The First National Bank of Jeanerette in Jeanerette, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches


The First National Bank of Jeanerette - Overview

  • General
  • FDIC Certificate #: 4290
    Status: Active
    Federal Reserve ID: 622037
    Bank Holding Company (Regulatory Top Holder): Jeanerette First National Bancorp, Inc. (RSSDID: 1085303, Location: Jeanerette, LA)
    Date Established: June 05, 1905
    WWW: http://www.yourfnbj.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 6 (Domestic: 6, Interstate: No)
    FDIC's unique #: 2811
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 1331 East Main Street, Jeanerette, LA 70544
    County: Iberia
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Baton Rouge
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Combined Statistical Area (CSA): Lafayette-Acadiana, LA (#318)
    Core Based Statistical Area (CBSA): New Iberia, LA (#35340)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $198.5 mil
    Equity capital: $16.9 mil
    Deposits held in domestic offices: $181.1 mil
    Return on assets (ROA): 1.41% ($2.8 mil)
    Quarterly return on assets: 1.35% ($2.7 mil)
    Return on Equity (ROE): 16.51% ($2.8 mil)
    Quarterly return on equity: 15.24% ($2.6 mil)
    Net income: $2.6 mil
    Quarterly Net income: $0.6 mil
    Pretax return on assets: 1.41% ($2,798.3 mil)
    Quarterly Pretax return on assets: 1.35% ($2,679.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 60Total employees (full-time equivalent)
  • $198,461Total assets
  • $7,924Cash and due from depository institutions
  • $0Interest-bearing balances
  • $28,688Securities
  • $45,850Federal funds sold & reverse repurchase agreements
  • $110,222Net loans & leases
  • $1,837Loan loss allowance
  • $0Trading account assets
  • $3,338Bank premises and fixed assets
  • $92Other real estate owned
  • $0Goodwill and other intangibles
  • $198,461Life insurance assets
  • $2,347All other assets
  • $181,547Total liabilities and capital
  • $181,075Total liabilities
  • $135,168Total deposits
  • $181,075Interest-bearing deposits
  • $80Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $472Subordinated debt
  • $16,914All other liabilities
  • $16,914Total equity capital
  • $16,914Total bank equity capital
  • $0Perpetual preferred stock
  • $300Common stock
  • $2,133Surplus
  • $14,481Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,462Income earned, not collected on loans
  • $0Earning assets
  • $876Long-term assets (5+ years)
  • $184,760Average Assets, year-to-date
  • $19,958Average Assets, quarterly
  • $182,220Volatile liabilities
  • $187,971Insider loans
  • $140,767FHLB advances
  • $187,253Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $16,650Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $13,628Restructured Loans and leases
  • $1,638Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $8,547Total interest income
  • $1,289Total interest expense
  • $7,258Net interest income
  • $600Provision for loan and lease losses
  • $1,156Total noninterest income
  • $0Fiduciary activities
  • $795Service charges on deposit accounts
  • $0Trading account gains & fees
  • $361Additional noninterest income
  • $5,250Total noninterest expense
  • $2,703Salaries and employee benefits
  • $920Premises and equipment expense
  • $1,627Additional noninterest expense
  • $2,564Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $2,564Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,564Net income attributable to bank
  • $0Net charge-offs
  • $2,564Cash dividends
  • $409Sale, conversion, retirement of capital stock, net
  • $1,483Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.04%Yield on earning assets
  • 0.76%Cost of funding earning assets
  • 4.28%Net interest margin
  • 0.68%Noninterest income to earning assets
  • 3.10%Noninterest expense to earning assets
  • 1.41%Net operating income to assets
  • 1.41%Return on assets (ROA)
  • 1.41%Pretax return on assets
  • 16.51%Return on equity (ROE)
  • 6.96%Retained earnings to average equity (YTD only)
  • 0.35%Net charge-offs to loans
  • 146.70%Credit loss provision to net charge-offs
  • 7.74%Efficiency ratio
  • 62,396Assets per employee
  • 3.31%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 57.84%Loss allowance to loans
  • 1.64%Loss allowance to noncurrent loans
  • 125.65%Noncurrent assets plus other real estate owned to assets
  • 0.78%Noncurrent loans to loans
  • 1.30%Net loans and leases to deposits
  • 60.87%Net loans and leases to core deposits
  • 66.93%Equity capital to assets
  • 8.52%Core capital (leverage) ratio
  • 8.89%Tier 1 risk-based capital ratio
  • 11.83%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $182,220Average earning assets
  • $15,528Average equity
  • $169,531Average loans

List of branches

  • 6 Louisiana Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02811The First National Bank Of Jeanerett1331 East Main Street, Jeanerette, LA 70544June 05, 1905Full Service Brick and Mortar
    1202673Jeanerette Branch2502 West Main Street, Jeanerette, LA 70544October 19, 1963Limited Service Facility
    2202674New Iberia Branch413 Jefferson Terrace, New Iberia, LA 70560January 16, 1996Full Service Brick and Mortar
    3430448Franklin Branch1902 Main St, Franklin, LA 70538March 22, 2004Full Service Brick and Mortar
    4430449Baldwin Branch215 Ralph Darden Memorial Pkwy, Baldwin, LA 70514April 19, 2004Full Service Brick and Mortar
    5493039Loreauville Branch302 North Main Street, Loreauville, LA 70552November 03, 2008Full Service Brick and Mortar

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