Citizens Bank in Flint, Michigan (MI), WI, OH, IN
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Citizens Bank in Flint, Michigan (MI), WI, OH, IN
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Citizens Bank routing number info

Citizens Bank - Overview

  • General
  • FDIC Certificate #: 986
    Status: Active
    Federal Reserve ID: 222147
    Bank Holding Company (Regulatory Top Holder): Citizens Republic Bancorp, Inc. (RSSDID: 1205688, Location: Flint, MI)
    Date Established: January 01, 1871
    WWW: http://www.citizensbanking.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 220 (Domestic: 220, Interstate: Yes)
    OTS Docket #: 13569
    FDIC's unique #: 648
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 30, 2011
    Last Structure Change Process Date: August 01, 2011
    Last Data Update: August 01, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 328 South Saginaw St, Flint, MI 48502
    County: Genesee
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Detroit
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Flint, MI (#2640)
    Consolidated Metropolitan Statistical Area (CMSA): Detroit-Ann Arbor-Flint, MI (#35)
    Combined Statistical Area (CSA): Detroit-Warren-Flint, MI (#220)
    Core Based Statistical Area (CBSA): Flint, MI (#22420)
    CBSA Metro Statistical Area: Flint, MI (#22420)
  • History of Changes
  • Participated in Absorption/Consolidation/Merger
    Corrections
  • Financial Summary
  • Total assets: $9,212.3 mil
    Equity capital: $852.7 mil
    Deposits held in domestic offices: $7,452.0 mil
    Return on assets (ROA): 0.18% ($16.6 mil)
    Quarterly return on assets: 0.86% ($79.2 mil)
    Return on Equity (ROE): 2.09% ($17.8 mil)
    Quarterly return on equity: 9.50% ($81.0 mil)
    Net income: $17.0 mil
    Quarterly Net income: $20.1 mil
    Pretax return on assets: -0.03% (-$2,763.7 mil)
    Quarterly Pretax return on assets: 0.97% ($89,359.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 1,977Total employees (full-time equivalent)
  • $9,212,296Total assets
  • $461,053Cash and due from depository institutions
  • $310,897Interest-bearing balances
  • $2,755,457Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $5,367,211Net loans & leases
  • $172,726Loan loss allowance
  • $0Trading account assets
  • $98,085Bank premises and fixed assets
  • $9,717Other real estate owned
  • $88,539Goodwill and other intangibles
  • $9,212,296Life insurance assets
  • $432,234All other assets
  • $8,359,633Total liabilities and capital
  • $7,451,967Total liabilities
  • $5,831,376Total deposits
  • $7,451,967Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 143510.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $659,221Trading liabilities
  • $0Other borrowed funds
  • $104,935Subordinated debt
  • $852,663All other liabilities
  • $852,663Total equity capital
  • $852,663Total bank equity capital
  • $0Perpetual preferred stock
  • $454,160Common stock
  • $584,295Surplus
  • $-185,792Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $10,402Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $89,800Income earned, not collected on loans
  • $21,909Earning assets
  • $31,989Long-term assets (5+ years)
  • $8,433,565Average Assets, year-to-date
  • $3,611,940Average Assets, quarterly
  • $9,406,383Volatile liabilities
  • $9,283,494Insider loans
  • $5,714,968FHLB advances
  • $9,143,409Loans and leases held for sale
  • $223,571Unused loan commitments
  • $2,820Tier 1 (core) risk-based capital
  • $770,707Tier 2 risk-based capital
  • $220,751Total risk weighted assets
  • $0Total unused commitments
  • $932,435Restructured Loans and leases
  • $16,044Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $411,268Total interest income
  • $88,554Total interest expense
  • $322,714Net interest income
  • $138,808Provision for loan and lease losses
  • $80,613Total noninterest income
  • $15,103Fiduciary activities
  • $35,297Service charges on deposit accounts
  • $0Trading account gains & fees
  • $30,213Additional noninterest income
  • $265,615Total noninterest expense
  • $121,093Salaries and employee benefits
  • $32,895Premises and equipment expense
  • $111,627Additional noninterest expense
  • -$1,096Pre-tax net operating income
  • -$1,488Securities gains (losses)
  • -$19,594Applicable income taxes
  • $17,010Income before extraordinary items
  • $0Extraordinary gains - net
  • $17,010Net income attributable to bank
  • $0Net charge-offs
  • $17,010Cash dividends
  • $262,113Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.78%Yield on earning assets
  • 1.03%Cost of funding earning assets
  • 3.75%Net interest margin
  • 0.94%Noninterest income to earning assets
  • 3.09%Noninterest expense to earning assets
  • 0.19%Net operating income to assets
  • 0.18%Return on assets (ROA)
  • -0.03%Pretax return on assets
  • 2.09%Return on equity (ROE)
  • 2.09%Retained earnings to average equity (YTD only)
  • 4.54%Net charge-offs to loans
  • 52.96%Credit loss provision to net charge-offs
  • 0.53%Efficiency ratio
  • 65,105Assets per employee
  • 4.66%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.12%Loss allowance to noncurrent loans
  • 192.35%Noncurrent assets plus other real estate owned to assets
  • 1.08%Noncurrent loans to loans
  • 1.62%Net loans and leases to deposits
  • 72.02%Net loans and leases to core deposits
  • 75.87%Equity capital to assets
  • 9.26%Core capital (leverage) ratio
  • 8.43%Tier 1 risk-based capital ratio
  • 13.49%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $9,406,383Average earning assets
  • $814,602Average equity
  • $8,609,841Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $1,842,486Managed Assets
  • 1Number of Accounts
  • $1,460,134Personal trust and agency accounts
  • $580,564Employee benefit-defined contribution accounts
  • $54,716Employee benefit-defined benefit accounts
  • $65,247Other retirement accounts
  • $99,083Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $594,375Other fiduciary accounts
  • $66,149Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 1800Number of Accounts
  • $0Personal trust and agency accounts
  • $99,083Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $382,352Other retirement accounts
  • $103,365Corporate trust and agency accounts
  • $258,455Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 1 Indiana Branch as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    320359809South Capitol Branch201 South Capitol, Suite 650, Indianapolis, IN 46225April 16, 2001Limited Service Loan Production
  • 156 Michigan Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    0648Citizens Bank328 South Saginaw St, Flint, MI 48502January 01, 1871Full Service Brick and Mortar
    2186984Durand Branch201 North Saginaw Street, Durand, MI 48429July 01, 1958Full Service Brick and Mortar
    5186987Hallwood Branch4813 Clio Road, Flint, MI 48504December 10, 1962Full Service Brick and Mortar
    8186990Dort Court Branch905 South Dort Highway, Flint, MI 48503November 15, 1955Full Service Brick and Mortar
    12186994Saginaw Coleridge Branch4129 South Saginaw Street, Flint, MI 48507January 15, 1946Full Service Brick and Mortar
    14186996Miller Road BranchG 3023 Miller Road, Flint, MI 48507August 10, 1964Full Service Brick and Mortar
    15186997Grand Blanc Branch11425 South Saginaw Street, Grand Blanc, MI 48439December 01, 1944Full Service Brick and Mortar
    17186999New Lothrop Branch9484 Genesee Street, New Lothrop, MI 48460January 02, 1958Full Service Brick and Mortar
    18187000Mount Morris Branch770 East Mount Morris Street, Mount Morris, MI 48458August 04, 1936Full Service Brick and Mortar
    19187001Otisville Branch154 West Main Street, Otisville, MI 48463Febuary 02, 1957Full Service Brick and Mortar
    21187003Longway Boulevard Branch1101 Longway Boulevard, Flint, MI 48503November 21, 1966Limited Service Facility
    22187004Holly Branch15223 North Holly Road, Holly, MI 48442January 09, 1967Full Service Brick and Mortar
    24187006Beecher Road BranchG-3289 Beecher Road, Flint, MI 48532December 11, 1967Full Service Brick and Mortar
    28187010Hill Road Branch1027 West Hill Road, Flint, MI 48507August 13, 1969Full Service Brick and Mortar
    29187011Belsay - Richfield Road Branch5510 Richfield Road, Flint, MI 48506June 26, 1972Full Service Brick and Mortar
    30187012Davison Branch7384 Davison Road, Davison, MI 48423July 27, 1972Full Service Brick and Mortar
    31187013Durand Drive-In Branch300 North Saginaw Street, Durand, MI 48429November 22, 1972Limited Service Facility
    32187014Clio Square Branch2161 West Vienna Road, Clio, MI 48420August 05, 1974Full Service Brick and Mortar
    33187015Pierson Road BranchG-6452 W. Pierson Road, Flushing, MI 48433November 20, 1974Full Service Brick and Mortar
    34187016Court Linden Branch1373 S Linden Rd, Flint, MI 48532May 05, 1975Full Service Brick and Mortar
    399418Downtown Sturgis Branch100 East Chicago Road, Sturgis, MI 49091March 07, 1892Full Service Brick and Mortar
    41232788Colon Branch123 East State Street, Colon, MI 49040November 13, 1968Full Service Brick and Mortar
    42232789Centreville Branch676 East Main Street, Centreville, MI 49032September 17, 1979Full Service Brick and Mortar
    43232790White Pigeon Branch114 West Chicago Road, White Pigeon, MI 49099June 01, 1988Full Service Brick and Mortar
    4513128Downtown Fenton Branch226 West Caroline Street, Fenton, MI 48430December 17, 1964Full Service Brick and Mortar
    46247921Lake Fenton Branch11293 Torrey Road, Fenton, MI 48430August 02, 1971Full Service Brick and Mortar
    47247922Argentine Branch8017 Silver Lake Road, Linden, MI 48451March 08, 1974Full Service Brick and Mortar
    50232142Brookfield Branch1331 East Grand River Avenue, East Lansing, MI 48823July 08, 1965Full Service Brick and Mortar
    51232143Haslett Branch1602 Haslett Road, Haslett, MI 48840August 09, 1962Full Service Brick and Mortar
    52232144Okemos Branch5050 Marsh Road, Okemos, MI 48864August 04, 1955Full Service Brick and Mortar
    57207021Washtenaw Avenue Branch3075 Washtenaw Avenue, Ypsilanti, MI 48197May 27, 1964Full Service Brick and Mortar
    58207022Grove Road Branch775 South Grove Road, Ypsilanti, MI 48198December 05, 1960Full Service Brick and Mortar
    59207024Whittaker And Huron Branch7150 S. Huron River Drive, Ypsilanti, MI 48197October 10, 1972Full Service Brick and Mortar
    62187021Clinton Township Financial Center35480 Groesbeck Highway, Clinton Township, MI 48035November 01, 1995Full Service Brick and Mortar
    643369Downtown Saginaw Branch101 North Washington Avenue, Saginaw, MI 48607November 08, 1871Full Service Brick and Mortar
    65206966Bridgeport Branch6093 Dixie Highway, Bridgeport, MI 48722July 30, 1962Full Service Brick and Mortar
    67206968Fairground Branch2815 East Genessee Avenue, Saginaw, MI 48601July 14, 1954Full Service Brick and Mortar
    68206971State Court Branch3446 State Street, Saginaw, MI 48602December 14, 1954Full Service Brick and Mortar
    69206973Center Road Branch2100 North Center Road, Saginaw, MI 48603March 02, 1966Full Service Brick and Mortar
    70206974Bay Shattuck Branch3061 Bay Road, Saginaw, MI 48603July 25, 1968Full Service Brick and Mortar
    71206976State-Midland Branch6161 State St, Saginaw, MI 48603July 01, 1970Full Service Brick and Mortar
    73206978Gratiot-West Side Branch829 Gratiot Ave, Saginaw, MI 48602June 01, 1971Full Service Brick and Mortar
    74206979Fashion Square Mall Branch4700 Bay Road, Saginaw, MI 48604November 29, 1971Full Service Brick and Mortar
    76206982State Morson Branch3300 State Street, Saginaw, MI 48602December 15, 1975Limited Service Facility
    77206984Vassar Branch1170 West Saginaw Road, Vassar, MI 48768Febuary 14, 1977Full Service Brick and Mortar
    78206985Shields Branch160 South River Road, Saginaw, MI 48609May 15, 1978Full Service Brick and Mortar
    79206986Hemlock Branch15753 Gratiot Road, Hemlock, MI 48626April 30, 1979Full Service Brick and Mortar
    80206987Reese Branch12880 E Washington Road, Reese, MI 48757July 16, 1979Full Service Brick and Mortar
    81243830Frankenmuth Branch525 N. Main, Frankenmuth, MI 48734August 02, 1978Full Service Brick and Mortar
    82206988Atwater Branch1115 S Washington Ave, Saginaw, MI 48601Febuary 05, 1951Full Service Brick and Mortar
    8411548Downtown Royal Oak Branch800 S. Main St, Royal Oak, MI 48067April 02, 1956Full Service Brick and Mortar
    85242244Crooks Road Branch4609 Crooks Road, Royal Oak, MI 48073December 15, 1961Full Service Brick and Mortar
    86242247Rochester Road Branch4710 Rochester Road, Royal Oak, MI 48073August 27, 1970Full Service Brick and Mortar
    89242250Telegraph Branch22575 Telegraph, Southfield, MI 48034June 28, 1993Full Service Brick and Mortar
    9015425Downtown Bay City Branch701 Washington Avenue, Bay City, MI 48708January 05, 1976Full Service Brick and Mortar
    91254222Midland And Euclid Branch900 W. Midland, Bay City, MI 48706May 31, 1977Full Service Brick and Mortar
    92254223Center Avenue Branch2750 Center Avenue, Essexville, MI 48732April 16, 1979Full Service Brick and Mortar
    93254224Wilder - Henry Branch3867 East Wilder Road, Bay City, MI 48706January 07, 1980Full Service Brick and Mortar
    96254227Midland Financial Center Branch1709 North Saginaw Road, Midland, MI 48640January 02, 1992Full Service Brick and Mortar
    979431Downtown Standish Branch120 North Forest Street, Standish, MI 48658January 01, 1935Full Service Brick and Mortar
    98233129Skidway Lake Branch2070 Greenwood Road, Prescott, MI 48756July 09, 1970Full Service Brick and Mortar
    99233130Drive-In Facility120 N Forrest St, Standish, MI 48658August 09, 1972Limited Service Facility
    100233131Linwood Branch8 South Huron Road, Linwood, MI 48634April 06, 1977Full Service Brick and Mortar
    10310741Downtown Grayling Branch305 Michigan Avenue, Grayling, MI 49738January 01, 1932Full Service Brick and Mortar
    107238433Gaylord Downtown100 East Main Street, Gaylord, MI 49735Febuary 13, 1995Full Service Brick and Mortar
    1098713Charlevoix Downtown201 State Street, Charlevoix, MI 49720January 01, 1884Full Service Brick and Mortar
    115232712Boyne City Branch120 North Lake Street, Boyne City, MI 49712January 23, 1989Full Service Brick and Mortar
    1168983Bellaire Branch101 Depot St, Bellaire, MI 49615August 16, 1906Full Service Brick and Mortar
    118231402Traverse City Branch1061 E. Front Street, Traverse City, MI 49684May 23, 1988Full Service Brick and Mortar
    1198164One Jackson Square Branch100 E Michigan Ave, Jackson, MI 49201January 02, 1848Full Service Brick and Mortar
    120228256Albion Branch207 South Superior Street, Albion, MI 49224March 02, 1955Full Service Brick and Mortar
    122228258East Michigan Branch1712 East Michigan Avenue, Jackson, MI 49202November 06, 1952Full Service Brick and Mortar
    125228261Parma Branch125 West Main Street, Parma, MI 49269July 20, 1960Full Service Brick and Mortar
    126228262West Point Branch1514 West Morrell, Jackson, MI 49203Febuary 05, 1964Full Service Brick and Mortar
    127228263Vandercook Branch4515 Francis Street, Jackson, MI 49203July 02, 1958Full Service Brick and Mortar
    133228272Brooklyn Branch310 South Main Street, Brooklyn, MI 49230October 08, 1990Full Service Brick and Mortar
    1493370Egan Branch200 West Higham Street, St. Johns, MI 48879August 01, 1865Full Service Brick and Mortar
    150206990Elsie Branch101 West Main Street, Elsie, MI 48831July 20, 1961Full Service Brick and Mortar
    152206992Valley Farms Branch15431 South Us 27, Lansing, MI 48906June 14, 1966Full Service Brick and Mortar
    153206993Fowler Branch124 South Main Street, Fowler, MI 48835June 09, 1966Full Service Brick and Mortar
    154206999Laingsburg Branch209 East Grand River Street, Laingsburg, MI 48848April 25, 1969Full Service Brick and Mortar
    155207000Southpoint Branch1103 South U.S. 27, St. Johns, MI 48879October 30, 1974Full Service Brick and Mortar
    158207006West Saginaw Highway Branch6101 West Saginaw Highway, Lansing, MI 48917August 31, 1992Full Service Brick and Mortar
    159207008Lakewood Branch2017 Lake Lansing Road, Lansing, MI 48912June 26, 1994Full Service Brick and Mortar
    162187025Mio Branch211 N. Morenci, Mio, MI 48647October 08, 1999Full Service Brick and Mortar
    1638158Downtown Alpena200 West Chisholm Street, Alpena, MI 49707May 15, 1922Full Service Brick and Mortar
    164228178Ossineke Branch11686 U.S. 23 South, Ossineke, MI 49766October 17, 1964Full Service Brick and Mortar
    165228179Posen Branch10875 Michigan Avenue, Posen, MI 49776November 07, 1966Full Service Brick and Mortar
    1689025Cadillac Main Branch103 North Mitchell Street, Cadillac, MI 49601October 01, 1895Full Service Brick and Mortar
    169231470Manton Branch314 West Main Street, Manton, MI 49663October 01, 1954Full Service Brick and Mortar
    170231471Marion Branch201 East Main Street, Marion, MI 49665October 30, 1943Full Service Brick and Mortar
    171231472Mesick Branch101 Mesick Avenue, Mesick, MI 49668October 01, 1934Full Service Brick and Mortar
    172231474Falmouth Branch500 East Prosper Road, Falmouth, MI 49632August 17, 1970Full Service Brick and Mortar
    173231475M-115 Branch2704 Sunnyside Drive, Cadillac, MI 49601November 09, 1971Limited Service Facility
    175231478Drive-In Branch138 West Harris Street, Cadillac, MI 49601August 12, 1975Limited Service Facility
    176231481Leroy Branch120 Mackinaw Trail, Leroy, MI 49655December 03, 1979Full Service Brick and Mortar
    177206680Evart Branch107 N Pine St, Evart, MI 49631January 01, 1995Full Service Brick and Mortar
    178206697Lakeland Square Branch2204 North Mitchell, Cadillac, MI 49601October 08, 1999Full Service Brick and Mortar
    180264267North Street Branch1111 W. North Street, Jackson, MI 49202January 01, 1890Full Service Brick and Mortar
    187364691Holt Branch2285 Cedar Street, Holt, MI 48842October 01, 2001Full Service Brick and Mortar
    188364738South Livernois Road Branch175 South Livernois Road, Rochester, MI 48307August 05, 2002Full Service Brick and Mortar
    189427707Springfield Town Square Branch9749 Dixie Highway, Clarkston, MI 48348March 11, 2004Full Service Brick and Mortar
    190430144Haggarty Centre Branch40020 Twelve Mile, Novi, MI 48377June 01, 2004Full Service Brick and Mortar
    191430145North Hub - 900 Tower Branch900 Tower Drive Suite 100, Troy, MI 48098March 01, 2004Full Service Brick and Mortar
    249443341Brown/Baldwin Branch4983 Baldwin Road, Lake Orion, MI 48359January 01, 2005Full Service Brick and Mortar
    250443342Walled Lake Office546 N. Pontiac Trail, Walled Lake, MI 48390December 01, 2004Full Service Brick and Mortar
    252453388Grand River / Wixom Branch49125 Grand River Ave, Novi, MI 48374January 15, 2006Full Service Brick and Mortar
    256250103Fourth Street Branch2030 Fourth Street, Jackson, MI 49203Febuary 01, 1978Full Service Brick and Mortar
    258258262Caledonia Township Branch1070 East Main Street, Owosso, MI 48867March 31, 1986Full Service Brick and Mortar
    259674105 West Middle Street Branch105 West Middle Street, Williamston, MI 48895September 01, 1909Full Service Brick and Mortar
    260187672Webberville Branch127 East Grand River Avenue, Webberville, MI 48892October 17, 1955Full Service Brick and Mortar
    26139909Bloomfield Hills39520 Woodward Ave, Bloomfield Hills, MI 48304January 20, 1989Full Service Brick and Mortar
    262262008Mack Avenue Branch19683 Mack Avenue, Grosse Pointe Woods, MI 48236Febuary 01, 1989Full Service Brick and Mortar
    263250108Farmington Hills Branch31215 W 14 Mile Rd, Farmington Hills, MI 48334November 01, 1993Full Service Brick and Mortar
    2642501092100 South Main Street Branch2100 South Main Street, Suite E, Ann Arbor, MI 48103March 01, 1994Full Service Brick and Mortar
    265262586Owosso Branch1345 North Shiawassee Street, Owosso, MI 48867January 01, 1888Full Service Brick and Mortar
    268250116Portage Branch3070 West Centre Avenue, Portage, MI 49024August 17, 1998Full Service Brick and Mortar
    269250117Holland Branch100 East Eighth Street, Holland, MI 49423April 07, 1998Full Service Brick and Mortar
    270250119Plymouth Branch186 South Main Street, Plymouth, MI 48170November 23, 1998Full Service Brick and Mortar
    282250120Ann Arbor Branch122 South Main Street, Ann Arbor, MI 48104April 01, 1999Full Service Brick and Mortar
    283250121Muskegon Branch917 West Norton Ave, Muskegon, MI 49441January 01, 1999Full Service Brick and Mortar
    286250124Northville Branch39901 West Eight Mile Road, Northville, MI 48167June 14, 1999Full Service Brick and Mortar
    287250125West Front Street Branch627 W Front St, Traverse City, MI 49684July 07, 1999Full Service Brick and Mortar
    28940873Hancock Branch400 Quincy Street, Hancock, MI 49930January 01, 1889Full Service Brick and Mortar
    2902645861000 S Carpenter Ave Branch1000 South Carpenter Avenue, Iron Mountain, MI 49801January 01, 1889Full Service Brick and Mortar
    29126458912770 S Saginaw Road Branch12770 South Saginaw Road, Grand Blanc, MI 48439January 01, 1889Full Service Brick and Mortar
    292264590141 South Main Street Branch141 South Main Street, Romeo, MI 48065January 01, 1889Full Service Brick and Mortar
    2932645911930 Us 41 West Branch1930 U.S. 41 West, Marquette, MI 49855January 01, 1889Full Service Brick and Mortar
    2942645922325 Ludington Street Branch2325 Ludington Street, Escanaba, MI 49829January 01, 1889Full Service Brick and Mortar
    296264595501 Court Branch501 Court, Sault Ste. Marie, MI 49783January 01, 1889Full Service Brick and Mortar
    297264598Us 41 Po Box 524 Branch662 Palms Ave, Ishpeming, MI 49849January 01, 1889Full Service Brick and Mortar
    298264599100 S Suffolk St Branch100 South Suffolk Street, Ironwood, MI 49938January 01, 1889Full Service Brick and Mortar
    299264601330 Fifth Street Branch330 Fifth Street, Calumet, MI 49913January 01, 1889Full Service Brick and Mortar
    30243826622 E Grand River Branch611 East Grand River, Howell, MI 48843October 30, 1957Full Service Brick and Mortar
    3032830759880 E. Grand River Branch9880 E. Grand River, Brighton, MI 48116October 30, 1957Full Service Brick and Mortar
    304283079301 S. Layfayette Branch301 S. Layfayette, South Lyon, MI 48178October 30, 1957Full Service Brick and Mortar
    3052830761075 E. Main St. Branch1075 E. Main Street, Pinckney, MI 48169October 30, 1957Full Service Brick and Mortar
    306283078524 W. Grand River Branch524 W. Grand River, Fowlerville, MI 48836October 30, 1957Full Service Brick and Mortar
    30743738Macomb Branch23505 Greater Mack, St. Clair Shores, MI 48080October 23, 1956Full Service Brick and Mortar
    308264616Auburn Hills Branch3005 University Drive, Auburn Hills, MI 48326May 06, 1996Full Service Brick and Mortar
    310264619Houghton Branch901 West Sharon Avenue, Houghton, MI 49931August 15, 1995Full Service Brick and Mortar
    311264621Canton Branch6549 Canton Center Road, Canton, MI 48187November 10, 1995Full Service Brick and Mortar
    312207075The Gwinn Branch9 West M-35, Gwinn, MI 49841December 15, 1982Full Service Brick and Mortar
    3133386Munising Branch101 West Munising Avenue, Munising, MI 49862January 01, 1908Full Service Brick and Mortar
    314233734Manchester-Chelsea Road Branch10903 Chelsea Manchester Rd, Manchester, MI 48158November 15, 1979Full Service Brick and Mortar
    315206829Maybee Branch9040 Raisin Street, Maybee, MI 48159November 03, 1969Full Service Brick and Mortar
    316232073Temperance Branch7548 Lewis Avenue, Temperance, MI 48182October 20, 1980Full Service Brick and Mortar
    317358531Commerce Township Branch485 Haggerty Road, Commerce Township, MI 48390March 10, 1999Full Service Brick and Mortar
    323365007Grand Haven Branch21 N Beacon Ave, Grand Haven, MI 49417May 01, 2002Full Service Brick and Mortar
    324420037Troy Branch2078 E. Big Beaver Road, Troy, MI 48083December 23, 2002Full Service Brick and Mortar
    325424728Shelby Township Branch15023 21 Mile Road, Shelby Township, MI 48315January 20, 2004Full Service Brick and Mortar
    326232441East Saginaw Branch3015 East Saginaw, Lansing, MI 48912August 01, 1989Full Service Brick and Mortar
    327433905Iron River Branch320 West Adams Street, Iron River, MI 49935January 10, 2005Full Service Brick and Mortar
    328444350L'anse Branch139 Main Street, Lanse, MI 49946September 01, 2005Full Service Brick and Mortar
    329444961Highland Road, Howell Branch9402 East Highland Road, Howell, MI 48843October 03, 2005Full Service Brick and Mortar
    332363499Citizens Bank Wealth Management Bran328 South Saginaw Street, Flint, MI 48502March 01, 2002Full Service Brick and Mortar
  • 14 Ohio Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    27141474Warrensville Heights4834 Richmond Rd, Warrensville Heights, OH 44128January 01, 1920Full Service Brick and Mortar
    2722696258389 Mayfield Road Branch8389 Mayfield Road, Chesterland, OH 44026January 01, 1920Full Service Brick and Mortar
    273269626Bainbridge Township Branch8555 Tanglewood Square, Chagrin Falls, OH 44023January 01, 1920Full Service Brick and Mortar
    27426962780 Severance Circle Road Branch80 Severance Circle Road, Cleveland Heights, OH 44118January 01, 1920Full Service Brick and Mortar
    2752696282104 Warrensville Center Branch13991 Cedar Road, South Euclid, OH 44118June 30, 1985Full Service Brick and Mortar
    2762696295710 Mayfield Road Branch5710 Mayfied Rd, Lyndhurst, OH 44124June 30, 1988Full Service Brick and Mortar
    27726963026777 Lorain Rd Branch26777 Lorain Rd, North Olmsted, OH 44070June 30, 1989Full Service Brick and Mortar
    278269631Mentor Branch8382 Mentor Avenue, Mentor, OH 44060May 15, 1995Full Service Brick and Mortar
    279229828Hudson Branch5 Aurora Street, Hudson, OH 44236January 03, 1956Full Service Brick and Mortar
    280210892Shaker Heights Branch3505 Lee Road, Shaker Heights, OH 44120October 08, 1951Full Service Brick and Mortar
    281229856Middleburg Heights Branch7220 Pearl Road, Middleburg Heights, OH 44130November 14, 1990Full Service Brick and Mortar
    284250122Fairlawn Branch3009 Smith Road, Suite 100, Fairlawn, OH 44333August 11, 1999Full Service Brick and Mortar
    285250123Medina Branch890 North Court Square, Medina, OH 44256August 18, 1999Full Service Brick and Mortar
    288250126Strongsville Branch15312 Pearl Road, Strongsville, OH 44136October 25, 1999Full Service Brick and Mortar
  • 49 Wisconsin Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    1923570F&M Bank-Wisconsin Branch160 E. Pulaski St, Pulaski, WI 54162September 10, 1889Full Service Brick and Mortar
    1947429Marinette Mall Branch2201 Roosevelt Road, Marinette, WI 54143Febuary 08, 1909Full Service Brick and Mortar
    195225254Lena Branch301 West Main Street, Lena, WI 54139January 02, 1940Full Service Brick and Mortar
    196225255Townsend Branch17953 Highway 32, Townsend, WI 54175March 14, 1975Full Service Brick and Mortar
    1979136Suring Branch725 East Main Street, Suring, WI 54174January 01, 1934Full Service Brick and Mortar
    1987417Oconto Branch1035 Main Street, Oconto, WI 54153May 18, 1910Full Service Brick and Mortar
    199225244Suamico Branch1530 Sunset Beach Road, Suamico, WI 54173September 02, 1969Full Service Brick and Mortar
    200233351Allouez Branch1601 South Webster Avenue, Green Bay, WI 54301August 02, 1993Full Service Brick and Mortar
    201207493Ashwaubenon Branch2300 South Oneida Street Suite 9, Green Bay, WI 54304July 15, 1996Full Service Brick and Mortar
    202207495De Pere Branch1926 Dickinson Road, De Pere, WI 54115June 10, 1998Full Service Brick and Mortar
    2039578Algoma Branch208 Steele Street, Algoma, WI 54201October 16, 1911Full Service Brick and Mortar
    20416420Appleton Branch1935 East Calumet Street, Appleton, WI 54915June 08, 1981Full Service Brick and Mortar
    2056115Brodhead Branch1035 1st Center Avenue, Brodhead, WI 53520June 10, 1895Full Service Brick and Mortar
    208233206Clear Lake Branch327 Third Avenue, Clear Lake, WI 54005October 03, 1990Full Service Brick and Mortar
    2095784Darlington Branch207 Wells Street, Darlington, WI 53530January 01, 1903Full Service Brick and Mortar
    2128111East Troy Branch2905 Main St, East Troy, WI 53120November 18, 1892Full Service Brick and Mortar
    21336372Elkhorn Branch10 North Lincoln Street, Elkhorn, WI 53121May 11, 1987Full Service Brick and Mortar
    21410326Fennimore Branch1275 Tenth Street, Fennimore, WI 53809January 01, 1930Full Service Brick and Mortar
    2158104Lancaster Branch302 South Madison Street, Lancaster, WI 53813September 01, 1903Full Service Brick and Mortar
    2168395Potosi Branch102 South Main Street, Potosi, WI 53820March 04, 1904Full Service Brick and Mortar
    217229405Dickeyville Branch100 Rosalyn Avenue, Dickeyville, WI 53808May 06, 1968Full Service Brick and Mortar
    2187832Hilbert Branch69 South 8th Street, Hilbert, WI 54129January 01, 1904Full Service Brick and Mortar
    2194180Jefferson Branch106 South Main Street, Jefferson, WI 53549December 23, 1873Full Service Brick and Mortar
    221208957Highway 26 Branch1320 S Main St, Jefferson, WI 53549October 08, 1996Full Service Brick and Mortar
    2229567Kaukauna Branch205 E 4th St, Kaukauna, WI 54130May 01, 1911Full Service Brick and Mortar
    223233349Darboy BranchW 2670 County Rd Kk, Appleton, WI 54915May 16, 1988Full Service Brick and Mortar
    2249520Kiel Branch514 Fremont Street, Kiel, WI 53042September 01, 1898Full Service Brick and Mortar
    22512973New London Branch401 W North Water St, New London, WI 54961June 15, 1964Full Service Brick and Mortar
    2265541Omro Branch124 East Main Street, Omro, WI 54963January 01, 1892Full Service Brick and Mortar
    227218842Winneconne Branch124 W Main St, Winneconne, WI 54986April 09, 1934Full Service Brick and Mortar
    228218843Oshkosh Branch2101 West 9th Avenue, Oshkosh, WI 54904June 04, 1990Full Service Brick and Mortar
    22915356Central Branch5597 Highway Ten East, Stevens Point, WI 54481September 08, 1975Full Service Brick and Mortar
    230254085Amherst128 County Highway Kk, Amherst, WI 54406January 13, 1997Full Service Brick and Mortar
    23141820Antigo724 Fifth Avenue, Antigo, WI 54409June 01, 1934Full Service Brick and Mortar
    2328492Praitie Du Chien300 East Blackhawk Avenue, Prairie Du Chien, WI 53821August 01, 1902Full Service Brick and Mortar
    2359415Superior Branch1612 Belknap Street, Superior, WI 54880September 04, 1917Full Service Brick and Mortar
    2369568Wautoma Branch123 East Main Street, Wautoma, WI 54982January 01, 1913Full Service Brick and Mortar
    2375546Woodruff Branch103 Elm St, Woodruff, WI 54568January 01, 1920Full Service Brick and Mortar
    238218854Boulder Junction Branch5453 Park Street, Boulder Junction, WI 54512June 21, 1968Full Service Brick and Mortar
    239218855Manitowish Waters Branch135 Highway W, Manitowish Waters, WI 54545April 01, 1969Full Service Brick and Mortar
    240218857Minocqua Branch599 Chippewa Street, Minocqua, WI 54548July 20, 1994Full Service Brick and Mortar
    2414174Tomahawk Branch227 West Wisconsin Avenue, Tomahawk, WI 54487May 01, 1903Full Service Brick and Mortar
    243208950North Bay Branch662 North 4th Street, Tomahawk, WI 54487August 27, 1990Full Service Brick and Mortar
    244358685Sturgeon Bay Branch1426 Egg Harbor Road, Sturgeon Bay, WI 54235July 12, 1999Full Service Brick and Mortar
    245361969Menomonee Falls BranchN56 W 16949 Ridgewood Dr, Menomonee Falls, WI 53051August 31, 2000Full Service Brick and Mortar
    246365105Lincoln Avenue Loan Production Offic1025 South 108th Street, Milwaukee, WI 53227September 25, 2002Limited Service Loan Production
    247365106Green Bay Loan Production Office2325 Verlin Road, Green Bay, WI 54311September 30, 2002Limited Service Loan Production
    248428800Janesville Loan Production Office101 East Milwaukee Street, Janesville, WI 53545June 11, 2004Limited Service Loan Production
    331466045Appleton West Branch4321 West College Avenue Suite 101, Appleton, WI 54915April 01, 2007Full Service Brick and Mortar

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