Service charges on deposit accounts
  • $0Trading account gains & fees
  • $190Additional noninterest income
  • $1,509Total noninterest expense
  • $765Salaries and employee benefits
  • $58Premises and equipment expense
  • $686Additional noninterest expense
  • $1,199Pre-tax net operating income
  • $2Securities gains (losses)
  • $65Applicable income taxes
  • $1,136Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,136Net income attributable to bank
  • $0Net charge-offs
  • $1,136Cash dividends
  • $126Sale, conversion, retirement of capital stock, net
  • $681Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.39%Yield on earning assets
  • 0.55%Cost of funding earning assets
  • 3.83%Net interest margin
  • 0.33%Noninterest income to earning assets
  • 2.23%Noninterest expense to earning assets
  • 1.49%Net operating income to assets
  • 1.49%Return on assets (ROA)
  • 1.58%Pretax return on assets
  • 7.93%Return on equity (ROE)
  • 3.18%Retained earnings to average equity (YTD only)
  • 0.42%Net charge-offs to loans
  • 87.30%Credit loss provision to net charge-offs
  • 10.39%Efficiency ratio
  • 53,549Assets per employee
  • 7.24%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 59.95%Loss allowance to loans
  • 1.27%Loss allowance to noncurrent loans
  • 38700.00%Noncurrent assets plus other real estate owned to assets
  • 0.03%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 53.67%Net loans and leases to core deposits
  • 64.11%Equity capital to assets
  • 18.70%Core capital (leverage) ratio
  • 17.56%Tier 1 risk-based capital ratio
  • 35.62%Total risk-based capital ratio
  • Memoranda
  • $37Average assets
  • $76,005Average earning assets
  • $14,316Average equity
  • $67,725Average loans

List of branches

  • 1 Ohio Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    05353The Ottoville Bank Company161 West Third Street, Ottoville, OH 45876January 01, 1904Full Service Brick and Mortar

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